Family Balance Sheet

APRIL 11, 2020

I have written often about the importance of an emergency fund. We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. We didn’t have enough cash saved to buy a car without a loan and that wasn’t sitting well with me. Cash is King.

Budgeting 246

Budgeting Budget Family Debt 246

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. What inspired you to get debt free? Tell us about you and your family.

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

MAY 30, 2012

A budget gives it to you plain and simple – the good, the bad and the ugly. So look at the take-outs you buy, the dinners out, the expensive designer coffees, the magazines, the impulse buys of things you really didn’t need, the ‘stuff’ you buy without thinking it through. Make establishing an emergency fund a priority.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

JANUARY 16, 2014

Traditional investment advice says that you shouldn’t invest in the market until you are financially stable, have an emergency fund and have taken care of other basics, such as insurance of all kinds, debt removal and etc. Partner with trusted friends or relatives to buy as a group.

Emergency Fund 184

Emergency Fund Debt Money Father 184

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I send in $50 every month to each of their accounts.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. you’d like to add to give the reader an idea about your personality. in our local church, and giving to others in need. How much debt did you pay off? What kind of debt was it? We are debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

JULY 10, 2014

Would you feel a weight lifted if you could pay off your high-rate consumer debt? I like travel, I feel it’s important to set money aside for retirement and my son’s college education, and I like charitable giving. But I also have bills to pay and it’s important to buy healthy foods for my family to eat.

Budgeting 218

Budgeting Budget Work Making 218

Prairie Eco-Thrifter

MAY 27, 2012

Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels. If you identify that you might be heading for financial disaster like I was, we’ll give you strategies to turn things around.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. Nicole from Nicole and Maggie: Grumpy Rumblings of the Untenured tells her story about giving Self Serving Donations. In this case, they helped a school fund interactive learning activities. . How about you? What do you think? Watch out! ,

Personal Finance 240

Personal Finance Finance Family Debt 240

For the Mommas

JANUARY 19, 2016

Get Rid of Debt. If you are one of the many people who have a little or a lot of debt accumulated through credit cards or other ways, use this opportunity to pay some of it back. Paying off your debt now will lighten your load in the future and reduce money paid by you in the long term due to reduced interest on your loans.

Taxes 40

Taxes Emergency Fund Debt Money 40

Prairie Eco-Thrifter

FEBRUARY 4, 2014

My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. We knew we wanted to save for retirement, and that we wanted to keep giving to charity. Should You Buy a House Now? However, this isn’t always the case. Or a Cash Flow Problem?

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

OCTOBER 15, 2011

Money Cone: 9 Impulse Buys that Turned Out Better than Expected We’ve all bought stuff based on commercials that turned out nothing like how it was advertised. Sometimes we buy stuff on a whim, only to be disappointed later. But not all my impulse buys have been duds. Personal Finance Whiz : What Is An Emergency Fund?

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

MAY 26, 2016

What can you even buy for $.06? While the grand-kids savings account alternatives are slim – save in a piggy bank or buy that new toy, adults have a few other options. Of course, depending on what we buy, we may experience some buyers remorse. We could take on debt to grow using other people’s money.

Money 124

Money Saving Money Lowes Grandchildren 124

Savings Corner

APRIL 4, 2024

It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. You can buy the Series I bond from TreasuryDirect.gov, which is operated by the U.S. Why invest: All of these are highly liquid securities that can be bought and sold either directly or through mutual funds.

April 52

April Lowes CD Bank 52

Family Balance Sheet

JANUARY 17, 2018

This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. I want to challenge myself to rethink our purchases by taking advantage of more cost effective solutions, like borrowing, buying second hand, or just making do with what we already have. I’ll apply that money to the debt.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Prairie Eco-Thrifter

MAY 6, 2016

For the price of giving up your email id, you can use the stock screener he has built based on this formula. Over time, in theory, the stock price will go up and down so you will be buying the shares at different prices each period. So, I was buying my shares at ever increasing prices! Technical analysis (chartists).

401K 100

401K Money Emergency Fund Goals 100

Prairie Eco-Thrifter

JUNE 20, 2012

This week I received a question from a reader asking how much to save up before buying a house. Here is Alicia’s question: How much money do my husband and I have to save up before buying our first home? How much of your income would be used to pay down your house-related debts? What Can You Afford?

Money 186

Money Home Debt Buy 186

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. Include anything that you’d like to add to give the reader an idea about your personality. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

JANUARY 21, 2011

I suggest you all give a look at this list. Get Rich Slowly shares with us how we can all put money in an emergency fund no matter what our financial situtation is. Kevin at Sweating the Big Stuff tells us why we shouldn’t save for an emergency fund. Reducing Debt. Very encouraging post.

January 124

January Emergency Fund Personal Finance Finance 124