Prairie Eco-Thrifter

JUNE 20, 2012

This week I received a question from a reader asking how much to save up before buying a house. Here is Alicia’s question: How much money do my husband and I have to save up before buying our first home? Other Related Expenses Purchase prices and mortgages aren’t the only expenses associated with buying a home.

Money 186

Money Home Debt Buy 186

Family Balance Sheet

APRIL 11, 2020

I have written often about the importance of an emergency fund. We didn’t have enough cash saved to buy a car without a loan and that wasn’t sitting well with me. I will eventually buy a machine, but for now, my morning coffee is secure. Emergency Savings = Last Resort. I have been using it ever since.

Budget 246

Budget Budgeting Family Debt 246

Prairie Eco-Thrifter

MAY 30, 2012

A budget gives it to you plain and simple – the good, the bad and the ugly. So look at the take-outs you buy, the dinners out, the expensive designer coffees, the magazines, the impulse buys of things you really didn’t need, the ‘stuff’ you buy without thinking it through. Make establishing an emergency fund a priority.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

JANUARY 17, 2018

I want to challenge myself to rethink our purchases by taking advantage of more cost effective solutions, like borrowing, buying second hand, or just making do with what we already have. What We Won’t Give Up: My motto has always been “living well on less” and now it will be “living well on (even) less”. Choose Thrift First.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Prairie Eco-Thrifter

MAY 27, 2012

If you identify that you might be heading for financial disaster like I was, we’ll give you strategies to turn things around. See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

JULY 10, 2014

I like travel, I feel it’s important to set money aside for retirement and my son’s college education, and I like charitable giving. But I also have bills to pay and it’s important to buy healthy foods for my family to eat. I know that I need to buy certain things for my home, for upkeep. must be paid.

Budget 218

Budget Budgeting Work Making 218

Prairie Eco-Thrifter

OCTOBER 26, 2014

Make a list of all of the family and friends you buy for and how much you usually spend. In addition, don’t forget other people you may give a little extra to like your mailman, hair dresser, and child care provider, to name a few. The first step is to estimate how much you’ll need this holiday season.

Holiday 169

Holiday Emergency Fund Homemade Eating Out 169

For the Mommas

JANUARY 19, 2016

Add to Your Emergency Fund. An emergency fund can never have too much money in it. If you have an emergency fund to add to, then add to it. The sooner you begin contributing to your retirement fund, the longer it has time to grow. Finally, give yourself permission to enjoy a bit of your refund.

Taxes 40

Taxes Emergency Fund Debt Money 40

Penny Pinchin' Mom

JANUARY 16, 2024

Automate Your Contributions This is something I have decided to do with my kids: as soon as anyone turns 18, I’m going to give them $500 as a start-up investment in their Roth IRA. Create a Spending Mantra There’s no escaping expenses; we need to buy things and spend money to live.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

FEBRUARY 4, 2014

We knew we wanted to save for retirement, and that we wanted to keep giving to charity. This means that after we take care of retirement and emergency fund contributions, and after everything else is taken care of, we have enough to do what we like. Should You Buy a House Now? We also had bills and other obligations.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. Buy in Bulk Apart from using coupons, I advocate buying in bulk when at the grocery store.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

DECEMBER 6, 2012

You have to refrain from giving into your temptations to withdraw the money, otherwise it will never add up. Your wants are things you can do without, especially if you do not have the money to buy them. Medical emergencies, car emergencies, or family situations may arise where you need to dip into your emergency fund.

Bank 265

Bank Banking Money Saving 265

Prairie Eco-Thrifter

JULY 4, 2011

Nicole from Nicole and Maggie: Grumpy Rumblings of the Untenured tells her story about giving Self Serving Donations. In this case, they helped a school fund interactive learning activities. “The best inheritance a parent can give to their children is a few minutes of their time each day.&#.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

NOVEMBER 30, 2014

You have to give it space and time (lots of time) to grow into a huge money producer. He never earned more than $46,000 per year, but he turned that into several million dollars, most of which he’s giving away. We have enough to live on from other sources and an emergency fund. You can do this. Florence Ballenger.

