Penny Pinchin' Mom

MARCH 11, 2024

“The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates a sense of order, trains forethought, and so broadens the mind.” Munger so aptly puts it, learning how to save money fast is an education in and of itself. ” – T.T. Munger As T.T. It’s an actual need.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

JANUARY 3, 2012

We are very excited about the possibility of being completely debt-free and there are two things that have made it a possibility: (1) We made a very conscious decision 10 years ago to buy a house below our means and (2) we made a risky decision 18 months ago to convert our mortgage to a HELOC. The amount needed is yet to be determined.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Prairie Eco-Thrifter

MAY 26, 2016

What can you even buy for $.06? While the grand-kids savings account alternatives are slim – save in a piggy bank or buy that new toy, adults have a few other options. Of course, depending on what we buy, we may experience some buyers remorse. Six measly cents. Pretty much nothing. Investing requires financial backing.

Money 124

Money Saving Money Lowes Grandchildren 124

Saving Cents With Sense

JANUARY 1, 2014

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Avoid impulse buys. Buying a lunch each day can be pricey, even if you are finding a good deal. What about eating out?

2014 88

2014 Saving Bills Emergency Fund 88

Saving Cents With Sense

JANUARY 3, 2017

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Avoid impulse buys. Buying a lunch each day can be pricey, even if you are finding a good deal. What about eating out?

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving Cents With Sense

JANUARY 1, 2015

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Avoid impulse buys. Buying a lunch each day can be pricey, even if you are finding a good deal. What about eating out?

New Year's 40

New Year's Saving Bills Emergency Fund 40

Prairie Eco-Thrifter

AUGUST 19, 2012

Education is the key here. Educate yourself about financial matters as they apply to your circumstances. Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. If financial disaster can’t be avoided, how do we at least minimize its effects?

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

MARCH 4, 2013

Your job is secure, your emergency fund is in place and you are diligently saving for retirement. You want to invest some money in the market, even buy shares of an individual company stock. However, you want to get it at YOUR price, not whatever the market is doing, so how do you go about placing an order to buy or sell stock?

Fair-Trade 188

Fair-Trade At&T Emergency Fund Cycle 188

Family Balance Sheet

MAY 27, 2015

The first and most important step to paying off our house, was buying a house we could afford. Once our kids are in school our goal will be to look into buying our dream home. I admire what my husband does and am proud to be married to an educator who impacts the lives of children. He does not do car payments. I love what I do.

Debt 100

Debt Debt Free Pay Off Debt Finds 100