Family Balance Sheet
JANUARY 25, 2013
As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. Once you have a gift budget for 2013 that you are comfortable with, divide that number by eleven. That final number will be your goal to save each month between now and November 25, 2013. My monthly goal is $100.
Family Balance Sheet
APRIL 1, 2021
Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.
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Family Balance Sheet
MAY 25, 2013
My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. That number includes gifts for our kids, extended family members, teachers, friends, neighbors, bus drivers, service people, our Christmas cards, stamps, and our donations towards the Salvation Army''s Adopt-a-Family program.
Family Balance Sheet
JULY 25, 2013
My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our monthly goal for Christmas savings is $100. I was able to transfer the $100 to our savings account in July, but I''m still short from June when I needed to use some of the savings for other gifts that we needed to buy last month.
Family Balance Sheet
JUNE 25, 2013
My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our monthly goal for Christmas savings is $100. Have you found yourself short with your savings goal? If you have not done so, complete the Christmas Gift & Spending Budget worksheet. On with the June meeting.
Family Balance Sheet
APRIL 25, 2013
I''m still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. We have made gift giving a line item in our budget since it can be a budget buster unless it is planned for. I transferred $115 to our Christmas account in April. $15 On with the meeting.
Family Balance Sheet
MARCH 25, 2013
I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. My husband and I started Dave Ramsey's Financial Peace University last month, so we scrutinized our March budget more than ever before. Just remember, we're saving for A CASH CHRISTMAS! On with the meeting.
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