Family Balance Sheet

JUNE 4, 2015

I manage the finances for our business and our family and by August 2013, I felt the weight of the situation. We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills. When my own parents were the age that I am now, I was graduating from college.

Goals 100

Goals Debt Renovation Daughter 100

The Frugal Girl

FEBRUARY 18, 2024

After I became a mother, finances became much more complicated. The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary. Visiting family in Florida, we enjoy no-cost activities like visiting their beautiful beaches!

Kids and Family 188

Kids and Family Home and Garden Money Frugal 188

Prairie Eco-Thrifter

FEBRUARY 4, 2014

My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. So we re-jiggered our finances so that we only spend on things that we really enjoy, and that are really important to us. However, this isn’t always the case.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Read away my friends.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

FEBRUARY 4, 2015

As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. We also continued using debit and credit cards (paid in full multiple times per month) for the convenience of tracking our expenses online. How much debt did you pay off? What kind of debt was it?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Savings Corner

DECEMBER 25, 2023

If you have no income and no credit or bad credit, you’ll need a co-signer to get a private student loan. Without bills in your name, such as a credit card, car loan or utility, it’s hard to demonstrate that you can pay bills on time. Will I need a co-signer for a private student loan?

Student 52

Student College Credit Debt 52

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit. Where Credit Scores Come From. Your Score.

Credit Cards 234

Credit Cards Credit Building Rent 234

The Frugal Girl

MARCH 4, 2024

Although my parents never specifically taught me about finances, they lived a frugal life by necessity. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. I grew up in banking and held other finance-related positions during my working years.

Green And Frugal 182

Green And Frugal Kids and Family Hotel Frugal 182

Family Balance Sheet

DECEMBER 10, 2014

When I graduated high school I went straight into the workforce as an accounting assistant, and did business school on nights and weekends. After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. Yep, we’re newlyweds and eloped together in December 2013.

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

FEBRUARY 9, 2012

If you make $50,000 a year after taxes and spend $60,000 a year, your finances are going backward. You know you shouldn’t be using credit cards all the time. You spend until the money runs out and then you put your purchases on your credit card. Not pretend our finances are fine. You have no budget.

Money 203

Money Debt Finance Credit Cards 203

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . We paid off $7,665 worth of credit cards, school loans and a car loan. I also wanted to pay off the student loans he had, and see him graduate without occurring any more debt. Tell us about you and your family.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JULY 9, 2015

Jen and her husband were reeling after their son was diagnosed with a lifetime medical condition that would implode their finances. Ruth says working towards becoming debt free and finally getting on the same page with the finances was actually great for her marriage. Maureen paid off $79,540 in credit card and student loan debt.

Debt Free 100

Debt Free Debt Budgeting Budget 100

The Frugal Girl

NOVEMBER 13, 2023

I don’t want to feel like I’m wasting all the gifts I’ve been given, including my finances. Three years later, she graduated, and my dad decided to do the same. Making good use of the resources I have – not only money, but my health, physical abilities, skills, etc. What’s your best frugal win?

Kids and Family 194

Kids and Family Parenting Cars Car 194