Family Balance Sheet

APRIL 11, 2020

I have written often about the importance of an emergency fund. I set up a strategy years ago to pay for those yearly expenses , so thankfully, there’s money for these bills and we won’t fall behind. Kids in the kitchen. My second prayer is that my family gets through this crisis financially. Cash is King.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

MAY 27, 2012

I mean, I was living from pay check to pay check , always hoping I’d find whatever money I needed to pay the bills. Bills that are overdue – this is a classic early sign that you are in trouble “Robbing Peter to pay Paul.” Also include an emergency fund and contributions to a retirement account, even if just small amounts at first.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

JUNE 22, 2020

This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. Entries such as your mortgage, gas, electricity bill, and so on are essential.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Saving Cents With Sense

JANUARY 1, 2014

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Don’t shop hungry and if your kids aren’t helpful with shopping, you may want to leave them at home so you can concentrate on getting the best deals.

2014 88

2014 Saving Bills Emergency Fund 88

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. we still weren’t making enough money to cover all of our monthly bills. bills, I felt like our checks were spent the second we received them. haha Kidding. It was a good (or not so good!)

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Saving Cents With Sense

JANUARY 3, 2017

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Don’t shop hungry and if your kids aren’t helpful with shopping, you may want to leave them at home so you can concentrate on getting the best deals.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

SEPTEMBER 9, 2014

have barely any bills and be able to live off passive income. I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. Building an emergency fund also helps enormously. It’s awesome to (FINALLY!)

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Saving Cents With Sense

JANUARY 1, 2015

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Don’t shop hungry and if your kids aren’t helpful with shopping, you may want to leave them at home so you can concentrate on getting the best deals.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving Everyday

FEBRUARY 15, 2014

Five Ways to Build Your Emergency Fund FAST! How to Save With Coupons When You Don’t Have Time to Use Coupons by Two Kids & A Coupon. Extreme Couponing Tips for Beginners by Two Kids & A Coupon. Coupon FAQ’s – How to Price Match When Shopping for Extra Savings by Two Kids & A Coupon.

Saving Money 71

Saving Money Frugal Money Thrifty 71

Prairie Eco-Thrifter

OCTOBER 15, 2011

Personal Finance Whiz : What Is An Emergency Fund? One of the major components of being financially fit is to have an emergency fund. If you want to help your kids get off to the best start in life, it’s vital to consider them when you make financial decisions. Why Do You Need One and How Does it Work?

October 200

October 2011 Finance Personal Finance 200

Saving Everyday

JANUARY 1, 2015

Five Ways to Build Your Emergency Fund FAST! How to Save With Coupons When You Don’t Have Time to Use Coupons by Two Kids & A Coupon. Extreme Couponing Tips for Beginners by Two Kids & A Coupon. Coupon FAQ’s – How to Price Match When Shopping for Extra Savings by Two Kids & A Coupon.

Saving Money 40

Saving Money Frugal Money Thrifty 40

Family Balance Sheet

FEBRUARY 4, 2015

He now works as an architect, and I do some freelance from home now that we have kids. Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. After we had kids, though, I stayed home, so we continued making the minimum payment for years.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

Jeff plays hockey and badminton and we take turns running the kids to their figure skating lessons. Before we left I was already feeling stressed from juggling 8 payments on top of our regular household bills and expenses. We are currently working towards fully funding our emergency fund. What kind of debt was it?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

MAY 27, 2015

I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. We skipped Baby Step #5 (college funding) because we didn’t have kids at the time. We also look for places where kids eat free now.

Debt 100

Debt Debt Free Pay Off Debt Finds 100