Family Balance Sheet

SEPTEMBER 9, 2014

Welcome to Debt Free Stories. She and her husband paid off $147,000 in debt–including their home. After paying off the debt, she was able to quit her job to pursue her passion. She blogs at The Debt Myth. Quitting my job is one of the things being debt free has enabled us to do. How much debt did you pay off?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

NOVEMBER 6, 2013

Any loyalty program is designed to keep you coming back for more – to help you want to spend money in their store, on their merchandise. Credit card rewards programs are no different. Many people today seem to prefer paying by credit card. To me, credit card reward programs are very similar to coupon clipping.

Credit Card Rewards 228

Credit Card Rewards Credit Cards Credit Rewards 228

Savings Corner

APRIL 4, 2024

Key takeaways A HELOC allows you to access your home’s equity over a period of time — you can borrow exactly what you need as you need it, typically for lower rates than other forms of credit. This can help you keep your monthly payments down and avoid unnecessary debt and interest. Overview: What are the pros and cons of a HELOC?

Credit 40

Credit Home Debt College Tuition 40

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. You will also start to repay the money.

Debt 52

Debt Credit Cards Credit College Tuition 52

Savings Corner

APRIL 4, 2024

While you can’t cash out all of your home’s equity, the process gives you access to a larger sum of money without needing to sell your home. You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Savings Corner

APRIL 4, 2024

HELOCs (home equity lines of credit) come with variable interest rates and fluctuating monthly payments (like credit cards). Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. HELOC: What is it?

Home 52

Home Work Debt Credit 52

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. It offers a set amount at a fixed interest rate, so it’s best for borrowers who know exactly how much money they need. What is a home equity loan?

Home 52

Home Debt Credit Cards Credit 52