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Meet a Reader | JenRR from the Midwest

The Frugal Girl

The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary. At the time, I thought my income would quickly increase and everything would be easy to pay off, but I spent the second half of my twenties paying off that debt. helping out 7.

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Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

Family Balance Sheet

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family. Where are you from?

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Credit Card Rules You Should Live By

For the Mommas

You may have gotten your first card in college, before you had any salary at all but just in time for that upcoming spring break trip: clothes, gas money, hotel…and then, one month later… BOOM! Late fees are harsh and make that 20% off discount that made you buy that thing in the first place obsolete. Ah, the credit card.

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15 Ways to Reduce Energy Costs

Prairie Eco-Thrifter

Line dry clothes. Leave clothes to dry naturally where possible rather than using the tumble dryer. Not only will you save energy but your clothes will smell fresher too. There’s no need to wash above 30 degrees unless your clothes are particularly dirty or if you have severe allergies. 5 Ways to Reduce Your Debt.

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How Pinterest Can Save You Money

Prairie Eco-Thrifter

As with most popular sites on the web, Pinterest has become a channel for online retailers, so if I were to purchase everything that I liked exactly at the price I find it, it’s safe to say that I’d quickly be broke or worse, back in credit card debt. Are you a fan of Pinterest? Has it helped you save money? If so, how?

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10 Easy Ways to Save Money

Prairie Eco-Thrifter

For example, if you are shopping for clothes , look for off season discount sales where you can get good clothes at a cheap price. You will be motivated to save so you can pay cash for your fun and enjoy the experience debt free. Watch for sales: Don’t ever buy items at full price. It is just a waste of your money.

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Pay Off Student Loans Fast With 7 Strategies

Savings Corner

By paying an extra $100 every month on a standard 10-year repayment plan, you’d be debt-free about five and a half years ahead of schedule. But it will help you pay the debt faster and save money on interest. The savings from this discount will likely be minimal — dropping a $10,000 loan’s interest rate from 4.5%

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