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Our 2023 Financial Goals

Family Balance Sheet

The rest of the snowball went towards other things, such as a new-to-us vehicle, medical expenses, retirement contributions, and home repairs. Sidebar: Restaurants are also a budget buster for us, and I will be extra diligent in this category as well. Travel and vacations will always be a part of our budget.

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Meet a Reader | Gretchen from Oregon

The Frugal Girl

As well as other “from scratch” things like my current main hobby of teaching myself how to spin yarn from our sheeps’ wool. Although we had to invest in machines like a plucker and scalder for butchering chickens, as well as the animals and their shelters, eventually our home-raised meat will be basically free.

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Meet a Reader | Mbmom11, in the Midwest

The Frugal Girl

Home repairs, construction, electrical, auto repair, technology – he’ll try anything after suitable research of YouTube and other resources. I should have known he was special as he asked for a set of “Time-Life” home repair books when he was in college. He is so talented at DIY.

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Tips For Keeping Home Plumbing Repair Costs At A Minimum

Saving Cents With Sense

A lot of people are looking for ways to cut their costs and adjust their lifestyles to lower budgets. While a lot of people try taking big steps – selling their large homes and moving into smaller ones, for example – there are also a number of smaller steps that can be taken to cut down your costs. All rights reserved.

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All You Magazine Subscription – $10 Per Year

Saving With Shellie

I love the simple, frugal recipes they share as well as the decor and fashion advice. I get all kinds of great ideas for my home and unlike other magazine, everything has your budget in mind! This offer is only valid today and tomorrow (8/20 – 8/21). This is one of my favorite magazines.

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Can You Cut Expenses by a Half Million Dollars?

Prairie Eco-Thrifter

Follow these cost reduction strategies consistently and you can stack up huge lifetime savings as well. is based on a Billshrink.com article – Dining on a budget. Based on that, we saved $222 dollars a year on a $500 a month food budget for 40 years for a total of $8,880. 40,720 Home Repair.

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Create your debt freedom plan

Family Balance Sheet

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We thought we were doing really well. Well, you know how that ends…someday, we’ll travel extensively. .

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