Family Balance Sheet

SEPTEMBER 9, 2014

We live in metro Phoenix, in a 70s tract house that we’ve been gradually re-doing. About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) From start to finish it took us a very long time — I would guess 10 years. That’s one of my hobbies.)

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Saving Everyday

OCTOBER 3, 2023

In this article, we’re sharing our top tips to help you save money when traveling without sacrificing a thing! They’re quality time spent together without the distractions of household responsibilities, work, school, and everything else life throws at us. Growing up, we didn’t have much.

Saving Money 52

Saving Money Money Travel Hotel 52

Prairie Eco-Thrifter

MAY 21, 2012

If you’re anything like me, you’ve most likely found yourself sucked into the wonderful world of Pinterest at least once. Whether you’re spending minutes or hours pinning photos of your favorite meals, outfits or vacation destinations, there is a wealth of money-saving knowledge floating around on those boards.

Money 188

Money DIY Saving Money Saving 188

Family Balance Sheet

OCTOBER 6, 2014

If you’re married, you must do this with your spouse. We used Dave Ramsey’s principles from his books, The Total Money Makeover and Financial Peace as a guide to create a step by step plan on how we will achieve our financial goals. Or maybe you want to pay off (and cut up) your credit cards.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

FEBRUARY 2, 2017

Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. They’re still working on developing their goals for 2017. goals to get us there.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

JULY 30, 2014

Thanks, couch surfing! I know grocery shopping doesn’t sound like a lot of fun when you go away on vacation (you’re probably dreaming about not having to do that!), Sometimes, these daily deals can only be used on specific days of the week or require a reservation. Grocery Shop. Beware of the fine print, though.

Saving Money 187

Saving Money Money Food New York City 187

Couponing 101

JUNE 11, 2013

Just a reminder – grab your FREE card now before they’re gone! Right now, new customers can get a FREE Greeting Card from Treat.com ! Use the code TREAT1MA at checkout to get your free card. Limit one free card per household. They’re all up for grabs.

Father 66

Father Graduation Fathers Day Birthday 66

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Couponing 101

JUNE 1, 2013

Right now, new customers can get a FREE Greeting Card from Treat.com ! Use the code TREAT1MA at checkout to get your free card. Limit one free card per household. NOTE: This offer is valid for any card – Father’s Day, Graduation Congrats, Birthday, Anniversary, Thank You, early Christmas Card, you name it.

Father 72

Father Graduation Fathers Day Birthday 72

Family Balance Sheet

FEBRUARY 28, 2014

I did something different this month and used cash instead of my debit card. I found it easier to keep a tab on my grocery spending and I’m going to continue to use cash. Also my debit card got caught up in the Target breach of security. With cash, there’s no chance of credit card tampering.

Budgeting 124

Budgeting Budget February Groceries 124

Family Balance Sheet

MAY 6, 2020

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! Our emergency fund. It was a lifesaver, a sanity saver, and a marriage saver.

Debt 130

Debt Emergency Fund 2007 2020 130

Saving Everyday

OCTOBER 15, 2019

If you’re heading out this year, I’ve got some tips to help you save money and have as stress-free of a day as possible. Plenty of cash and debit/credit cards. The ads for the stores you’re going to. The ads for the stores you’re going to. Don’t use a cart. Black Friday 2019.

2019 40

2019 Shopping Fridays Re-use 40

Family Balance Sheet

SEPTEMBER 29, 2016

We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. We also had four credit cards, two lines of credit, and a car loan. We used (and currently still follow) Dave Ramsey’s Baby Steps. We’re hoping to have that completed by the end of this year.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

MAY 14, 2013

Using only cash while on vacation will force you to question each purchase, especially when it comes to spending money on unnecessary souvenirs--you won''t want to waste your cash. We also don’t want to come home to a credit card bill. Thank goodness our rental has recycling containers. Thanks for reading.

Vacation 153

Vacation Saving Money Money Food and Drink 153

Family Balance Sheet

AUGUST 5, 2015

Hi, We’re the Gann Fam! 10K in car payments, $35K in credit card debt. We saved any that we could from my husbands checks, we sold things from around the house on craigslist and ultimately we started taking everything we earned from our photography business which was a normal part of income for us and used it all on debt.

Debt 100

Debt Debt Free Finds Finance 100

Prairie Eco-Thrifter

APRIL 6, 2012

It’s modeled much like Michael Pollans Food Rules with many one-page rules that give short but useful tidbits of information. Teacher Man presents Why Credit Cards Are Dangerous For Students posted at My University Money , saying, “I am on the record as having said that I believe students should sign up for credit cards.

Money 133

Money Finance Personal Finance Real Estate 133

Saving Cents With Sense

MARCH 7, 2015

Amazon Mom members (if you’re not a member, you can sign up here ) can get a FREE Baby Welcome Box when you create a baby registry on Amazon. Once you use your egg tatoos, you can submit a photo of your eggs to enter to win various Visa Gift Cards! Thanks Simple Saving Savvy ). This site uses affiliate links.

Easter 40

Easter Freebies Dairy Queen Emergen-C 40

Family Balance Sheet

JANUARY 20, 2017

It took us four years, but we paid off over $80,000 of debt! medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. out and it gave us the momentum we needed to focus on all of our other. We tackled our small credit card balance, then our.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Couponing 101

NOVEMBER 18, 2011

If you’re looking for a way to save on gift card purchases this holiday season, here is a roundup of all the stores and restaurants offering bonuses or discounts on gift card purchases! AMC — Buy $30 in gift cards, get a $5 concessions card. Applebee’s — Purchase $50 in gift cards, get a $10 bonus card. (In-store

Gift Cards 78

Gift Cards Discount Holiday Gifts 78

Savings Corner

DECEMBER 24, 2023

Sellers still have an edge in many areas, thanks to a continued scarcity of houses, and no one expects a dramatic housing market crash. Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

APRIL 12, 2016

Tell us about yourself. I am used to moving a lot! I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. Re-examine and shop around for car insurance every so often – I saved $1200 this past year for the same coverage. Not using debt helps create the connection.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

JUNE 18, 2021

But even if you’re in your later years and retirement feels only a few years away, there are actions you can take to plan for yourself and your family. If you’ve got more time and have decades before retirement, you’re in a great position to consider your options today. Assess Your Current Financial Situation.

Insurance 100

Insurance Re-use Delivery Service Family 100

Family Balance Sheet

DECEMBER 10, 2014

Yep, we’re newlyweds and eloped together in December 2013. After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. I started Careful Cents and used that as a platform to find freelance writing opportunities. How much debt did you pay off?

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

JUNE 14, 2012

” CCS presents Savvy Credit Card Use: Track Your Spending posted at Credit Card Smarts , saying, “A big key to using your credit card wisely is tracking your credit card spending. Financial Planning Odysseas presents Forget Your ATM Card? Not so today.

Money 124

Money 2012 June Credit Cards 124

Family Balance Sheet

JUNE 2, 2016

Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. Initially it all seemed fine. Are those jeans worth it?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

AUGUST 11, 2014

The debt included overdraft protection, mattress, car, and a credit card (post divorce stress spending, clothes to accommodate the yo yo diets and weight for 2 years, a trip to Disney World & I’m sure several things that I don’t remember because I was spending without a plan). How much debt did you pay off?

Debt Free 235

Debt Free Debt Mom Goals 235