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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

The post 10 Must-Know Personal Finance Tips for Moms’ Financial Success appeared first on Penny Pinchin' Mom. Personal finance tips are much like opinions; everybody’s got one. Here are some personal finance tips that should help get you out of that murk. What Is Your Current Net Worth?

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Reader Story: It’s Never too Late to Start: Personal Finance Planning for Over-40s

Prairie Eco-Thrifter

Better late than never’ is a good approach to personal finance for the over 40s. Calculate Your Retirement Fund The first important thing to do is calculate how much you estimate you are going to need to fund your retirement. Get Professional Advice The best thing I could have done was to seek professional advice.

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Yakezie Carnival October 16, 2011- Growth Edition

Prairie Eco-Thrifter

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. The return on this strategy is relatively paltry, as this calculator shows!

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Get your FREE Family Balance Sheet Excel Spreadsheet

Family Balance Sheet

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. Change #1.

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Financial Tasks for First Quarter

Prairie Eco-Thrifter

Our personal finances obviously require attention all year long. Another example is that once a month I calculate our net worth and review our discretionary spending budget vs. actuals. Clean out and organize paper files for personal finances.

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How to Save Up for a Car Without Breaking the Bank

Penny Pinchin' Mom

Not only will that give you something to break down (how much you need to save every day, every week, and every month), but it will also help you visualize the end game; it will help you strategize better. Just make sure you have a trusted mechanic look over the car before you hand over your hard-earned money.

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The Age Old Question: Should You Pay Off Debt or Save?

Penny Pinchin' Mom

You are one emergency short of losing track of your finances. What gives? It reduces the overall time that the interest will accrue as well as the balance on which it is calculated. A lower debt balance saves you money in the form of interest while saving gives you control over your investments.