Family Balance Sheet

MARCH 26, 2021

Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? You are one emergency short of losing track of your finances. Doing this actually gave me the peace of mind that I needed to focus on my financial goals. You will also have more disposable income to devote to your other financial goals.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

Narrow Down a Price Range If you are going to save money , you need to have a target savings goal in mind that you can work toward. Use Cash Every time you use your credit card, you are paying interest on that purchase. Try using cash as much as possible for your purchases and work on that savings goal.

Cars 52

Cars Car Bank Banking 52

Prairie Eco-Thrifter

DECEMBER 7, 2014

Credit is a tool in personal finance. Used properly, it can help you build your dream home and reach your financial goals. Using a peer loan to pay off high-interest credit cards does not mean you can run out shopping and max out your cards again.

Debt 188

Debt Personal Finance Finance Credit 188

Prairie Eco-Thrifter

JULY 18, 2013

Take a peak and see what I read this week: Good Reads From The Blogosphere: Have you ever wondered How Secured Credit Cards Help You Repair Your Credit ? If so, don’t miss Ryan’s post about how they can be an option for repairing bad credit at The Better Credit Blog.

Debt 199

Debt Fridays Personal Finance Goals 199

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles. Don’t worry, you don’t have to go anywhere.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? Our personal finances are so interwoven with our small business finances that we view them as one.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

APRIL 5, 2011

5 Pieces of Advice to Tell Your Child About Money is a series that will run every Tuesday for the next few weeks where some of the top personal finance bloggers share their thoughts on this topic. Living below your means is the foundation of personal finance. Treat credit wisely.

Money 133

Money Personal Finance Finance Debt 133

Savings Corner

DECEMBER 24, 2023

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. How a personal loan works A personal loan is money you borrow from a bank or other financial institution with a set repayment period and consistent monthly payments.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

MARCH 24, 2013

He pays off his credit card BEFORE the statement comes! It was developed by two university personal finance professors one at Virginia Tech and the other at Kansas State University. Set your financial goals. In order to meet some financial goals, you must take some level of risk. Nothing in life is certain.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Prairie Eco-Thrifter

FEBRUARY 3, 2016

While my spouse and I were in the throes of child rearing we didn’t think much about providing an intentional or structured set of lessons around personal finance. No, we won’t put that on the credit card and pay for it later. Saving towards a goal and them fulfilling that goal is very satisfying to a child.

Work 100

Work Kids Bank Banking 100

Family Balance Sheet

MARCH 19, 2014

We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. We thought credit card debt wasn’t very smart, but a car loan? Our goal is to have everything funded by the summer. That’s a necessity.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession?

November 188

November 2011 Personal Finance Finance 188

Nicoles Nickels

JANUARY 29, 2012

Credit Sesame is a 100% free personal finance credit and debt management tool with no credit card required or trial period. Credit Sesame makes managing personal credit online, owing less in interest and saving on mortgage, loan & credit card payments easy!

Credit 45

Credit Debt Credit Cards Personal Finance 45

Family Balance Sheet

FEBRUARY 11, 2016

Do you have enough cash to cover them or would you have to rely on high interest credit cards or a loan from family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. A Very Tough Year.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Saving Cents With Sense

JANUARY 5, 2011

If one of your New Year’s resolutions or goals was to manage your budget better in 2011, like millions of other people, then you really should check out Mint.com. This FREE budgeting software helps you manage all your personal finances, including bank accounts, credit cards, and investments, all in one place.

Budget 55

Budget Budgeting Personal Finance Software 55

Family Balance Sheet

OCTOBER 13, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Have you had weeks like that?

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Prairie Eco-Thrifter

APRIL 6, 2012

Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. posted at Personal Finance Whiz , saying, “*No. Theres a reason why the average amount of credit card debt per household is $15,956.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Read away my friends.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

APRIL 11, 2011

Guest Post Author Bio: Broke Professionals is a personal finance blog aimed at the over-educated and underpaid. On credit cards and debt: “Credit cards are the easiest way to get into trouble. Lesson : You have a better shot at marriage if you have similar ideals, and that includes finances and goals.

Work 133

Work Debt Credit Cards Finance 133

Family Balance Sheet

AUGUST 11, 2016

We still refer to it often to remind ourselves of our goals and objectives. A few of my favorite personal finance books: The Total Money Makeover: A Proven Plan for Financial Fitness , by Dave Ramsey. If not for that fund, we would most likely have used credit cards to survive. The plan hangs on our refrigerator.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We get a visual picture every month of where are finances are and what we have spent our money on. I also find that setting goals makes a difference. Beating Broke tells us how we can improve our credit score by adding positive information. We wrote down a list of our current expenses, our current goals, and where we are at.

February 113

February Debt Finance Personal Finance 113

Prairie Eco-Thrifter

MAY 10, 2012

Madison presents Credit Card Application Spree to Maximize Sign Up Bonuses posted at My Dollar Plan , saying, “It’s time for a round of credit card applications to make some money! Do you have thousands of dollars worth of student loan debt and/or credit card debt? Readon for some great bonuses.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. To me, money in a CD or savings account has always been for specific shorter term goals. As part of that, we have explored compound interest.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. in credit card debt, and an additional $28,756.17 What are your financial goals now? How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Student 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Here’s why: It leaves you with more disposable income It gives you greater peace of mind It makes it easier for you to invest the extra cash When you don’t have crushing credit card debt to worry about, you can plan your finances better, invest more, and spend the excess cash on better insurance policies for yourself and your family.

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. I will NEVER finance a car again.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

The Frugal Girl

MARCH 4, 2024

I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

JUNE 14, 2012

” CCS presents Savvy Credit Card Use: Track Your Spending posted at Credit Card Smarts , saying, “A big key to using your credit card wisely is tracking your credit card spending. Financial Planning Odysseas presents Forget Your ATM Card? Not so today.

Money 124

Money 2012 June Credit Cards 124

Family Balance Sheet

JUNE 2, 2016

At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. Many personal finance bloggers talk about having a “no spend week” – well basically I had a “no spend” five years! What are your financial goals now? Initially it all seemed fine.

Debt 100

Debt Finds Debt Free Pay Off Debt 100