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What to Do When You and Your Spouse Have Differing Financial Goals

Prairie Eco-Thrifter

We knew that we would at least partially combine our finances when we were officially married, but when we were making our combined budget before going to the bank and officially combining, we hit a bit of a road block when we realized that we have a huge disparity in our financial goals. Allocation of Side Job Earnings.

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? Things like your car, your rent, loan interest, and so on are your liabilities. Increase your savings and investments instead.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Buying a house: A step-by-step guide 1. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. Get started: Define your personal and financial goals.

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The High Price of Excuses, Justification, and Avoidance.

Prairie Eco-Thrifter

I found out that the rent on this studio was $2,400/month. My rent in our spacious three bedroom was $500/month. I understand that your circumstances may take some options off the table, but every option? People who want to justify will always justify- they’ve already tried it, it’s too hard, they have special needs, etc.

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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

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How Growing Your Finances Is Like Gardening

Prairie Eco-Thrifter

We planted, tended and harvested from a vegetable garden even when we rented a quadraplex. Pick the right mix of savings, stocks, bonds and other asset types to suit your needs, goals, and your stage of life. Discuss and agree on financial goals within your family. So do finances. Plan for growth over time.

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How to Make Good Financial Decisions

Prairie Eco-Thrifter

Lets say you are deciding whether to buy a new home now while mortgages are low and the housing market depressed. Buying a foreclosure? At every step, from the moment you start thinking of buying that new home, bounce your thoughts off of your spouse, your parents, your accountant or advisor. Don’t buy with your emotions.

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