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Meet a Reader | Gretchen from Oregon

The Frugal Girl

I”m not at all, zero percent, truly never tempted by cars. We enjoy the time together so much, it’s a very worthwhile splurge for us! What are you not remotely tempted to splurge on? Both of our main vehicles are 10+ years old. Our farm truck is thirty years old! I dread the day we need to buy a new vehicle.

Oregon 190
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Can You Cut Expenses by a Half Million Dollars?

Prairie Eco-Thrifter

Using only our last two houses, and calculating on cleanings weekly, we saved $200 a month for 10 years and on our larger home, $300 a month for 20 years for a total of $96,000. 40,720 Home Repair. Do it yourself home repair can really go either way. we saved a total of $1440. that comes to a reduction of $28,800.

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5 Sources for Quick Funding

Prairie Eco-Thrifter

Home repairs and other payments will have to be made for those affected by tornados, volcanos, floods and earthquakes—and quickly. An auto title loan is funding available to people that own a car can. By using their car title as collateral, they could obtain secure, quick funding.

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Sears: Craftsman Tool Bag Combo Only $9.99 {HOT}

Couponing 101

Store the bigger tools in the garage or hall closet in the larger bag for home repairs and improvement projects. Keep the smaller bag in the car or truck to hold the tools and accessories you need for highway emergencies and simple automotive repairs on the road. You can use the Tool Bag Combo together or separately.

Tools 100
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Tips For Keeping Home Plumbing Repair Costs At A Minimum

Saving Cents With Sense

For example, set the timer on your thermostat so that you do not pay to cool the house while nobody is at home to enjoy that expensive, cold air. Another example is to start buying monthly public transportation passes instead of paying to fill up the gas tank of your car. Frugal frugal living home repair plumbing tips'

Plumbing 111
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Create your debt freedom plan

Family Balance Sheet

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? That’s a necessity.

Debt 130
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The Danger In Assuming

Prairie Eco-Thrifter

They can come in the form of a health scare a home repair or otherwise. That way when unanticipated but non-emergency expenses arise, like fixing a dent in the car or replacing an old appliance, you don’t have to overload your regular budget or raid your emergency fund to cover it. Emergencies happen…to everyone.