Penny Pinchin' Mom

FEBRUARY 16, 2024

It goes: 50% of your salary should go to your expenses and needs 30% should go towards what you want (a new car, a vacation, and all that) 20% should go towards your savings plan So, using this rule, 20% of everything you earn should go toward savings. Maybe a game night, a movie, or even giving each other cooking lessons over some Tequila?

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

OCTOBER 13, 2013

My entertainment budget is not very big, because my “fun” happens to be reading, writing, and spending time with family. However, if going out to eat with friends or going on all-inclusive vacations is your thing, I’m not one to judge. I am a big believer of spending money on things that make you happy. High End Cars.

Money 184

Money Cars Car Laptops 184

Family Balance Sheet

APRIL 1, 2021

6 – Eat dinner at home. Who wants to cook after a long day! As my kids have grown, I have expanded my work hours at our office and by the end of the week, I’m too cooked to cook , so take out it is! Challenge yourself to avoid take out and put any extra money towards your emergency fund.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Saving Everyday

OCTOBER 3, 2023

They’re quality time spent together without the distractions of household responsibilities, work, school, and everything else life throws at us. When our kids were younger, we used to go camping at state parks, and they thought it was the best thing ever! Vacations don’t have to be huge or extravagant.

Saving Money 52

Saving Money Money Travel Hotel 52

Prairie Eco-Thrifter

JULY 23, 2014

Most of us did not have air conditioned homes. People opened their windows and used attic fans or sat in metal lawn chairs outside to cool off. Most of us did not have clothes dryers, we dried the clothes on a line outside. Some of us did not have central heat. People cooked and ate at home. Food/shopping.

Growing 180

Growing Home and Garden Radios Kids and Family 180

The Frugal Girl

OCTOBER 30, 2023

But life is of course not all work and studying and I like to enjoy beautiful things which are nature (I am equally up for a day at the sea or hiking in a forest), my allotment*, and cooking. The good thing was, I didn’t get used to a “luxury lifestyle” (whatever that is) during all those years. And music, especially classical music.

Green And Frugal 209

Green And Frugal Home and Garden Lunch Lunches 209

Couponing 101

JANUARY 15, 2015

What we’re NOT paying for: • Groceries • Household Items • Clothing • Meals Out • Entertainment How we’ll manage: Eat from the Pantry/Freezer We have a very well-stocked freezer and pantry, of which we’ll be taking advantage. Eat Leftovers Leftovers will become our close friends. It was a win-win!

Leftovers 40

Leftovers Freezers Gift Cards January 40

Family Balance Sheet

FEBRUARY 16, 2016

We use an online account like, Capital One 360 (my referral link). But when you’re trying to save money, cut out this costly expense. Try freezer cooking. Here are my freezer cooking tips and recipes. And when dining out, at least follow these 15 Smart Tips to Save Money when Eating Out.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

NOVEMBER 4, 2011

Use the below as a guideline only. While you are eating supper. Talk about costs of cooking vs eating out, see if they can guess how much the meal cost you to make and how much it would cost if you bought it at a restaurant. We used real coins and Monopoly bills and their toys as store merchandise.

Money 187

Money Parenting Kids and Family Gasoline 187

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

For so long, we plodded along with next to nothing while our neighbors were running up their charge cards and using home equity loans to take vacations. We shopped at garage sales, turned down the heat, combined errands to use less gas, didn’t buy a lot of prepared food, cooked at home and the like. Peggy: Oh yes!

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213

Prairie Eco-Thrifter

APRIL 8, 2014

We got by back then using open windows, fans and attic fans. According to Credit Cards.com the Diner’s Club Card was the first of the modern style credit cards to be used and it was available starting in 1950. TV was family entertainment and watched as a family. Air conditioning. Now I think I need my central air!

Phones 204

Phones Parenting Kids and Family Credit Cards 204

Family Balance Sheet

APRIL 12, 2016

Tell us about yourself. I am used to moving a lot! And I cut back on lifestyle – cooking food at home, taking the bus to work vs driving and paying for parking, etc. Stop eating out – it’s so much better for your wallet and your waistline to cook at home. Where are you from?

Credit Cards 100

Credit Cards Debt Debt Free Student 100