Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Goals 100

Motherhood Moments

JANUARY 18, 2023

Nobody knows for sure whether we’ll see a recession or not,” said Amy Maliga, financial educator with Take Charge America, a nonprofit credit counseling and debt management agency. Prepare by paying off debt. Hatch a plan to tackle your debt, particularly high-interest balances, to help you free up more cash.

Recession 100

Recession Finance Emergency Fund Debt 100

The Frugal Girl

FEBRUARY 18, 2024

The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary. At the time, I thought my income would quickly increase and everything would be easy to pay off, but I spent the second half of my twenties paying off that debt. helping out 7.

Kids and Family 185

Kids and Family Home and Garden Money Frugal 185

Family Balance Sheet

APRIL 11, 2020

We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. This includes Christmas savings, extra mortgage payment, clothing, hobbies, anything frivolous, and sadly, contributions to charities and our retirement will also be paused.

Budgeting 246

Budgeting Budget Family Debt 246

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending. Yep, I found a $20 bill while running on the beach!

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

AUGUST 6, 2022

Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but because I was trying to limit our overall spending. I allocated cash every month to the non-fixed categories like groceries, restaurants, clothing, and miscellaneous and stuck to the allocation.

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? I had $56,000 of debt when I decided to become debt free. What inspired you to get debt free? The inspiration to pay off my debt was watching my grandmother balance her checkbook.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one. What inspired you to become debt free?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

NOVEMBER 22, 2012

Because so many people are living on incomes that cannot support their spending habits; living on borrowed money, moving money from account to account, buying, spending, hiding the bills, and eventually the ‘dog of debt’ will catch up to you and bite you right in your credit report. Buy Store Brands. Used Doesn’t Mean Abused.

Saving Money 221

Saving Money Money Budgeting Budget 221

Savings Corner

DECEMBER 27, 2023

By paying an extra $100 every month on a standard 10-year repayment plan, you’d be debt-free about five and a half years ahead of schedule. But it will help you pay the debt faster and save money on interest. If you can make extra payments toward the principal, that will speed up your debt-free date even more. interest rate.

Student 52

Student Refinancing Debt Free Debt 52

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. We sat down at our kitchen table, took out a simple white piece of paper, and penned out a contract to ourselves: It was our Get Out Debt Contract. It wasn’t me telling her we are going to get out of debt, or her telling me it wasn’t in the budget.

Debt 100

Debt Finds Debt Free Television 100

Prairie Eco-Thrifter

JANUARY 10, 2013

If you’re currently balancing your debt payoff and savings efforts, Canadian Budget Binder highlights the reason why it’s important to get out of debt first before saving. Are you a current student or someone who’s currently paying off student loan debt? PET Archives: How to make your own clothes.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

FEBRUARY 14, 2013

There were as always great reads out this week which I have highlighted below: Good Reads From The Blogosphere: If you’re struggling to stay afloat with your finances, Grayson at Debt Roundup highlights how the first step to recovery is to admit you don’t have a budget. Should you line dry your clothes?

Debt 171

Debt Fridays Finance Re-use 171

The Frugal Girl

NOVEMBER 6, 2023

I have made many money mistakes over the years – when I was single, I bought so many clothes and books! I also spend too much money on clothes for this kid (not like designer, just Old Navy type!) I also spend too much money on clothes for this kid (not like designer, just Old Navy type!) What’s one thing you splurge on?

Kids and Family 189

Kids and Family Money Home and Garden Frugal 189

Prairie Eco-Thrifter

JANUARY 15, 2013

They have enough money to qualify for the debt required to meet their ideas of how their lives should look. I’m going to write that again: They have enough money to qualify for the debt required to meet their ideas of how their lives should look. Their so-called wealth is actually debt. ” They make good money.

Debt 274

Debt Wedding Money Financial Goals 274

Prairie Eco-Thrifter

JULY 29, 2014

These people may accrue thousands of dollars of debt on a credit card their spouse doesn’t even know about. The popular sitcom, How I Met Your Mother, delved into this episode when Marshall discovered that Lily had over $20,000 in hidden credit card debt thanks to her designer clothes habit. Money Tips'

Spendthrift 170

Spendthrift Debt Marshalls Credit Cards 170

Family Balance Sheet

APRIL 12, 2013

"Debt is Dumb, Cash is King" - Dave Ramsey. He has successfully inspired thousands of people to a life free of credit cards and debt. We used them for everything, from groceries and restaurants to gas and clothing and everything in between. If we could reduce our spending by 12-18%, we could put that money towards our debt.

Credit Cards 100

Credit Cards Credit Debt March 100

The Frugal Girl

NOVEMBER 13, 2023

I use my hands WAY too much for nail polish to last more than a day, and I vastly prefer a kind of “uniform” over having to make decisions about my clothes every single morning (that sounds exhausting!). I was in 4th grade, and had 2 younger siblings when they began their debt-repayment journey.

Kids and Family 191

Kids and Family Parenting Cars Car 191

Prairie Eco-Thrifter

JULY 25, 2011

Are you so far in debt that you think you’ll never get out? Getting there is not just about executing a debt reduction plan or earning passive income. Paying off debt is great but having no quality of life in the process is not the way to do it. This post was written by Marie. . It takes time, sometimes a very long time.

Debt 172

Debt College Goals Life Insurance 172

Prairie Eco-Thrifter

JUNE 17, 2013

You may discover you enjoy sitting in a foreign coffee shop for long hours just watching people as they go about their daily activities or that you have the ability to pack many clothes into a small traveling bag. Guest Post Author Bio: My name is Kevin Watts and I am the creator of Graduating from Debt.

