Prairie Eco-Thrifter

JULY 13, 2015

Before you get ready to shove those kids of yours out of the nest, here are what I consider to be (based on my experience as a person, a Mom, and a Grandma) the most important things you (or someone) should teach them about personal finance. There are lots of ways to get into to debt.

Personal Finance 100

Personal Finance Finance Debt Money 100

Family Balance Sheet

MARCH 26, 2021

Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Prairie Eco-Thrifter

APRIL 10, 2013

Strategy: Use Your Credit Card. While it can’t be helped with the mortgage payment, and while I have the car and student loan payments deducted from my checking account, there are some smaller, recurring expenses that can be charged to a credit card and then discharged once a month. How do you make it work?

Bills 271

Bills Credit Cards Finance Credit 271

Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? Our personal finances are so interwoven with our small business finances that we view them as one.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

APRIL 13, 2014

Agree on the values and expectations you want your children to have in the area of personal finance and consistently teach and enforce those between the two of you (and clue in any significant others in your family such as aunts, uncles, grandparents and etc). Derailing them with sudden windfalls.

Kids 219

Kids Money Parenting Kids and Family 219

Savings Corner

DECEMBER 24, 2023

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. How a personal loan works A personal loan is money you borrow from a bank or other financial institution with a set repayment period and consistent monthly payments.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

MARCH 10, 2012

Credit Card Repayment Calculator. There is no shortage of credit card repayment calculators available online. While independently going green and improving personal finance is admirable, it’s not ideal considering how much free information and resources exist on the Internet.

Calculators 186

Calculators Saving Money Money Green 186

Family Balance Sheet

FEBRUARY 11, 2016

Do you have enough cash to cover them or would you have to rely on high interest credit cards or a loan from family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. A Very Tough Year.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Family Balance Sheet

FEBRUARY 22, 2011

I remember one morning my husband and I were sitting at the kitchen table contemplating if we should sell one of our cars. Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. It was a scary time for us. What got us through.our emergency fund. It is for emergencies.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

MARCH 19, 2014

We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. We thought credit card debt wasn’t very smart, but a car loan? But Dave Ramsey’s view of debt is very different. A student loan?

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

APRIL 6, 2012

David presents Wired Capital Markets posted at Wall Street History , saying, ” Looking into the workings of modern securities markets is like looking under the hood of a Prius hybrid car. posted at Personal Finance Whiz , saying, “*No. History repeats and informs in market technologies. You probably dont.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession?

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

OCTOBER 13, 2014

Both instances could have brought us down and we could have reached for a credit card, but thankfully, my husband and I are pretty adamant about having an emergency fund and I want you to become adamant about having one too. Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive.

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Read away my friends.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

FEBRUARY 2, 2017

I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. Elle and her husband paid off a car loan and saved cash for their next car. Maureen eliminated $79,000 of credit card and student loan debt less than 3 years.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Fashion Without Guilt

MAY 9, 2011

If you want to still plan that vacation this year, Christian Personal Finance wrote a great article outling how to travel and get the &# bang for your buck&#. Travelocity with the Travelocity Credit Card. The Travelocity card has a $35 annual fee. Used along with the Travelocity card, you can add up to a 14.8%

Budgeting 69

Budgeting Budget Travel Discount 69

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz : What Is An Emergency Fund? Read his take on this great rewards card.

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

MAY 10, 2012

” Jason presents Why We Didn’t Sell Our Car on Craigslist posted at Work Save Live , saying, “Last week I detailed why we considered buying a car through CarMax, and I wanted to do a follow-up on a service of theirs that we actually used. Income MMD presents What Did You Learn From Working as a Teenager?

Money 113

Money May 2012 Debt 113

Family Balance Sheet

AUGUST 11, 2016

A few of my favorite personal finance books: The Total Money Makeover: A Proven Plan for Financial Fitness , by Dave Ramsey. I remember one morning my husband and I were sitting at the kitchen table contemplating if we should sell one of our cars. If not for that fund, we would most likely have used credit cards to survive.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Helping the parents teach my grandchildren to save is an ongoing project of mine. As part of that, we have explored compound interest.

Money 124

Money Saving Money Lowes Grandchildren 124

For the Mommas

MAY 22, 2012

Rather than finding yourself in a position where you’re relying on credit cards for these expenses – and then wasting your hard-earned money on paying off those cards in the following months – try creating separate sinking funds instead. can be downright overwhelming.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. I will NEVER finance a car again.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

MAY 8, 2011

I am talking about spring cleaning your finances and finding more ways you can save money. Today along with the great tips from my fellow personal finance bloggers, I am going to share with you six ways you can clean up your finances this season. t Paydown Your Credit Cards. Save Money this Spring: #2.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. in credit card debt, and an additional $28,756.17 How much debt did you pay off? What kind of debt was it? How long did it take you?

Debt 100

Debt Credit Cards Debt Free Student 100

The Frugal Girl

MARCH 4, 2024

He diligently maintained our car and our house, doing all the work himself. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. My mom cut coupons and sewed her own clothes and mine, as well. I ran the numbers. The same is true for Maine.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

AUGUST 19, 2012

Don’t consider the cost of the premiums; consider the cost of replacing your car, home, furniture, income etc. Credit card debt remains at an all time high; this is the first debt to attack and get under control. Limit your exposure by aggressively attacking your credit card balances, focusing on one at a time.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

FEBRUARY 19, 2013

We all know that one of the best personal finance strategies is to have a budget and you’ve probably tried to create one at some time. Credit Cards. Credit cards are probably the greatest danger to all your best intentions of sticking to your budget. Not Making Adjustments. Bottom Line.

Budgeting 222

Budgeting Budget Credit Cards Transportation 222

Penny Pinchin' Mom

FEBRUARY 16, 2024

Here’s why: It leaves you with more disposable income It gives you greater peace of mind It makes it easier for you to invest the extra cash When you don’t have crushing credit card debt to worry about, you can plan your finances better, invest more, and spend the excess cash on better insurance policies for yourself and your family.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. Debit cards allow you 24/7 access to your own money and help to reduce the use of credit cards. Reduce Your Credit Cards Ouch! That one is going to hurt!

Simple 221

Simple Finance Budgeting Budget 221

Prairie Eco-Thrifter

JUNE 14, 2012

” CCS presents Savvy Credit Card Use: Track Your Spending posted at Credit Card Smarts , saying, “A big key to using your credit card wisely is tracking your credit card spending. Financial Planning Odysseas presents Forget Your ATM Card? Not so today.

Money 124

Money 2012 June Credit Cards 124