Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. Entries such as your mortgage, gas, electricity bill, and so on are essential.

Saving Money 52

Saving Money Money Saving Credit Cards 52

For the Mommas

JANUARY 3, 2011

Not having the money to cover an unexpected bill, just turns into a series of robbing Peter to pay Paul. You skip paying a bill to pay for a repair. As a part of my Back to Basics series , I am writing a post on how to start an emergency fund. Without an emergency fund, this could have been an major financial blow.

Emergency Fund 49

Emergency Fund Amy's Financial Goals Heaters 49

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Then set aside money for your monthly bills such as electricity, water, internet, phone, house, car, etc; and other expenditures like personal items. Set Financial Goals. When you’re struggling to pay your monthly billings, then you might think that saving is too far out of reach. Plan for Financial Emergencies.

Family 196

Family Financial Goals Debt Goals 196

Savings Corner

APRIL 4, 2024

It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. In contrast, higher-risk investments are better suited for long-term goals. It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions.

April 52

April Lowes CD Bank 52

Family Balance Sheet

SEPTEMBER 9, 2014

have barely any bills and be able to live off passive income. I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. Building an emergency fund also helps enormously. Who initiated the debt free goal?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

FEBRUARY 4, 2015

I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. I have usually handled paying the bills and budgeting since starting to stay at home. What are your financial goals now?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. we still weren’t making enough money to cover all of our monthly bills. bills, I felt like our checks were spent the second we received them. What are your financial goals now?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” Today I’m going to talk about getting those emergency funds going. krantcents: How Will You Measure Your Life?

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

JANUARY 21, 2015

It would be hard to have the laid back life we envisioned with both of us working frantically just to pay bills (mostly made of debt.) What are your financial goals now? We are almost done with our 3-6 month emergency fund and will begin maxing out our retirement accounts.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

SEPTEMBER 29, 2016

Before we left I was already feeling stressed from juggling 8 payments on top of our regular household bills and expenses. I knew that we had to do something different because we made a decent family income, but had nothing to show for it except for the mountain of bills that I had laid out in front of me.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. receipts, statements, all upcoming bills, and any other history of your spending.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

FEBRUARY 10, 2017

And to be honest, we don’t regret it one bit, but things changed rather quickly in 2013 and we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. Our bills and responsibilities didn’t waiver however, even though our income dipped. Start college funds for both girls.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

FEBRUARY 3, 2016

To resolve tensions, we look at the monthly budget together and if there is a bill due that we don’t have the money, we work together to rearrange accounts. Though my husband does help with some negotiating to combine bills or consolidating them. What are your financial goals now?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

He still physically pays all the bills and keeps track of any information with those companies. Once our kids are in school our goal will be to look into buying our dream home. What are your financial goals now? Make sure to have an emergency fund so you’re not put back into debt when something comes up.

Debt 100

Debt Debt Free Pay Off Debt Finds 100