Travel 228

Travel Debt Airfare Graduation 228

Prairie Eco-Thrifter

JULY 30, 2012

This means accommodation, food, utility bills, basic clothing and health care. Eliminate Debt Everyone has debts. It is usually debts that cause the most financial problems. Getting your debts paid off, or under control, is a good saving strategy because it’s saving you dead money which we call interest.

Debt 202

Debt Budgeting Budget Finance 202

The Frugal Girl

FEBRUARY 5, 2024

The weight of debt can be so heavy mentally in addition to the direct effects of it. Sewing holes in clothes, using up leftovers before they go bad, finding free activities for my little on the weekends, checking buy nothing or marketplace before purchasing- I am always just looking for ways to spend money.

Virginia 185

Virginia Kids and Family Library Frugal 185

Prairie Eco-Thrifter

FEBRUARY 9, 2012

Instead of investing your money in education or your 401K, your money goes to clothes, gadgets, big screen TV’s or alcohol. Sure you know you are in debt over your head. So you continue to get further in debt as you continue to spend. What is the one thing you are refusing to give up that would help you pay off your debt?

Money 203

Money Debt Finance Credit Cards 203

Prairie Eco-Thrifter

MARCH 26, 2014

TVs, cable, Internet service, certain clothes, particular foods, and even some social activities. However, the problem comes when your propensity to spend on luxuries leads to debt. If you are in debt because of the luxuries that you insist on having, that’s when it becomes a problem.

Phones 229

Phones Cable Internet Debt Skype 229

Family Balance Sheet

OCTOBER 21, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Cash is one of the easiest ways to stay on budget with those categories that are the easiest to overspend, such as groceries, restaurants, and clothes.

Finance 100

Finance Financial Goals Organic Organization 100

Prairie Eco-Thrifter

JULY 25, 2013

How to Make Your Own Clothes. How to Live your Dream Life Debt Free. If you are new to PET or haven’t gotten a chance to read all the articles in the past, here are few archives you might enjoy. PET Archives : The Pros and Cons of Choosing Home Exercise Over a Gym Membership. Best Money Tip for a College Freshman.

Fridays 169

Fridays Finance College Debt Free 169

Family Balance Sheet

APRIL 22, 2011

From composting and saving rain water to using cloth napkins and reusable grocery bags, I have made many changes in my life over the last 20 years. Buying our home, having children, and trying to become debt free have all had a hand in encouraging me to be a better steward of the environment. Earth Day has come a long way.

Compost 127

Compost Composting College Home and Garden 127

Family Balance Sheet

OCTOBER 12, 2018

This money went into our regular checking account, but I’d like to start directing it towards our debt. To prepare for the cooler weather, I’m spending some time this weekend pulling out and washing our extra bedding and our fall clothing that’s been in storage. Here’s what I’ve found recently: $17.60

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

The Frugal Girl

JANUARY 29, 2024

Staying out of debt was/is very important to me & miraculously I have succeeded this far, praise God. I usually take laundry pods & wash clothes wherever for less luggage/cost. Those skills/needs became vital in my marriage as the spouse was chronically ill with astronomical medical bills & expensive tastes.

Arkansas 182

Arkansas Frugal College Kids and Family 182

Prairie Eco-Thrifter

MAY 9, 2011

Did you know that Americans dispose more than 700 billion pounds of paper, plastic, glass, wood, food, metal, clothing, electronics, etc. When you have mess to clean up, use cloth napkins, sponges, or dishclothes that can be washed instead of reaching for paper towels. 5 Ways to Reduce Your Debt. 7000 billion pounds!!!

Reuse 174

Reuse Recycle Recycled Recycling 174

Prairie Eco-Thrifter

FEBRUARY 19, 2013

of expenditure with clothing and services at 7.1%, entertainment at 5.6% The chances are you already have a hefty credit card debt you are trying to pay off, so adding to it is only going to make things harder. Housing, whether it is rent or a mortgage, accounts for the biggest piece of the pie at 31.8%. Food accounts for 15.6%

Budgeting 222

Budgeting Budget Credit Cards Transportation 222

Family Balance Sheet

MARCH 6, 2012

It could be from the stress of unemployment, a large debt load, or the amount of shoes in someone's closet; money can be an evil force in a marriage. Do you want to eliminate your credit card debt? The accounts are to cover the personal categories that caused the most tension, such as clothes, hobbies, haircuts, and other miscellany.

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

I pointed out the multitude of new blogs related to saving money, being frugal, getting debt under control and learning about finances. We mowed the grass, made our clothes, cleaned house, cooked , and fixed broken stuff. We didn’t have a clothes dryer. We line dried all of our clothes, summer or winter.

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213

Prairie Eco-Thrifter

MAY 16, 2012

While many personal finance sites focus on things such as getting out of debt, saving for retirement, and investing, what really matters to me the most is how we can live healthy prosperous lives. The site has grown and changed so much and I owe it all to you, my readers.

Prizes 274

Prizes Personal Finance Finance Giveaway 274

Prairie Eco-Thrifter

OCTOBER 8, 2012

Use that gift card combined with sales to buy some new clothes to give to a needy family. While you may feel that you don’t have anything to donate to a charity, you can use free programs such as Swagbucks or Huggies to donate things like clothing, toys and diapers. You can use your Swagbucks for charity in a variety of ways.

Giving 235

Giving Money Swagbucks Donation 235

Prairie Eco-Thrifter

AUGUST 22, 2011

Line dry clothes. Leave clothes to dry naturally where possible rather than using the tumble dryer. Not only will you save energy but your clothes will smell fresher too. There’s no need to wash above 30 degrees unless your clothes are particularly dirty or if you have severe allergies. 5 Ways to Reduce Your Debt.

Bills 224

Bills Appliances Home and Garden Green 224