Prairie Eco-Thrifter
MARCH 16, 2011
The biggest expense in most people’s budget is their mortgage payment. If you find ways to reduce your mortgage payments, you could wind up saving a lot of money each month. This extra money can be used to fund your retirement account or pay down some bills. Let’s take a look at 5 ways to save money on your mortgage.
Prairie Eco-Thrifter
MARCH 14, 2011
Any housing related insurance fees and property taxes are also important to include. Food costs would be a sum of the total of how much money it would cost to feed your family on a monthly basis. Although you can do this too, we will leave space in the budget for you to buy these items. Entertainment. Please share.
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Prairie Eco-Thrifter
JULY 6, 2014
I’ve been trying to persuade my hubby to go ahead and get a newer van – we’ve got the money set aside for it, but so far no luck. The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake.
Family Balance Sheet
JUNE 8, 2018
During that time, I started to budget for everything. Every aspect of our lives was included in our budget. When people hear the word budget, they think “restriction” and “no fun”, but honestly that couldn’t be further from the truth. Another way to think of a budget is a spending plan.
The Frugal Girl
MARCH 4, 2024
How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) We knew it would be a balancing act, so we were working on saving money long before the wedding.
Family Balance Sheet
JUNE 22, 2020
We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. Home and auto expenses are two big budget categories and by keeping these expenses low, we were able to put more aside to our debts. Groceries.
Savings Corner
APRIL 4, 2024
To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. You could lower your mortgage payment and create more space in your monthly budget. Your credit score will temporarily take a hit.
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