Family Balance Sheet

APRIL 19, 2016

It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. I had tried a lot of different things to get out of debt but nothing worked. If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Family Balance Sheet

OCTOBER 2, 2022

I’m always looking for ways to save my family money to help us get through current higher food and gas prices and achieve our big financial goals. Examples below are of my and my husband’s snacks for work. For more info, read: How We’re Saving for College with Upromise . My Frugal Shenanigans! Total $132.

September 130

September Frugal Plants Pop Tarts 130

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. 2018 Update: We’re still working on this step.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JANUARY 8, 2020

By the end of 2019, I achieved one major bullet point and the others will continue to be a work in progress. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. ALSO our 2019 Financial Goal!). I still eat sweets.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Savings Corner

DECEMBER 24, 2023

For example, financial advisors can help you plan for retirement, budget, plan your estate and more. They also help you set your personal financial goals to reach milestones. When to get a financial advisor Not everyone needs a financial advisor, especially since it’s an additional cost.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Prairie Eco-Thrifter

APRIL 13, 2011

We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Lastly, set some financial goals. Where do you want to be financially in the next year, 5 years, and 10 years? This my friend is not a good thing.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. But with my corporate background and interest in personal finance, my husband and I agreed that I would handle all of the day-to-day financial tasks for our home.

Office 130

Office Family Finance Kids and Family 130

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? These are some of the largest issues when it comes to financial planning.

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

JUNE 17, 2018

we’re working on our Financial Vision Board in the month of June. The topic came to me when I realized that my husband and I haven’t really talked about our future financial goals in awhile. We talked about our 2018 financial goals back in late December, but we didn’t look past the current year.

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Family Balance Sheet

SEPTEMBER 9, 2014

Your money stays yours, so you can make it work for you. We paid for braces, college tuition for my son, and did fun stuff like traveling while we were paying off debt. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. to a high of maybe $80,000/year.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

JULY 31, 2014

For me, my best financial lesson came from suffering through 10 years of near poverty, the consequence of picking a non-lucrative college major, then figuring out how to re-train and enter a highly rewarding profession – learning to be independent and self-sufficient, even from my spouse. Set new financial goals for yourself.

Debt 167

Debt College Student Money 167

Family Balance Sheet

AUGUST 21, 2020

My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. But as we worked our way through our Debt Freedom Plan , we watched our debts fall and our net worth climb. It showed him what we OWE and what we OWN. I STILL use our spreadsheet today.

Family 241

Family Debt Finance Kids and Family 241

Prairie Eco-Thrifter

JULY 10, 2012

Do you want to help your kids with college? Once you’ve made some financial goals that motivate and inspire you, try and put dollar amounts around them. Once your financial goals and costs are set, now you add in your income and expenses. Do you want to be debt free? Do you want to take a two week trip to Venice?

Budgeting 213

Budgeting Budget Toll House Cooking 213

Family Balance Sheet

AUGUST 4, 2014

We met in college and currently both feel drawn toward higher education. We’re energized by young people and are pretty sure most of our lives will be spent working with this age group. We also were working on paying for Jon’s master’s degree and then my own masters degree, which I completed in December 2013.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

FEBRUARY 18, 2014

I read Millionaire Women Next Door around the same time that I became a mother and left the full-time work force to stay at home with our new baby. It was a hard transition for me to go from being an equal financial contributor in my marriage to staying at home with a baby and not bringing in a paycheck. Create your financial goals.

Office 182

Office Money Family Finance 182

Penny Pinchin' Mom

DECEMBER 17, 2023

What I have found to work is that if I can access my emergency fund within 24-48 hours, it is ideal both in terms of easy accessibility and liquidity as well as inconvenient enough that I don’t get tempted to dip into it for something it really shouldn’t be used for. Who has that kind of money? They are not a waste of money.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. How a personal loan works A personal loan is money you borrow from a bank or other financial institution with a set repayment period and consistent monthly payments.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

APRIL 9, 2021

Dave Ramsey has a plan and it has worked for millions of people. Currently, we’re working on steps 6, 7, and 8 simultaneously. However, I suspect we will be working on these steps for many years to come. Start college funds for our two girls. But we needed a plan–our own plan. He calls it his 7 Baby Steps.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JANUARY 5, 2018

These are just my personal goals. I’ll update you on my family’s financial goals for 2018 in another post. My Personal Goals for 2018: 1) Start my day at 6:00 am, Monday-Friday, and end my day at 10pm. From 7-8, I get ready for work and get my kids off to school. Marriage is a lot of work, folks!

