article thumbnail

Savings Goal Calculator – NerdWallet

Savings Corner

Whether you’ve set your sights on a new car, wedding or emergency fund, chipping away at the cost little by little can help you get there. Tax Filing Webinar — Jan. 17 File your taxes with confidence: Grab your limited spot to join the Tax Nerds in this one-hour session about tax filing and tax planning strategies.

article thumbnail

How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! Our home owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, there have been years where we also owed the Federal government.

Bills 130
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

For Better Savings: Use Sub Accounts to Differentiate Your Goals

Prairie Eco-Thrifter

You might be saving up for a vacation, while at the same time building up your emergency fund and creating a fund for car maintenance and repairs. I do this with my emergency fund. However, you do run the risk of loss, and you have to be careful of capital gains taxes. Break Out Your Objectives.

Goals 208
article thumbnail

How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. It kept me up at night.

Debt 130
article thumbnail

Best Way to Spend Tax Refund

For the Mommas

Best Way to Spend Tax Refund. When that time of year arrives that you receive a nice large amount of refunded tax money, it can be tempting to immediately go on a shopping spree. Although this may be one of the least exciting ways to spend your tax refund, it makes the most sense. Add to Your Emergency Fund.

Taxes 40
article thumbnail

Three Expensive Sources of Quick Cash

Prairie Eco-Thrifter

What happens if you are hit with an expense that you can’t afford, and your emergency fund just isn’t up to scratch yet? Unfortunately, these sources of quick cash are among the worst possible ways to fund your emergency. Tax Refund Anticipation Loans. What to Do Instead.

article thumbnail

How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

I have written often about the importance of an emergency fund. I’ve shared before that April is the most expensive month of the year for us because our homeowners/auto insurance and property taxes are all due, along with any federal or state taxes that we might owe. Fortunately, we won’t be driving much.

Budgeting 246