Family Balance Sheet

JANUARY 2, 2013

Unless it's paid with cash, that is one hefty credit card bill come January. According to the Washington Post and a CreditDonkey survey , "a shopper who charges about $700 on a credit card with a 13 percent interest. That is the number that you want to save each month between now and November 25, 2013.

2013 113

2013 Christmas Club January 113

Family Balance Sheet

FEBRUARY 6, 2021

New furniture wasn’t in the budget for this project, but we sold some other unused furniture in November and we now have enough to pay for the new furniture. Credit cards are a tricky subject and we pay off the balance every month, so I will write more about this soon. We…took out a car loan.

Finance 130

Finance January Family 2020 130

Family Balance Sheet

OCTOBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. November Assignments: The last meeting of the club is November 25. Welcome to the 2019 Christmas Savings Club.

2019 100

2019 October Club Christmas 100

freestuff.tv

OCTOBER 19, 2011

So today, get your credit card out and donate to World Vision Australia and have your donation matched. This great offer finishes end of November. Conflict and famine in 6 regions of Somalia is affecting communities’ access to food, water, health and education services.

Giving 109

Giving Donation Unemployment Economical 109

Saving Everyday

NOVEMBER 2, 2011

Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below). You want to be sure to register all of your store loyalty cards and credit/debit cards (Don’t worry, it’s perfectly safe and secure). There are also eCoupons (my favorite of course).

College 59

College November Money Credit Cards 59

Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? DONE November 2019. Our smallest debt was a credit card that had a $600 balance. A student loan?

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

JANUARY 10, 2014

On the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month. Plan on spending cash only, not credit cards. To save your sanity because you’re sticking to your budget. To learn tips and tricks from others on how to stay within your grocery budget.

Budgeting 174

Budgeting Budget Groceries Grocery 174

Family Balance Sheet

SEPTEMBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. The goal is to use the money that you have on hand to pay for Christmas, and not resort to using credit cards.

2019 100

2019 September Club August 100

Prairie Eco-Thrifter

OCTOBER 26, 2014

And yet, many of us become frantic in November and wonder how we’ll pay for everything. If you have the time, you can open a Swagbucks account and search the internet for points that can be traded in for gift cards, or you can take advantage of bank cash bonus offers if you open a credit card or checking account.

Holiday 169

Holiday Emergency Fund Homemade Eating Out 169

Family Balance Sheet

FEBRUARY 28, 2014

O n the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month with our grocery budget. Also my debit card got caught up in the Target breach of security. Thankfully, nothing happened to my account, but my bank issued us new cards anyway.

Budgeting 124

Budgeting Budget February Groceries 124

Marnies Coupon-a-rama

SEPTEMBER 8, 2014

Payments We can accept credit cards. Shipping Calendars will be shipped in early November. A minimum order size of 500 is required to add your branding to the calendars. Please place your order and we will have a representative contact you about processing payment. The cost of shipping is included in the price of the calendars.

Nutrition 40

Nutrition 2015 Credit Cards Contest 40

Saving In Akron

OCTOBER 27, 2011

With no minimum dollar amount required, customers can buy the gifts they want from any department on any product in the store or at Walmart.com.

Christmas 147

Christmas Price Dec Home Furnishings 147

For the Mommas

NOVEMBER 14, 2016

Be sure to visit PINCHme.com for this month’s Sample Tuesday on November 15th at 12 Noon EST to claim new free samples! No credit card required + free shipping on every box. Here’s How It Works: 1. Sign up for free now on PINCHme.com. Complete your member profile. Order free samples relevant to you. Give your feedback!

Personal Care 40

Personal Care Sweepstakes Pets Covergirl 40

For the Mommas

NOVEMBER 19, 2015

5:30 pm EST: AmazonBasics 17-Sheet Cross-Cut Paper, CD, and Credit Card Shredder with Pullout Basket. End Date: November 28, 2015. End Date: November 20, 2015. End Date: November 26, 2015. End Date: November 25, 2015. End Date: November 21, 2015. End Date: November 28, 2015.

2015 40

2015 November December Amazon 40

Nicoles Nickels

NOVEMBER 8, 2013

Here are this week’s FREEBIES and great deals: FREE 10 Custom Cards from Zoggin - their site is a little confusing, but you can either create a custom card, or use one of the templates. Add 10 cards to your cart and enter coupon code: ZOG10FREE to make it free with free shipping. It also seems to have a $.02

Freebies 61

Freebies Fridays Nov Free Subscription 61

Saving In Akron

NOVEMBER 13, 2011

Available Wednesday, November 16th** Appleton Farms Smoked Ham-Shank Portion (8 lb. They accept cash and most debit cards. They do not accept checks or credit cards. PRODUCE Yellow Onions (3 lb.), $0.69 Russet Potatoes (10 lb. bag), $1.49 Sweet Potatoes (3 lb. bag), $1.47 Celery, $0.69 wt.), $3.99/lb.

