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Ways to Save Money on a Tight Budget

Saving Everyday

If you’re looking for ways to save money on a tight budget, we’ve got you covered! Christmas is right around the corner, so if you’re looking for ways to save money on a tight budget, we’re here to help! Ways to Save Money on a Tight Budget This is a two-part conversation.

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1st Meeting of the Christmas Savings Club

Family Balance Sheet

As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. Once you have a gift budget for 2013 that you are comfortable with, divide that number by eleven. That final number will be your goal to save each month between now and November 25, 2013. It's awesome. How did you do?

Christmas 127
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Christmas Savings Club | May Meeting

Family Balance Sheet

If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our monthly goal of $100 is now a part of our monthly budget and I was able to transfer the full $100 to our savings account in May.

Club 100
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Christmas Savings Club | July Meeting

Family Balance Sheet

If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our monthly goal for Christmas savings is $100. If you have not done so, complete the Christmas Gift & Spending Budget worksheet.

Club 100
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Christmas Savings Club | June Meeting

Family Balance Sheet

If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our monthly goal for Christmas savings is $100. If you have not done so, complete the Christmas Gift & Spending Budget worksheet.

June 100
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Christmas Savings Club | April Meeting

Family Balance Sheet

If you are new, please read more about the Christmas Savings Club in the first post and join us. I''m still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. We have made gift giving a line item in our budget since it can be a budget buster unless it is planned for.

April 100
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Introducing the 2013 Christmas Savings Club

Family Balance Sheet

Before the first meeting on January 25th, there's a little bit of prep work to do on your end: Step 1: Create a Christmas Gift Budget. On the budget, list all of your purchases for Christmas 2012 gifts and add up the total. If you're spending was too far out of your comfort zone, make adjustments as you fill in the budget for 2013.

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