Savings Corner
DECEMBER 25, 2023
How to use the Rent vs. Buy Calculator The renting-vs.-buying buying question is not something that people usually ask and answer just once. You can see, for example, that we assume your security deposit for renting is equal to one month’s rent, and that you’re making a 20% down payment. Location counts.
Prairie Eco-Thrifter
SEPTEMBER 15, 2016
A few years ago, when selecting a vacation home to buy, one of my criteria was that it had to be at a lake or on a beach. These will include things such as insurance, property taxes, gasoline (to get to the lake and to boat on the lake), maintenance, boat slip fees and storage fees in off season. So why buy?
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The Frugal Girl
FEBRUARY 18, 2024
At age 12, I started saving up my allowance and babysitting money to buy Christmas gifts for other children who were less fortunate. We rented at first, but the rental situation in our new town was poor. I was determined to buy a house that was less than we could afford. How did you get interested in saving money? Childhood joy.
Savings Corner
DECEMBER 24, 2023
Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Buying a house: A step-by-step guide 1. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. Other things to consider Is it the right time to buy?
Prairie Eco-Thrifter
MARCH 4, 2014
Buy a house, since it’s an investment. We have to pay for maintenance and property taxes and the interest on the loan. These costs are are only partially offset by the fact that, in the United States, I get a tax deduction for some of them. When I was growing up, my ideas about money were limited. Get a good job.
Prairie Eco-Thrifter
MARCH 14, 2011
This would include your monthly mortgage payment or rent payment. Any housing related insurance fees and property taxes are also important to include. In fact, we prefer these products compared to what we can buy in the store. Although you can do this too, we will leave space in the budget for you to buy these items.
Prairie Eco-Thrifter
JULY 13, 2014
They might include things such as fees charged for obtaining a mortgage; cost of home inspections; homeowner’s insurance; title insurance and settlement fees; property taxes or transfer taxes. Deductible closing costs include points or prepaid interest on your mortgage and your share of the prorated property taxes.
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