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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

I remember the old S&H Green Stamp days when folks would paste their little green stamps (which they go from buying stuff) in a book which could then be redeemed for more merchandise available from the catalog. Credit card rewards programs are no different. Many people today seem to prefer paying by credit card.

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Thrifty Thinking - 2023's Best Gas Credit Cards

Motherhood Moments

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment. Best Gas Rewards Credit Card: The U.S.

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How to Build Credit – NerdWallet

Savings Corner

Building credit can be tricky. If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment. But how are you supposed to show a history of responsible repayment if no one will give you credit in the first place? There are also ways to use rent, phone and utility payments to build credit.

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Best College Student Credit Cards of February 2024

Savings Corner

FULL LIST OF EDITORIAL PICKS: BEST COLLEGE STUDENT CREDIT CARDS Before applying, confirm details on the issuer’s website. Discover it® Student Chrome Our pick for: Simplicity and value Simplicity makes the Discover it® Student Chrome a standout for students searching for their first credit card. Read our review. Read our review.

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Ways to Save on Travel Without Using Rewards Credit Cards

Prairie Eco-Thrifter

I’ve noticed a trend lately in the blogosphere of bloggers pushing rewards credit cards to travel for free. Most people have a credit card and why not get some free travel for using it? If you travel more than once per year, typically you won’t be able to churn credit cards to get that many free trips anyway.

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Save Money: Buy These 7 Items Used

Prairie Eco-Thrifter

If you want to save money, one of the best options is to buy used. Not only can buying something second-hand help you save money, but it also reduces the amount of resources that you use. Buying used is one way to increase the sustainability of your life. It was much cheaper to buy these items gently used.

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Why Use Cash?

Prairie Eco-Thrifter

Back in my teens and early twenties, Mom used to yell at me about not carrying enough cash. At the time, I didn’t have credit cards so it was a valid concern. Either I would be walking or using my last quarter in the pay phone to call home and beg someone to come get me. If I buy anything online, I use credit.

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