Family Balance Sheet

MAY 4, 2021

Yep, I found a $20 bill while running on the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Credit Card Cash Back Redemptions in April: $439.62. However, once we paid off all of that debt, I started playing the credit card game. an hour.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

JANUARY 11, 2011

Does the sight of a Christmas tree make you want to hurl? Does it make you cringe to even think about Christmas? What makes me cringe is realizing how much we spent on Christmas in 2010. Since we use credit cards for almost all of our purchases, we are paying the bills now for our Christmas presents.

Christmas 138

Christmas 2011 Bills Credit Cards 138

Family Balance Sheet

APRIL 2, 2021

Yep, I found a $20 bill while running on the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Credit Card Cash Back: $175. I redeemed $175 for gift cards from our business credit card’s cashback program.

March 130

March Money Donation Credit Cards 130

Family Balance Sheet

JANUARY 2, 2013

Another Christmas has passed by and while the memory of the Christmas shopping and spending is still lingering in my head, I've come up with a plan for all of us to start saving for 2013. According to a recent survey, Americans were planning to spend on average $854 on Christmas gifts in 2012. a relaxing Christmas.

2013 113

2013 Christmas Club January 113

Family Balance Sheet

JANUARY 3, 2013

Yesterday, I announced my new year long series, Christmas Savings Club. To kick off the series and get everyone started on the first step, I created a Christmas Gift & Spending Budget excel spreadsheet that I am offering FREE to readers. Details on how to obtain your FREE copy will be at the bottom of this post. Thanks for reading.

Budget 100

Budget Budgeting 2013 Christmas 100

Family Balance Sheet

DECEMBER 29, 2020

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail.

Budget 130

Budget Budgeting Family Property Taxes 130

Family Balance Sheet

OCTOBER 8, 2015

Christmas is coming! The average American will spend about $700 on holiday purchases* and unfortunately many people will get a little surprise in the mail in January when the credit card bills start rolling in. We will pay cash for Christmas this year and I want that for YOU too! Create a Budget.

Debt Free 100

Debt Free Debt Christmas Budget 100

Family Balance Sheet

MARCH 9, 2018

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail.

Budget 160

Budget Budgeting Family Property Taxes 160

Family Balance Sheet

MARCH 5, 2021

Yep, I found a $20 bill on a morning run at the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. I had an unexpected surprise hit my credit card in February. Over the years, I have found money through rebates, refunds, online sales, and even the ground.

February 257

February Money Airline Flights 257

For the Mommas

DECEMBER 21, 2015

10 Ways to Recover From Christmas Debt. Every year, millions of Americans go overboard at Christmas. The following tips are meant to help you recover without becoming overwhelmed by your Christmas debt. #1: The following tips are meant to help you recover without becoming overwhelmed by your Christmas debt. #1:

Debt 40

Debt Christmas Credit Cards Bills 40

For the Mommas

DECEMBER 19, 2015

Christmas Gifts on a Budget. When you’re on a tight budget, you may think that your Christmas shopping will only yield cheap gifts. Outlet malls are one of the best places to buy Christmas gifts that look expensive. Many stores offer their customers special deals if they use their store credit card.

Budget 40

Budget Budgeting Christmas Gifts 40

Saving Cents With Sense

DECEMBER 20, 2013

When we think about how much we spend at Christmas, we typically focus on how much we spend on gifts for other people. Let’s look at where you could save a little money this holiday season: Christmas Lights. Wired.com figures Americans spend $233 million to power Christmas lights every year. Photo by jspad via Flickr.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

For the Mommas

DECEMBER 13, 2013

The remaining balance will be automatically billed to your credit card in three equal installments every 90 days. 101 Deals of Christmas Amazon Deals Hot Deals 101 deals of christmas Amazon Online Sales' To be eligible for this offer, you must purchase your Kindle Fire HDX device prior to 11:59 p.m.

Equal 78

Equal Credit Cards Bills December 78

Prairie Eco-Thrifter

JANUARY 19, 2015

Save all $5 bills that you get. Instead, I decided to save every $5 bill that I received. I kept those bills in an envelope in my dresser, and I was surprised how quickly the money added up. I kept those bills in an envelope in my dresser, and I was surprised how quickly the money added up. months, I had over $200!

Money 100

Money 2015 Emergency Fund Bills 100

Family Balance Sheet

JANUARY 10, 2014

The grocery bill can get out of control for me if I’m not careful. Last year, I ran a monthly series, The Christmas Savings Club , that encouraged all of us to save monthly so that we could have a cash Christmas. Plan on spending cash only, not credit cards. Are you an impulsive grocery shopper?

