Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. What are the top 3 – 5 ways you found money to put towards debt. The first thing we did was to review our spending and create a budget.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

AUGUST 4, 2014

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How often do you and your spouse discuss your finances/budget/spending? So I take the clothing or grocery budget and stretch it as far as I can. What are your financial goals now?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Another way to think of a budget is a spending plan. Create a budget calendar.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JANUARY 20, 2017

When we added my grad school loans to our other debts and our regular. strict budget. towards our debt. Little by little, we paid off each loan before moving. towards debt. We committed to using a cash budget, and we talked daily at. loan was paid off and we had that much extra to go towards the second.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

AUGUST 5, 2015

My husband has always been the one who has felt the full weight of our debt. He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. What are your financial goals now?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

APRIL 9, 2021

So often, we don’t dream about our financial goals, because we are so entrenched in our challenges. Our smallest debt was a credit card that had a $600 balance. We found extra money within our budget and applied it to that first loan while making the minimum payments on the other 4 loans. Paying off debt is not fun.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JULY 2, 2015

We have been given money ourselves during our process of paying off debt and try to remain grateful and giving. If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt? How often do you and your spouse discuss your finances/budget/spending?

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Sometimes a cash diet (not a crash diet) is necessary to get the ball rolling to help you reach your goals. This doesn’t mean you will always live with a cash budget, although you certainly could.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget. My top tips to pay off your debt would be the following.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

DECEMBER 10, 2014

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. I did the regular budget audit and cut things out like entertainment, fast food, and going out with friends. How often do you and your spouse discuss your finances/budget/spending?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. Living a life focused on paying off debt is not always easy. Groceries.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

MAY 27, 2015

There were two things that inspired us to pay off debt. I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. Extra money from budgeting wisely and spending less (specific tips below).

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 2, 2016

Spending Audits Not Budgets – This might be a little controversial, but I tried budgeting and kept on failing. In general though, the process of paying off debt has taught me a lot of things, and its a lifestyle I continue to this day. What are your financial goals now? Are those jeans worth it?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

APRIL 12, 2016

I read it in two days and I was sold on the idea of being debt free. I ended up taking Financial Peace University as well. Share the top 3 – 5 ways you found money to put towards debt. Simply doing a budget. What habits did you form while being debt free that will now stick with you for the long term?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 7, 2015

How often do you and your spouse discuss your finances/budget/spending? We do budget together EVERY SINGLE MONTH. Because each month needs a different budget based on the circumstances you’re currently in. I carry the budget envelopes in my purse, because if Barry carried them in his pockets, that would just be weirdo.

Debt Free 100

Debt Free Debt Budgeting Budget 100