Savings Corner
DECEMBER 25, 2023
An important metric that your mortgage lender uses to calculate the amount of money you can borrow is the DTI ratio — comparing your total monthly debts (for example, your mortgage payments, including insurance and property tax payments) to your monthly pre-tax income. Your history of paying bills on time.
Family Balance Sheet
APRIL 11, 2020
I’ve shared before that April is the most expensive month of the year for us because our homeowners/auto insurance and property taxes are all due, along with any federal or state taxes that we might owe. We need to revisit that plan and make adjustments based on what we’re dealing with now. Cash is King.
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Prairie Eco-Thrifter
JULY 13, 2014
Closing costs : Per Realtor.com these are typically paid by the buyer, these costs can add between 2 – 7% of the purchase price to the buyers bill – but a motivated seller might grant some $$$ towards them. Deductible closing costs include points or prepaid interest on your mortgage and your share of the prorated property taxes.
Prairie Eco-Thrifter
JULY 6, 2014
The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. Of course, I want the best deal possible, so I went scouting to see what I could learn about getting the best deal on a rental car.
Savings Corner
DECEMBER 24, 2023
Analyze your monthly budget to make sure you can handle mortgage payments along with your other day-to-day bills. That’s why a home inspection contingency is important — it gives you a way out of the deal if you need it. Determine the maximum loan you qualify for. Getting preapproved can help (see Step 5).
The Frugal Girl
MARCH 4, 2024
I can’t even imagine how many repair bills from plumbers, electricians, appliance techs, and auto mechanics he has saved us over the years. Alan and I, by choice, bought land in an area with low property taxes. Had we not fallen in love with the locale, it wouldn’t have mattered how low the taxes were, but fall in love we did.
Savings Corner
APRIL 4, 2024
Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Most lenders have websites with secure portals you can use to upload requested documents.
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