Prairie Eco-Thrifter

MAY 30, 2012

Having Multiple Credit Cards Buying with credit cards leads to spending more than you earn and we all know where that leads. Interest rates on credit cards are usually the highest around so you are actually paying many times what the item is worth. You keep paying but you don’t ever own anything.

Money 235

Money Emergency Fund Debt Financial Goals 235

Savings Corner

DECEMBER 27, 2023

Bad credit loans: A guide to getting a personal loan with bad credit Upgrade: Best overall bad credit loans Why it made the list: Upgrade has a low minimum credit score requirement and low starting rates — a somewhat rare combination. Direct payment to creditors with debt consolidation loans.

Credit 52

Credit January Debt Credit Cards 52

Prairie Eco-Thrifter

JULY 18, 2013

Take a peak and see what I read this week: Good Reads From The Blogosphere: Have you ever wondered How Secured Credit Cards Help You Repair Your Credit ? If so, don’t miss Ryan’s post about how they can be an option for repairing bad credit at The Better Credit Blog.

Debt 199

Debt Fridays Personal Finance Goals 199

Coupons Do Work

OCTOBER 3, 2016

Since I do not use a credit card anymore (and read recently that banks are in debt due to too much credit cards out there), why not start saving now, with these easy tips : Want more frugal tips/ articles/ DIY stuff? Christmas is around the corner — uh-oh! that means, money!

Christmas 153

Christmas Swagbucks Bank Banking 153

Prairie Eco-Thrifter

MAY 8, 2011

t Paydown Your Credit Cards. Give your phone company a call and ask about better packages and lower rates. Our phone and internet fees doubled in price so we called to see if we could get a better deal. Crystal presents 5 Credit Card Mistakes You Want to Avoid. You worked hard to get your excellent credit.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

FEBRUARY 9, 2012

You know you shouldn’t be using credit cards all the time. Sure you know you are in debt over your head. Sure you know you are in debt over your head. But there is no way you are going to give up cable, the cell phone, eating out or your gym membership. You know getting a second mortgage is a bad idea.

Money 203

Money Debt Finance Credit Cards 203

Prairie Eco-Thrifter

JUNE 14, 2012

Your budget helps you manage your debts, get them paid off and stops you getting in any deeper. No more nasty phone calls or letters of demand! Debit cards allow you 24/7 access to your own money and help to reduce the use of credit cards. Reduce Your Credit Cards Ouch! That one is going to hurt!

Simple 221

Simple Finance Budgeting Budget 221

Prairie Eco-Thrifter

JUNE 14, 2012

.” CCS presents Savvy Credit Card Use: Track Your Spending posted at Credit Card Smarts , saying, “A big key to using your credit card wisely is tracking your credit card spending. Financial Planning Odysseas presents Forget Your ATM Card? Not so today.

Money 124

Money 2012 June Credit Cards 124

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. The straw that broke the camel’s back was the phone call I received from Andrea: She was checking out of the grocery store with our 10 month old on her hip and our card was declined – insufficient funds. He and his wife paid off $52,000 in just 7 months.

Debt 100

Debt Finds Debt Free Television 100

The Frugal Girl

NOVEMBER 13, 2023

Things like… how much time they need to allow weather considerations planning a route what to do in a biking emergency (like when my daughter got a flat tire on the way home from school one day, and had to walk her bike to the library to call me because she doesn’t have a phone). K and Finn (my parents dog) 12.

Kids and Family 186

Kids and Family Parenting Cars Car 186

Family Balance Sheet

OCTOBER 13, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. For more on that, read Our Debt Freedom Plan.

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Family Balance Sheet

FEBRUARY 22, 2011

Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. But a broken TV or the snazziest new phone or gadget.maybe not so much. Which comes first: saving for an emergency OR paying off debt? It was a scary time for us. What got us through.our emergency fund.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

OCTOBER 8, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. To begin, gather all of your recent bills, receipts, checking & savings account statement, and/or credit card statements. 3 Steps To Help You. entertainment.

Finance 113

Finance Money Organic Organization 113

For the Mommas

JULY 27, 2016

Eliminate debt. Credit card debt and high-interest loans are costing you money that you could use in the long-run. Prepare to live on one income by paying down, or paying off, these debts. If you no longer use a landline, get rid of your phone service or sign up for an internet service.

Baby 40

Baby Debt Credit Cards Phone Service 40

The Frugal Girl

MARCH 4, 2024

manicures pedicures expensive or trendy clothes and shoes brand-name foods gym memberships a large-screen TV, streaming services, movies the latest phones and tech gadgets fine wines alcohol cigarettes credit card debt The list goes on. What’s the easiest/hardest part of being frugal? The same is true for Maine.

Green And Frugal 175

Green And Frugal Kids and Family Hotel Frugal 175

Prairie Eco-Thrifter

AUGUST 17, 2017

High school grads today have seen parents using credit cards (or maybe even their cell phones) to charge everything from gas to groceries to online purchases. In their minds, part of the college experience is being an (almost) adult, which in turn means access to credit. BUT, grads, be smart about it.

College 133

College Graduation Used Points 133

Savings Corner

DECEMBER 24, 2023

While all three credit bureaus have slightly different requirements, here is the information you will generally need to provide: Depending on how you initiate the credit freeze — online, by phone or by mail — you might also need the following: Copy of your passport, driver’s license or military ID.

Credit 52

Credit Monitors Insurance Taxes 52

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. During that time, I started to budget for everything.

Budget 133

Budget Budgeting Financial Goals Goals 133

Saving With Shellie

JANUARY 5, 2012

One of the benefits to Mint is that when you set up your account, you can link your bank, credit card, loan and investment accounts. By tracking your expenses you will likely find ways to save, reduce your debt and have better success tracking your investments. It is really very cool. There are other great benefits.

Budget 51

Budget Budgeting Software T-Mobile 51

Saving With Shellie

JANUARY 5, 2011

One of the benefits to Mint is that when you set up your account, you can link your bank, credit card, loan and investment accounts. By tracking your expenses you will likely find ways to save, reduce your debt and have better success tracking your investments. It is really very cool. There are other great benefits.

Tools 49

Tools Money T-Mobile Mobile Phone 49

Fashion Without Guilt

APRIL 2, 2009

Obopay - Use any mobile phone to get, send, or spend money. Text message, use your phone’s Internet browser, or download Obopay onto your phone. Transfer money online and settle IOUs with friends/roommates. TextHog - Track your expenses online. Text your way to the bank. I hope this is a help and Happy Budgeting.

Finance 40

Finance Budget Budgeting Mobile Phone 40

Saving Cents With Sense

OCTOBER 22, 2015

Each year, more than 9 million people have their identity stolen, resulting in debt , lost job opportunities, and even a criminal record. Don’t choose passwords that could be obvious to anyone who knows you: no pets’ names, no birthdays, and no phone numbers. Keep Your Social Security Number Safe. Monitor Your Statements.

Identity Theft 40

Identity Theft Shredders Credit Credit Cards 40

Nicoles Nickels

JANUARY 18, 2012

Some of the most common resolutions is to save more money, spend less money, or pay off credit card debt. Many people find that by switching utility companies, phone companies, or insurance companies, they can save hundreds of dollars off their budget each month.

New Year's 40

New Year's Frugal Insurance Budgeting 40