Prairie Eco-Thrifter

APRIL 13, 2011

Do you buy things you didn’t know you wanted until you saw them on display in a store? We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Lastly, set some financial goals. Yes or No. Yes or No.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Prairie Eco-Thrifter

NOVEMBER 29, 2012

One of the most important things in life is to find ways to achieve your financial goals. However, planning for your financial future can be tricky and complicated because there are many things to prepare for and arrange. Here are five things that are invaluable to know when you are starting to plan for your financial future.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

MAY 30, 2012

A budget provides you with a financial roadmap to get to where you want to be in life. A budget gives it to you plain and simple – the good, the bad and the ugly. Not having a budget is a small mistake that can turn into a huge financial error! Careless Spending This type of over-spending has an accumulative effect.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

MARCH 6, 2012

Make Clear Financial Goals {Together}. Take some time to discuss your family and marriage's financial goals. I have found that there is less tension when we are both on the same page with our goals, but you need to take the time to discuss those goals together. Or buy a home?

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

APRIL 10, 2014

I can give you a million ideas and ways to change your situation, but you have to be willing to do the work. As for my acquaintance, there are only so many options and alternatives I can give. Yeah…but…. This was such a perfect example. Get Organized'

Price 209

Price Rent Financial Goals Converse 209

Penny Pinchin' Mom

FEBRUARY 16, 2024

I look for coupons and deals that are specific to the brand my family likes, and then I buy in bulk. Most of the things we buy we don’t need; we want them. If you see something that isn’t a necessity or entirely integral to your existence, instead of buying it on the spot, wait 24 hours. Imagine that!

Saving Money 52

Saving Money Money Saving Bills 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

Instead of buying that new bag with the extra cash you have, how about getting a new insurance policy and paying your first premium? Pay Down Debt Yes, this is a good way to set yourself up financially. Getting out of debt should make the top three of your financial priorities. Set personal and financial goals for your savings.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

JANUARY 15, 2013

Recently, I’ve been giving a lot of thought to appearances. One of them is throwing a lavish wedding that he can’t really afford, and the other is trying to figure out how to pay the bills that keep piling up without having to give up his expensive luxury SUV. What do you think?

Debt 274

Debt Wedding Money Financial Goals 274

Prairie Eco-Thrifter

SEPTEMBER 24, 2012

Why do you spend money on the things that you buy? A spender likes to enjoy what money can buy, and to give to others. Before you spend your money, stop and ask yourself these questions: Why am I buying this? Sometimes, we buy things on a whim because we think we will use it. I am, in fact, a spender. At first.

Motivation 250

Motivation Money Goals Finance 250

Prairie Eco-Thrifter

JULY 10, 2012

How you start your budgeting process is an important ingredient to giving purpose to your budget. Do you want to be able to buy a cup of coffee at Starbucks every morning? Once you’ve made some financial goals that motivate and inspire you, try and put dollar amounts around them. Do you want to retire?

Budgeting 213

Budgeting Budget Toll House Cooking 213

Family Balance Sheet

SEPTEMBER 9, 2014

Include anything that you’d like to add to give the reader an idea about your personality. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. asking for discounts every time you buy something, etc. What are your financial goals now? Where are you from?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

NOVEMBER 19, 2014

Include anything that you’d like to add to give the reader an idea about your personality. Daniel can work anywhere there is an internet connection and the kids can homeschool anywhere, but we didn’t have the money to buy the plane tickets or book AirBnB apartments. What are your financial goals now?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Penny Pinchin' Mom

MARCH 11, 2024

Bad spending habits when grocery shopping often opens up the door to lots of impulse purchase buying—things that you may end up not needing or using until they go bad. This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. Don’t know where to start?

Saving Money 52

Saving Money Money Mom Used 52

Family Balance Sheet

SEPTEMBER 8, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. My grandmother taught me this money saving tip years ago and I now only buy the seconds. Our monthly grocery budget for my family of 4 is $500. Cooking apples on the stovetop for applesauce.

Budget 100

Budget Budgeting 2017 Home and Garden 100

Prairie Eco-Thrifter

FEBRUARY 5, 2013

There are many decisions to consider and much give and take that is needed to make a successful and long lasting marriage. You may have different needs and desires and goals for your life. Give Each Other A Break And Some Breathing Room. The joining of two lives in marriage is not an easy or fast task.

Money 269

Money Giveaway Goals Debt 269

Family Balance Sheet

APRIL 12, 2016

Once I got home from that money changing event at my grandparents’ house, my best friend told me about this financial series she and her husband had been going through at church called Financial Peace University (Dave Ramsey). I was very excited about it and ended up buying Dave Ramsey’s book, The Total Money Makeover.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

JUNE 6, 2011

To reach any goals in your life, including your financial goals, you need to switch from the hare’s mindset to that of the tortoise. Ask yourself : Do you start saving or paying off debt with a superhuman resolve- determined to avoid all temptation- only to fall off the wagon and give up hope in a matter of a few days?

