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Family Balance Sheet
DECEMBER 29, 2020
My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. This is a 12-month spreadsheet.
Family Balance Sheet
APRIL 11, 2020
Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. My second prayer is that my family gets through this crisis financially. We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal.
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Family Balance Sheet
OCTOBER 10, 2014
By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Do you go into panic mode when your car insurance bill arrives?
Family Balance Sheet
JUNE 4, 2015
However a few years ago, we found ourselves with too much debt and not enough cash. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. I manage the finances for our business and our family and by August 2013, I felt the weight of the situation.
Family Balance Sheet
JUNE 22, 2020
It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.
Savings Corner
DECEMBER 24, 2023
Doing so will empower you to make the best decisions for your family — and your wallet. Analyze your monthly budget to make sure you can handle mortgage payments along with your other day-to-day bills. These things can hurt your credit score or impact your debt-to-income ratio, which can imperil your final loan approval.
The Frugal Girl
MARCH 4, 2024
We consider her our “bonus kid” and our family is extremely close. Aside from those exceptions, we did all the work ourselves and with the help of family. I can’t even imagine how many repair bills from plumbers, electricians, appliance techs, and auto mechanics he has saved us over the years. Our son is 29 and biological.
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