Virginia 160

Virginia Money Real Estate Growing 160

Family Balance Sheet

SEPTEMBER 9, 2014

Include anything that you’d like to add to give the reader an idea about your personality. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. 4. , asking for discounts every time you buy something, etc. Building an emergency fund also helps enormously.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

JANUARY 21, 2011

I suggest you all give a look at this list. Get Rich Slowly shares with us how we can all put money in an emergency fund no matter what our financial situtation is. Kevin at Sweating the Big Stuff tells us why we shouldn’t save for an emergency fund. Heed the warning before it’s too late.

January 124

January Emergency Fund Personal Finance Finance 124

Prairie Eco-Thrifter

JANUARY 22, 2012

They’re great at giving advice on stuff like frugality, extra income, budgets and emergency funds, but most lack in the area of investments. What To Buy? Depending on how much money you have, you’ll either want to use mutual funds or exchange traded funds. Let’s start with mutual funds.

Finance 187

Finance Emergency Fund Re-use Simple 187

Prairie Eco-Thrifter

OCTOBER 15, 2011

Money Cone: 9 Impulse Buys that Turned Out Better than Expected We’ve all bought stuff based on commercials that turned out nothing like how it was advertised. Sometimes we buy stuff on a whim, only to be disappointed later. But not all my impulse buys have been duds. Personal Finance Whiz : What Is An Emergency Fund?

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

NOVEMBER 12, 2011

My Journey to Millions: No Research Reasons Why I Like Mature Dividend Paying Stocks – While most people don’t talk about it in this manner anymore, when you buy a share of a company you are buying into the business. If I am to buy into any business I want to know revenue, profit, and how I am going to share in those amounts.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

JANUARY 20, 2017

you’d like to add to give the reader an idea about your personality. in our local church, and giving to others in need. emergency fund, so we started throwing what little extra we had straight. Also buy produce as it is in season. were not about to give up a summer vacation! Where are you from?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

APRIL 4, 2024

It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. You can buy the Series I bond from TreasuryDirect.gov, which is operated by the U.S. Why invest: All of these are highly liquid securities that can be bought and sold either directly or through mutual funds.

April 52

April Lowes CD Bank 52

Prairie Eco-Thrifter

MAY 26, 2016

What can you even buy for $.06? While the grand-kids savings account alternatives are slim – save in a piggy bank or buy that new toy, adults have a few other options. Of course, depending on what we buy, we may experience some buyers remorse. Six measly cents. Pretty much nothing. Investing requires financial backing.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

MAY 6, 2016

For the price of giving up your email id, you can use the stock screener he has built based on this formula. Over time, in theory, the stock price will go up and down so you will be buying the shares at different prices each period. So, I was buying my shares at ever increasing prices! Technical analysis (chartists).

401K 100

401K Money Emergency Fund Goals 100

Prairie Eco-Thrifter

MARCH 4, 2013

Your job is secure, your emergency fund is in place and you are diligently saving for retirement. You want to invest some money in the market, even buy shares of an individual company stock. However, you want to get it at YOUR price, not whatever the market is doing, so how do you go about placing an order to buy or sell stock?

Fair-Trade 188

Fair-Trade At&T Emergency Fund Cycle 188

Family Balance Sheet

JANUARY 21, 2015

Include anything that you’d like to add to give the reader an idea about your personality. We have the money now to buy 20 dining room sets if we wanted to, but we are opting to live as frugally as possible now. We are almost done with our 3-6 month emergency fund and will begin maxing out our retirement accounts.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

SEPTEMBER 29, 2016

Include anything that you’d like to add to give the reader an idea about your personality. If you can make it from scratch rather than buying it – do it. The list helps keep me focused and prevents me from buying other items. We are currently working towards fully funding our emergency fund.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 4, 2015

Include anything that you’d like to add to give the reader an idea about your personality. We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. She writes at Growing Slower. Tell us about you and your family. Where are you from?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

MAY 27, 2015

Include anything that you’d like to add to give the reader an idea about your personality. The first and most important step to paying off our house, was buying a house we could afford. Once our kids are in school our goal will be to look into buying our dream home. Tell us about you and your family. Where are you from?

Debt 100

Debt Debt Free Pay Off Debt Finds 100