Savings Corner

DECEMBER 27, 2023

They also have the most options when it comes to shopping for a loan. Those with fair to bad credit (scores below 690) may have to look a little harder and pay a higher rate for a personal loan. Having steady income, low debt, a long credit history and a record of on-time payments will improve your chances of being approved.

Debt 40

Debt Home Improvement Consumer Credit 40

Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. Through lay offs, new jobs, new schools, illness, and everything else involved with a family, we have had our ups and downs. Make a list (with coupons of course!)

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Create a budget. By refinancing, consumers could quickly save hundreds of dollars every year without having to make significant cuts to their budget. Paying Off Debt. The top 3 financial resolutions? that gym you no longer use.)

Monitors 40

Monitors Credit Debt Consumer 40

Family Balance Sheet

FEBRUARY 23, 2016

I keep telling myself that our sacrifices are short term and once we pay off our debt, we won’t feel the pinch. I have no problem shopping at a thrift store and not having cable TV, but I still want to camp and watch my daughters swim meets. Read our 2016 Crushing Debt Guidelines here.

Debt 100

Debt Goals 2016 Calculators 100

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

JULY 2, 2015

We have been given money ourselves during our process of paying off debt and try to remain grateful and giving. If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt? How often do you and your spouse discuss your finances/budget/spending?

Student 100

Student Debt Debt Free Finds 100

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. Shop around at garage sales, thrift stores and online classifieds for furniture and other household items. For example, if you plan your meals in advance and create a grocery list, you can shop while you’re running your errands.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Prairie Eco-Thrifter

JULY 4, 2011

Jacob @ My Personal Finance Journey discusses Online Shopping – The Risks, Benefits, and How to Stay Safe. This doesn’t mean you will always live with a cash budget, although you certainly could. Pat S from compounding returns asks Pay Off Debt or Invest for The Future ? Have you ever derailed your goals?

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

MAY 27, 2015

There were two things that inspired us to pay off debt. I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. Extra money from budgeting wisely and spending less (specific tips below).

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 2, 2016

Spending Audits Not Budgets – This might be a little controversial, but I tried budgeting and kept on failing. Could I knock $20 off my grocery shopping somehow? Avoid Shops Like The Plague – The simplest way to save money is just stop going near shops as much as you can! So I pass on by.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

APRIL 12, 2016

I read it in two days and I was sold on the idea of being debt free. Share the top 3 – 5 ways you found money to put towards debt. Simply doing a budget. Re-examine and shop around for car insurance every so often – I saved $1200 this past year for the same coverage. That, in itself, will be eye-opening.

Credit Cards 100

Credit Cards Debt Debt Free Student 100