Pay Off Debt 176

Pay Off Debt Win Debt Goals 176

Prairie Eco-Thrifter

MARCH 8, 2017

If you give the same care to you finances that you give your garden, both should grow. Pick the right mix of savings, stocks, bonds and other asset types to suit your needs, goals, and your stage of life. Discuss and agree on financial goals within your family. So do finances. Pick the right environment.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Penny Pinchin' Mom

DECEMBER 17, 2023

By that, I mean you have created a weekly, monthly, and even annual budget, or you’ve taken the time to go through my Financial Reboot Course to give yourself an excellent chance to reign in your finances. But once you get into thegroove, you will find yourself buying up houses faster than you could have ever imagined.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Savings Corner

DECEMBER 25, 2023

But long-term investors often see such downturns as a chance to buy stocks at a discounted price. You buy shares in the fund, which is often diversified among many investments, reducing your risk and potentially even increasing your returns. Or buying a house. When markets decline as they did in 2022, many investors flee.

Taxes 52

Taxes Growing Money College Tuition 52

Family Balance Sheet

FEBRUARY 4, 2015

Include anything that you’d like to add to give the reader an idea about your personality. We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. What are your financial goals now? She writes at Growing Slower.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JULY 2, 2015

Include anything that you’d like to add to give the reader an idea about your personality. We ended up buying a house from a relative, which put us in even more debt. Having more of a minimalist mentality has helped us to buy less and to own less. If we want to buy a car, we save and pay cash. Give to others.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

SEPTEMBER 20, 2016

Include anything that you’d like to add to give the reader an idea about your personality. We stopped buying stuff. We stopped buying things until we absolutely needed to. If married, who initiated the debt free goal? If we want to buy something we have to save up the cash and pay for it outright.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JANUARY 7, 2015

Include anything that you’d like to add to give the reader an idea about your personality. Don’t buy it. We wanted to be free to give as much as we could… and to never have to worry about bills. We started giving more as we became debt free. I might buy it again…I’M TOTALLY KIDDING!

Debt Free 100

Debt Free Debt Budgeting Budget 100

Savings Corner

APRIL 4, 2024

It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions. Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. When inflation rises, the bond’s interest rate is adjusted upward.

April 52

April Lowes CD Bank 52

Family Balance Sheet

APRIL 1, 2021

Add up how much you are spending in the morning and you’ll see how much you will save for your fund, and maybe that will give you the inspiration to skip the AM drive-thru. Plan your gift-giving for the year using my FREE Gift Spending excel spreadsheet that I offer to email subscribers. 5 – Brown bag your lunch.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

APRIL 3, 2014

But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. They’ll give you an idea of how we spent the $425. I occasionally buy junk food. hot oatmeal - I buy the 42 oz canister of old fashioned oats which is usually less than $3.

March 100

March Groceries Grocery Homemade 100

Family Balance Sheet

JULY 13, 2016

Include anything that you’d like to add to give the reader an idea about your personality. We knew that we would make more money but we wanted to be able to buy a house with a conventional mortgage and we can’t come up with the down payment so we need to ratchet down. We bought some stuff that we had been waiting to buy.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

APRIL 19, 2016

I ended up having to give myself a small $20 monthly allowance to spend on, with, or for Aaron because the Spending Fast was causing so much tension. I knew if I didn’t give in on the Spending Fast a little bit I’d be forced to give the whole thing up. What are your financial goals now?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Family Balance Sheet

JUNE 16, 2015

Include anything that you’d like to add to give the reader an idea about your personality. Don’t buy stuff you don’t need even if it seems like a great deal. Decide here and now what your goals are and write them down. Who initiated the debt free goal? What are your financial goals now?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JULY 22, 2015

He is a financial coach and blogs at Well Kept Wallet. Include anything that you’d like to add to give the reader an idea about your personality. I used to just buy whatever I wanted regardless of the price. What are your financial goals now? We plan to be financially free by 40. Where are you from?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

APRIL 1, 2015

If we want something today we save for it and then buy it. What are your financial goals now? Having a plan with our money gives us better choices in the future. What habits did you form while being debt free that will now stick with you for the long term? We learned that we don’t need to borrow money.

Debt 100

Debt Credit Cards Debt Free Credit 100

Savings Corner

DECEMBER 25, 2023

Either way, a passive income gives you extra security. And if you’re worried about being able to save enough of your earnings to meet your retirement goals , building wealth through passive income is a strategy that might appeal to you, too. You just give the work upfront.” Passive income is not… Your job.

Money 52

Money Making Real Estate Rent 52

Family Balance Sheet

JANUARY 20, 2017

you’d like to add to give the reader an idea about your personality. in our local church, and giving to others in need. A life goal of ours is. Also buy produce as it is in season. were not about to give up a summer vacation! buy things marked down at the end of the season so we have a good.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 21, 2015

Include anything that you’d like to add to give the reader an idea about your personality. We have the money now to buy 20 dining room sets if we wanted to, but we are opting to live as frugally as possible now. What are your financial goals now? The money will come if you give it a purpose.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

FEBRUARY 16, 2016

Plan your gift giving for the year using my FREE Gift Spending excel spreadsheet. Challenge yourself to give a thoughtful gift without spending a lot of money. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. 9 – Find free entertainment.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100