Family Balance Sheet

FEBRUARY 19, 2022

Today at age 50+, I still optimize our cash flow, but my focus is shifting towards saving with our daughters’ future education costs, building our net worth, and planning for our retirement years. His primary focus is growing and maintaining his business. Create our family’s financial goals and Debt Freedom Plan.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. At times over the years, my husband thought our focus was too heavy on the cutting and the reducing of expenses, and and not enough on the building and the increasing of income.

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

JULY 28, 2014

I started counting it, tracking it, and trying to grow it. Updating spreadsheets, learning new savings and investment strategies, and watching my net worth grow over time became increasingly exciting. Find a way to track your progress towards your goals that helps you stick to your new spending and savings plan. Money Tips'

Hobby 189

Hobby Money Making Goals 189

Prairie Eco-Thrifter

JUNE 11, 2014

It’s fun to watch your account grow, but at the same time, if you have different goals for the money, having everything in one account can be problematic, since you aren’t able to identify which money is earmarked for a specific goal. Break Out Your Objectives. Chances are that you are saving for different purposes.

Goals 208

Goals Emergency Fund Used Vacation 208

Penny Pinchin' Mom

DECEMBER 17, 2023

Start small; trust me, you will go bigger once you see the amount growing. Make Long-Term Investments Once you have your emergency fund and life insurance set up, you essentially have a financial foundation upon which your family can survive in case of an emergency. Make it automatic and let it go into a separate account.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

AUGUST 26, 2013

You wouldn’t set out to build a house without first deciding what materials to use and what design you want. Your life is no different; you need to know what you want but you also need a plan to help you build it right. Establishing goals will be a major step in achieving what you want in life.

Goals 233

Goals Making Financial Goals Work 233

Prairie Eco-Thrifter

JANUARY 15, 2013

I know people in my modest neighborhood who live within their means, and build their futures, who are wealthier than those who live in the “rich” section of town, in a big house. Create the life you want, based on your own goals, and live within your means. What do you think?

Debt 274

Debt Wedding Money Financial Goals 274

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Savings Corner

APRIL 4, 2024

Building a portfolio that has at least some less-risky assets can be useful in helping you ride out volatility in the market. It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions. The lowest of the low are known as high-yield bonds or “junk bonds.”

April 52

April Lowes CD Bank 52

Family Balance Sheet

MARCH 18, 2015

I’ve always been a total brown thumb but I am determined to finally figure out how to grow things. What are your financial goals now? We’ve been working with a financial advisor to make sure we are making smart decisions now that will continue to build wealth, and we are also really focused on finding ways to give back.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. These days, there is an ever-growing concern about the safety of our personal information when it is shared over the World Wide Web. Sean Smarty from Grow Money talks about How to Invest During College. Good question.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

FEBRUARY 4, 2011

I can say though that by using a money management program you are more likely to stick to your budget and your financial goals. Young and Thrifty gives us tips on how to pick a good financial advisor. We also grow our own herbs just like the suggest. Moolanomy asks if the cost of building green is worthwhile?

January 113

January February Debt Personal Finance 113

Savings Corner

DECEMBER 25, 2023

While major declines in the market can be frightening, investing is one of the few ways to outpace inflation and grow your purchasing power over time. A savings account just won’t build wealth. That makes investing one of the best things that Americans of any age can do to get on the road toward financial well-being.

Taxes 52

Taxes Growing Money College Tuition 52

Savings Corner

DECEMBER 25, 2023

With passive income, you can have money coming in even as you pursue your primary job, or if you’re able to build up a solid stream of passive income, you might want to kick back a little. It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions.

Money 52

Money Making Real Estate Rent 52

Family Balance Sheet

DECEMBER 10, 2014

The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. He leaves most of the financial goals up to me, but we make the decisions together. What are your financial goals now?

Debt 227

Debt Debt Free Financial Goals Goals 227

The Frugal Girl

MARCH 4, 2024

When my brother and I were growing up, our parents didn’t have much discretionary income. We lived off my salary and banked Alan’s even before we were married so that we could build our own house (literally), paying cash as we went. I read every post, but don’t comment often – usually some of you have already made my point for me.

Green And Frugal 179

Green And Frugal Kids and Family Hotel Frugal 179

Family Balance Sheet

JUNE 2, 2016

So whether that’s hiking across the beautiful Sussex Downs, growing my own vegetables or taking my binoculars out for a spot of bird watching I rarely spend much time indoors. However, over time, as the debt grew thanks to interest charges and mismanagement on my part, the monthly payments started to grow out of control.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

FEBRUARY 3, 2016

You will see some small wins, which is good for morale, and the payment continues to grow and grow on each subsequent debt. If married, who initiated the debt free goal? What are your financial goals now? The next goals in line would be to build up a 3 month emergency fund and save enough money to replace my car.

Debt 100

Debt Debt Free College Finds 100

Penny Pinchin' Mom

MARCH 11, 2024

This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. Go build a treehouse in the backyard or teach your kids how to bake. It’s a wonderful way to grow your own produce and save money on groceries. With a meal plan, you will only get what you need.

Saving Money 52

Saving Money Money Mom Used 52

Family Balance Sheet

MAY 27, 2015

We’re now on Baby Step #7 (building wealth, which includes college funding). We read both of Dave’s books (Financial Peace and The Total Money Makeover). It also freed up some money to put into wealth building – Retirement will come pretty early for us if we choose so and college loans won’t be a burden for us or our children.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JANUARY 7, 2015

I’m not telling you to stay home and grow roots so that you can never leave the premises. What are your financial goals now? and to build our dream home. It’s not forever…it’s just temporary. Unless you’re cheapo like us, then quitting Starbucks is permanent. Forget vacation. And deodorant.

Debt Free 100

Debt Free Debt Budgeting Budget 100