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Thrifty Thinking - 2023's Best Gas Credit Cards

Motherhood Moments

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment. Best Gas Rewards Credit Card: The U.S.

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Net Worth Defined: What Is My Net Worth?

Savings Corner

On the other hand, even people with modest incomes can accumulate significant wealth and a high net worth if they buy appreciating assets and are prudent savers. For example, your home would count toward your net worth if you’re willing to use it for a home equity line of credit or sell it should the need arise.

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Why Use Cash?

Prairie Eco-Thrifter

At the time, I didn’t have credit cards so it was a valid concern. As an adult, I use both cash and credit as well as checks. If I buy anything online, I use credit. If you know you can only buy up to the limit of cash you are carrying, you will be more careful about what you are buying.

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Compare Current VA Loan Rates

Savings Corner

Veterans United, a lender that specializes in VA loans, surveyed borrowers between August and September 2023 who intended to purchase a home within the next three years. Of these borrowers, 27% reported that they anticipated buying within the following six months, while 40% projected that they’d be buying within seven to 12 months.

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Saving Tips & Free Crediting Monitoring

For the Mommas

Nearly 46% of consumers say they typically consider making a financial resolution – up 31% since the first year of the survey in 2009. If you achieve it, nothing happens, but if you don’t achieve it, the site will charge your credit card and donate money to a charity whose cause you hate. The top 3 financial resolutions? Spending Less.

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What Is A Home Equity Loan?

Savings Corner

The amount you can borrow with a home equity loan is based on the current market value of your home, the size of your mortgage and personal financials like your credit score and income. The interest rate you receive on a home equity loan (as with other loans) will vary depending on your lender, credit score, income and other factors.

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Start Managing Your Debt (And Enter To Win $1000 Cash)

Prairie Eco-Thrifter

Easy credit, a have-it-now mentality and the consumer-driven society have all created this situation. A recent survey in the US showed that increasing numbers of people are filing for bankruptcy as their debts reach levels they simply cannot service. Does any of that sound familiar?

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