Quick Breads 127

Quick Breads French's Cooking Baking 127

Couponing 101

DECEMBER 26, 2011

Shopping a little bit at a time over the course of the year can be easier for some people than paying one lump sum at the end of the year (and potentially using credit cards and going into debt.) Save up your points all year then cash them in for gift cards around November to help pay for Christmas gifts! Short on cash?

Christmas 80

Christmas Toys Gifts Bath and Body Works 80

Couponing 101

JANUARY 4, 2011

Shopping a little bit at a time over the course of the year can be easier for some people than paying one lump sum at the end of the year (and potentially using credit cards and going into debt.) Save up your points all year then cash them in for gift cards around November to help pay for Christmas gifts! Short on cash?

Saving Money 74

Saving Money Christmas Money Bath and Body Works 74

Family Balance Sheet

MARCH 4, 2016

Finally in November 2011, just 7 months after we started, we looked down on paper and realized we were one payment away from debt freedom. We haven’t taken out a penny of debt since November 2011 (nor will we ever), we don’t have a credit card (and we are still alive), and we are saving money at an incredible pace.

Debt 100

Debt Finds Debt Free Television 100

Coupons Do Work

APRIL 14, 2015

I paid it all in cash (try not to pay in credit cards…). I have saved since November 2013, when I officially started budgeting, $6K and that money is in a ‘rainy day’ account and I keep it growing. My total bill was $27.57. now how do I do it? They were the leftovers. As for having junk food in my stockpile?

Budgeting 100

Budgeting Budget Food Kids and Family 100

Saving Everyday

NOVEMBER 1, 2012

The restaurant opens on November 19, 2012, but you can make your dinner reservation now by calling (407) 939-3463 or booking online – The restaurant WILL be on the dining plan and will require (1) table service credit at dinner and (1) quick service credit at lunch.

Disney World 45

Disney World Disney Restaurant Cupcakes 45

Prairie Eco-Thrifter

MAY 10, 2012

Madison presents Credit Card Application Spree to Maximize Sign Up Bonuses posted at My Dollar Plan , saying, “It’s time for a round of credit card applications to make some money! Do you have thousands of dollars worth of student loan debt and/or credit card debt? Readon for some great bonuses.

Money 113

Money May 2012 Debt 113

Nicoles Nickels

OCTOBER 25, 2011

I’m going to be using a card for a Staycation I am doing in the beginning of November. I’ve carefully budgeted what I want to spend while we’re there and that’s all I put on the card. I’ll only use that card for the weekend and that way I can ensure I don’t overspend.

Bank 40

Bank Banking Re-use Budgeting 40

Family Balance Sheet

JANUARY 21, 2015

Kelvin and I just celebrated 10 years of marriage last November. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What are your hobbies? Include anything that you’d like to add to give the reader an idea about your personality. What inspired you to get debt free?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

OCTOBER 26, 2013

In years past, we used a credit card to purchase our gifts and paid the card off in January. I’m looking forward to a stress-free January, because our gifts in 2013 will be paid for with cash as we buy them in November & December. For the first time, I have set aside money monthly for our Christmas spending.

Christmas 100

Christmas Club Finds October 100

Nicoles Nickels

NOVEMBER 29, 2013

Check out all of the awesome deals at Cricket from November through December. •$25 It has three sections to keep credit cards and an ID, cash, change, lip gloss, key rings and more organized and collected. 25 down on the Samsung GS4 phone with flexible payment plan (11/4-11/27). Product Price: $30. Product Name: Air Curler.

2013 98

2013 Giveaway Family Wireless 98

Saving Everyday

SEPTEMBER 27, 2022

Guests must pay with a credit card or a pre-ordered ChargePoint card, which is available at chargepoint.com. Tips for Visiting Disney World in November. Disney Springs: 3 spaces on the 5th floor of the Orange Garage. 3 spaces on the 5th floor of the Lime Garage. 3 spaces on the 3rd floor of the Grapefruit Garage.

Disney World 52

Disney World Disney Garage Cars 52

Family Balance Sheet

MAY 27, 2015

Ryan is a high school math teacher and also officiates college basketball (November thru March). And this is just on a mortgage, not including any credit card or student loan debt. Basketball season is November through March, so we don’t see him often during these months, but luckily it’s just seasonal and the benefits are huge.

Debt 100

Debt Debt Free Pay Off Debt Finds 100