Budget 174

Budget Budgeting Grocery Groceries 174

Family Balance Sheet

NOVEMBER 4, 2016

While I don’t advocate the use of credit cards with a continuing balance, we do use a credit card on many purchases and pay the balance off when the bill comes. We earn cash back on our credit card purchases and I have been saving up our points to cash them in for a $100 Lands’ End gift card.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

For the Mommas

DECEMBER 14, 2013

The remaining balance will be automatically billed to your credit card in three equal installments every 90 days. 101 Deals of Christmas Amazon Deals Hot Deals 101 deals of christmas Amazon Online Sales' To be eligible for this offer, you must purchase your Kindle Fire HDX device prior to 11:59 p.m.

Equal 53

Equal Credit Cards Bills December 53

Nicoles Nickels

JANUARY 19, 2012

Daily Worth is giving 3 lucky winners $704 to cover those Christmas Credit Card bills!! DailyWorth is a free daily personal finance email for women. It delivers practical tips, empowering ideas, and the occasional kick in the pants.

Personal Finance 40

Personal Finance Win Finance Credit Cards 40

For the Mommas

DECEMBER 19, 2016

A perfect gift for your little one this Christmas this Learning Resources Pretend & Play Teaching Cash Register is available for ONLY $27.95 (Reg $55) at Amazon with FREE Shipping on orders over $49.00 Includes life size play money (coins and bills), credit cards, and coupon card. or with Prime Orders.

TV shows 40

TV shows Scanners Credit Cards Bills 40

Saving With Shellie

NOVEMBER 30, 2014

This has to be your (or your joint account holder’s) first 360 Checking Account (including Electric Orange checking) Just to give you a time line, if you complete the 5 purchases or deposits, you will receive the $100 bonus in mid-January, just in time to pay your credit card bill from Christmas.

Fridays 79

Fridays Budgeting Budget Credit Cards 79

For the Mommas

DECEMBER 16, 2013

The remaining balance will be automatically billed to your credit card in three equal installments every 90 days. 101 Deals of Christmas' At checkout, you’ll be charged 25% of the device price. To be eligible for this offer, you must purchase your Kindle Fire HDX device prior to 11:59 p.m.

Equal 58

Equal Credit Cards Bills December 58

Saving With Shellie

NOVEMBER 29, 2013

Just in time to pay your credit card bill from Christmas When I took advantage of this offer a while back I just put $10 in the account. Then I used the card at Sonic for Happy Hour 5 different times. Bonus only available for new Capital One 360 checking accounts.

Emergency Fund 68

Emergency Fund January Credit Cards Sonic 68

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Saving With Shellie

NOVEMBER 23, 2012

Then I used the card at Sonic for Happy Hour 10 different times. Now $125 in free money will come in really handy when it comes time to pay your credit card bill from Christmas! I got some yummy drinks and got my free sign-up bonus. Easy Peasy.

ING Direct 58

ING Direct Emergency Fund Savings Account Credit Cards 58

Coupons Do Work

APRIL 14, 2015

Here is an article I Wrote in 2013 that I am going to repost on how I survive on a $30 bucks a week on my grocery bill for the whole family : Question: can you survive on $200 a month grocery shopping for the whole family? My total bill was $27.57. I paid it all in cash (try not to pay in credit cards…).

Budget 100

Budget Budgeting Food Kids and Family 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

” Sean from One Smart Dollar shares 5 Ways to Save Money on Christmas Shopping. Peter from Bible Money Matters shares 10 Tips to Save Money on Your Christmas Shopping and Avoid Going Into Debt. Glen from Credit Card Smarts shares how to Use a Credit Card to Build Your Credit History Fast.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

SEPTEMBER 19, 2014

News flash: 96 days until Christmas morning. Gifts, decorations, holiday cards and let’s not forget the food. Rather than succumb to the chaos, let’s plan together to spend only what we have and not put one dime of our holiday spending on a credit card. 2 Ways to Prepare for a Debt Free Christmas.

Debt Free 100

Debt Free Debt Christmas Budget 100

For the Mommas

FEBRUARY 4, 2016

You will need a white box that you would normally place shirts in at Christmas time. This is sure to be a Valentine’s Day that you’ll remember for a very long time and not because you’re still paying the credit card bill for that one night. Open the word processing program and choose a clipart image.

Budget 40

Budget Budgeting Chocolate Homemade 40

Family Balance Sheet

MARCH 4, 2016

I started changing the oil in our cars, I became our landscaper, and we both cut out any monthly bill that wasn’t a requirement for living. NO, we can’t afford to buy 152 gifts for Christmas this year”. “ We were living on scorched Earth. It didn’t stop there. You ready for this? “NO”. NO, we aren’t cheap…just frugal”.

Debt 100

Debt Finds Debt Free Television 100

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. During that time, I started to budget for everything.

Budget 133

Budget Budgeting Financial Goals Goals 133

Nicoles Nickels

NOVEMBER 26, 2015

Since introducing the best-selling paper-thin Leaf Antenna in March 2011, Mohu has helped customers save more than $200 million by reducing or eliminating their monthly cable and satellite bills. is personalized with the user’s name and makes a unique gift for Christmas or any other occasion! day face oil serum and P.M.

Dog 40

Dog Holiday Gifts Martha Stewart 40