Goals 100

Goals 2018 Motivation Kids and Family 100

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. I feel a little financially depleted at this time. Still, the money adds up.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

APRIL 1, 2021

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

APRIL 1, 2015

I work full time in IT and my wife works part time in retail. If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt? The short term sacrifice was for the long term goal of being debt free. What are your financial goals now?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JULY 13, 2016

Drew works full time for Department of Defense. Farrah works part time for Department of Defense. We love church and missions work. We obviously love Dave Ramsey and financial teachings so we help to teach those classes at our church one night a week. If married, who initiated the debt free goal? 200k in 5 years.

Debt 100

Debt Debt Free Finds Home 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

November to many of us means nothing more than turning on the heat, finishing the yard work, and beginning our hibernation from the cold. Money Beagle: Why You Should Write Your Personal Finance Executive Summary Today – Working with a clearly defined objective is key to financial success.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

FEBRUARY 16, 2016

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. If you find yourself hitting the drive thru on your way to work, start making your breakfast and brewing your coffee at home. Pretty nails and toes?

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Andy from Saving to Invest discusses Happiness in Life and Work. Sean Smarty from Grow Money talks about How to Invest During College. Money Thinker from Money Thinking asks Is Going to College Still Worth It?

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JANUARY 20, 2017

works in outbound sales, and I teach part-time. We have a huge heart for missions work. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. If married, who initiated the debt free goal? My husband. But we do love.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

MAY 10, 2012

The best part is, people interested in your work will pay you for rights to your photo. Today, I will round out this series with some tips on how you can help solidify a strong financial foundation for years to come. .” Income MMD presents What Did You Learn From Working as a Teenager? Readon for some great bonuses.

Money 113

Money May 2012 Debt 113

Family Balance Sheet

JANUARY 19, 2012

Running wasn't new to me; I started running (to Dairy Queen) in college and ran my first 5k in my twenties. I found over the years that if I didn't have an event to work towards, I could easily talk myself out of exercise. I learned so much that I hope to apply these lessons to my personal and financial goals for 2012.

Goals 127

Goals Dairy Queen 2011 2012 127

Family Balance Sheet

FEBRUARY 3, 2016

T he other thing to find more money towards debt was simply picking up more work. If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt? Who handles the day-to-day finances in your home or do you work on it equally? What are your financial goals now?

Debt 100

Debt Debt Free College Finds 100

The Frugal Girl

MARCH 4, 2024

Our mom stayed home to raise us kids; she went to work part-time in the local school system after both my brother and I were in school. He diligently maintained our car and our house, doing all the work himself. We knew it would be a balancing act, so we were working on saving money long before the wedding. That’s not right.

Green And Frugal 182

Green And Frugal Kids and Family Hotel Frugal 182

Savings Corner

DECEMBER 25, 2023

Some people want a quick score in the stock market without experiencing any downside, but the market just doesn’t work like that. Here’s how stocks work and how you can make serious money by being a stock investor. Here’s how bonds work and how to use the many different types of bonds to power your portfolio.

Taxes 52

Taxes Growing Money College Tuition 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

I’m talking about how to earn, save, invest, and ultimately make your money work for you. Set personal and financial goals for your savings. Even if your kids don’t end up going to Harvard, you’ll have that money saved in your bank account, and you can use it to pay for whichever college they decide to join.

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

FEBRUARY 10, 2017

It wasn’t that we had friction over money in our marriage, but as the business & Family Office Manager , I had taken on the stress of that cash flow crisis and tried to work it all out by myself. This new strategy had us looking in the same direction with regards to our financial future and my husband was on board.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

MAY 27, 2015

Ryan is a high school math teacher and also officiates college basketball (November thru March). We skipped Baby Step #5 (college funding) because we didn’t have kids at the time. We purposefully waited to have kids (4 years) until we felt financially sound. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

MARCH 4, 2015

Boring I know, but I’m a home body so it works for me. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. During this time I literally worked and paid bills. I worked like a dog and paid bills.

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. I had also been teaching one class a quarter at a local career college so I increased to two classes a quarter. What are your financial goals now?

Credit Cards 100

Credit Cards Debt Debt Free Student 100