Prairie Eco-Thrifter

JULY 16, 2014

With just a few years separating them from retirement, they were both laid off unexpectedly, the year before I started college. When it comes to emergencies, it’s not so much a question of if, but rather, when. So build up the emergency fund now, so that the when doesn’t catch you before you’re ready for it.

Emergency Fund 174

Emergency Fund Insurance Recession Unemployment 174

Family Balance Sheet

OCTOBER 18, 2019

We still have a mortgage, however I feel like we can switch gears to be less focused on paying off debt and more focused on saving money, building our net worth and retirement, setting up a plan for college for our girls, and having some fun. 1 – Save a starter Home Emergency Fund. DONE – 6/1/2014. DONE 2015. It was not.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Prairie Eco-Thrifter

JANUARY 10, 2013

I have started a new job at work which is great but also very overwhelming as I still need to keep up doing my old job until my replacement is hired and trained. Working to build your emergency fund? Read up on emergency fund basics at Money Smart Guides. Hi everyone. This week has been crazy for me.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

JUNE 30, 2015

At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. And while we have a lot of work ahead of us, we keep moving forward. Increase our emergency fund to 6 months of expenses.

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Family Balance Sheet

APRIL 11, 2020

I have written often about the importance of an emergency fund. We have an emergency fund, but after this crisis, we will likely need to replenish it and increase the amount that we keep. I connected with some college friends via Zoom for a happy hour. Are you working from home? Cash is King.

Budgeting 246

Budgeting Budget Family Debt 246

Family Balance Sheet

SEPTEMBER 9, 2014

Your money stays yours, so you can make it work for you. We paid for braces, college tuition for my son, and did fun stuff like traveling while we were paying off debt. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. to a high of maybe $80,000/year.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

MARCH 19, 2014

Save $$$ Home Emergency Fund – Dave suggests to start at $1000, but being self-employed, ours is much higher, but it is not quite 3-6 months of expenses. Increase our emergency funds for the home & office to 3 – 6 months worth of expenses. Start college funds for our two girls.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

November to many of us means nothing more than turning on the heat, finishing the yard work, and beginning our hibernation from the cold. Money Beagle: Why You Should Write Your Personal Finance Executive Summary Today – Working with a clearly defined objective is key to financial success.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Andy from Saving to Invest discusses Happiness in Life and Work. Sean Smarty from Grow Money talks about How to Invest During College. Money Thinker from Money Thinking asks Is Going to College Still Worth It?

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JANUARY 3, 2012

We are still working through some numbers and there might be some adjustments in the timelines we have given ourselves, but these are our financial priorities for 2012. Increase Family Emergency Fund to Six Months Salary. Start College Savings Accounts for our Girls. The bad news is that we have a lot of work to do.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Prairie Eco-Thrifter

OCTOBER 15, 2011

Better to refinance and sink those funds into the treasury market! The College Investor : Best Defensive Stock Sectors The best stock sectors for playing defense in a rough market. Personal Finance Whiz : What Is An Emergency Fund? Why Do You Need One and How Does it Work? ” Here’s her reply.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

JANUARY 26, 2016

That was the month I didn’t know if we had enough funds to cover our expenses. Thankfully, we have worked through those trials and the experience actually made a positive impact on our finances. We have a retirement to plan , our daughters’ college to save for, and many places to visit. The Game Plan: 1.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

JANUARY 20, 2017

works in outbound sales, and I teach part-time. We have a huge heart for missions work. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. emergency fund, so we started throwing what little extra we had straight.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

The Frugal Girl

JANUARY 29, 2024

Now I’m living on the small acreage that I was raised on (which is now smack dab in the middle of town & 2 miles from work) with my mom & my two kids, 15 & 8. We teamwork together to homeschool-I was homeschooled until nursing school, and I am privileged to be teaching my kids & have my mom assist on the days I work.

Arkansas 184

Arkansas Frugal College Kids and Family 184

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. I make my coffee at home, pack my lunch, and go straight home after work.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Saving Cents With Sense

JANUARY 1, 2014

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. When you multiply that by 20 work days, you end up spending $120 a month, or $1440 a year! Record all your expenses for one month.

2014 88

2014 Saving Bills Emergency Fund 88

Saving Cents With Sense

JANUARY 3, 2017

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. When you multiply that by 20 work days, you end up spending $120 a month, or $1440 a year! Record all your expenses for one month.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

JANUARY 17, 2018

2 Additional Goals: If we save the $10k early, we’d like to work on the following 2 goals. We work hard and really relish our time away and most of the trips we have planned for 2018 will involve our pop-camper. Save a starter Home Emergency Fund. 2018 Update: We’re still working on this step.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Saving Cents With Sense

JANUARY 1, 2015

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. When you multiply that by 20 work days, you end up spending $120 a month, or $1440 a year! Record all your expenses for one month.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

FEBRUARY 3, 2016

T he other thing to find more money towards debt was simply picking up more work. Were there arguments during the time you were working on your debt? To resolve tensions, we look at the monthly budget together and if there is a bill due that we don’t have the money, we work together to rearrange accounts.

Debt 100

Debt Debt Free College Finds 100

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. This is a reserve of money for emergencies; leave it alone and don’t go dipping into it for general spending. Let’s look at some of these strategies now.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Family Balance Sheet

MAY 27, 2015

Ryan is a high school math teacher and also officiates college basketball (November thru March). We skipped Baby Step #5 (college funding) because we didn’t have kids at the time. We’re now on Baby Step #7 (building wealth, which includes college funding). I also blog at Snyders Tell All.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

FEBRUARY 10, 2017

It wasn’t that we had friction over money in our marriage, but as the business & Family Office Manager , I had taken on the stress of that cash flow crisis and tried to work it all out by myself. Build up our Emergency Funds to 3-6 months of expenses. Start college funds for both girls.

Debt 100

Debt 2017 Student 2016 100