Prairie Eco-Thrifter

NOVEMBER 6, 2013

Credit card rewards programs are no different. The rewards encourage you to charge things on their card. Many people today seem to prefer paying by credit card. carries credit card debt of $15,325, although that figure is somewhat skewed by a small number of extraordinarily debt-stricken families and couples.”.

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Credit Card Rewards Credit Cards Credit Rewards 228

Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times.

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Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. How much debt did you pay off? What kind of debt was it?

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Debt Credit Cards Debt Free Credit 100

Motherhood Moments

DECEMBER 26, 2022

Most Popular Resolution : 31% of people with a financial resolution want to save more. One in three Americans plan to make a finance-related New Year’s resolution for 2023, according to a new WalletHub survey, and 31% of those resolutions are related to saving more money,” said Jill Gonzalez, WalletHub analyst. Thanks for reading!

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Prairie Eco-Thrifter

APRIL 13, 2011

Guest Post Author Bio: The following post comes from the NerdWallet.com team, experts in helping users find the right rewards credit cards. 4 of the Craziest Credit Card Scams. Then to top it all off, there are credit card scammers out there that are looking to get your personal information.

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Credit Cards Credit Debt Identity Theft 145

Family Balance Sheet

SEPTEMBER 9, 2014

Welcome to Debt Free Stories. She and her husband paid off $147,000 in debt–including their home. After paying off the debt, she was able to quit her job to pursue her passion. She blogs at The Debt Myth. Quitting my job is one of the things being debt free has enabled us to do. How much debt did you pay off?

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Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

JANUARY 8, 2013

Personal debt has unfortunately become a way of life in the 21 st century with levels reaching all time highs. Easy credit, a have-it-now mentality and the consumer-driven society have all created this situation. Managing your debt is vital if you are to avoid going down this road. Does any of that sound familiar?

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Debt Win Credit Cards Money 271

Family Balance Sheet

MAY 6, 2020

How Our Debt Freedom Plan Prepared Us for the Pandemic. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We spent the next few years building our savings back up to the level we had prior to 2007. Storm #2: 2013.

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Debt Emergency Fund 2007 2020 130

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Credit Card Cash Back Redemptions in April: $439.62. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending.

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April Money Credit Cards Donation 130

Family Balance Sheet

APRIL 12, 2013

"Debt is Dumb, Cash is King" - Dave Ramsey. He has successfully inspired thousands of people to a life free of credit cards and debt. It just seemed easier to us to carry and use credit cards versus cash. If we could reduce our spending by 12-18%, we could put that money towards our debt.

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Credit Cards Credit Debt March 100

Family Balance Sheet

AUGUST 6, 2022

Here are five ways that I saved money this month. Related reading: 10 Ways to Save at Giant Food Stores. To save time during the week, I make the salad and chop the fruit on Sunday nights. Right now I’m saving my money for a weekend getaway with my husband. Credit Card Cash Back Redemptions in July: $196.

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July Frugal Credit Cards Donation 130

Family Balance Sheet

APRIL 19, 2016

Today’s Debt Free Story is from Anna. She is on a mission to help others become debt free. She writes at her personal finance website, And Then We Saved. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? If married, who initiated the debt free goal?

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Credit Cards Debt Free College Debt 100

Family Balance Sheet

NOVEMBER 19, 2014

Today’s Debt Free Story is from Amanda & Daniel. Together they blog about becoming debt free and location independence in order to serve the world at Life with a Mission. How much debt did you pay off? What kind of debt was it? We paid off $68,000 of debt in eight months. Who initiated the debt free goal?

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Debt Debt Free Finance Friends And Family Sale 245

freestuff.tv

MARCH 11, 2013

Credit Sesame is a 100% free personal finance credit and debt management tool with no credit card required or trial period. Credit Sesame makes managing personal credit online, owing less in interest and saving on mortgage, loan & credit card payments easy!

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Credit Personal Finance Credit Cards Finance 138

freestuff.tv

MAY 11, 2013

Credit Sesame is a 100% free personal finance credit and debt management tool with no credit card required or trial period. Credit Sesame makes managing personal credit online, owing less in interest and saving on mortgage, loan & credit card payments easy!

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Credit Personal Finance Credit Cards Finance 122

Family Balance Sheet

FEBRUARY 23, 2016

Are you ready to crush debt this year? We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. Stretch yourself.

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Debt Goals 2016 Calculators 100

Motherhood Moments

JANUARY 24, 2023

Instead of just forking over the money you have, it is important to have a strategy so you can save the most money possible. It is important to remember that just like buying a car or another large purpose, the bank will be looking at your credit report to determine if you are a trustworthy borrower. Remember to be smart along the way.

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Money Home Real Estate Warranties 130

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. You will also start to repay the money.

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Debt Credit Cards Credit College Tuition 52

Savings Corner

APRIL 4, 2024

Key takeaways A HELOC allows you to access your home’s equity over a period of time — you can borrow exactly what you need as you need it, typically for lower rates than other forms of credit. This can help you keep your monthly payments down and avoid unnecessary debt and interest. Overview: What are the pros and cons of a HELOC?

Credit 40

Credit Home Debt College Tuition 40

freestuff.tv

FEBRUARY 18, 2013

Credit Sesame is a 100% free personal finance credit and debt management tool with no credit card required or trial period. Credit Sesame makes managing personal credit online, owing less in interest and saving on mortgage, loan & credit card payments easy!

Credit 113

Credit Personal Finance Credit Cards Finance 113

Saving Cents With Sense

MAY 8, 2013

You’ve deleted thousands in loan and credit card balances and it must have taken years of efforts, hard work and sacrifice. Now that your statements finally read zero, your credit cards might be finally open and your spending limits should also be high enough. Carry your debit cards or cash with you. Cut it down.

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Debt Credit Cards Debt Free Finance 101

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. The interest rate you receive on a home equity loan (as with other loans) will vary depending on your lender, credit score, income and other factors.

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Home Debt Credit Cards Credit 52

Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. How much debt did you pay off?

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Debt Debt Free Bath and Body Works Gas 100

Savings Corner

APRIL 4, 2024

Personal loans are becoming more popular among people looking to consolidate debt and find lower interest rates than credit cards. Average personal loan interest rates by credit score People with good or excellent credit may find average loan interest rates in the low double digits. percent as of March 27, 2024.

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Debt Bank Banking Credit 52

Savings Corner

APRIL 4, 2024

You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. Cash-out refinances are generally best for big-ticket costs: Think home renovations or major debt consolidation. This can be a boon for your credit score.

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Refinancing Work Debt Home Improvement 52

Family Balance Sheet

OCTOBER 15, 2021

Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. In January of 2020, I was gung-ho about saving for college, however, I had no idea what was about to happen.

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College Used 2020 Saving 130

Prairie Eco-Thrifter

MARCH 7, 2011

Guest Post Author Bio: Ryan is a contributory writer associated with the Debt Consolidation Care Community and has written several articles for various financial websites. He holds his expertise in the Debt industry and has made significant contribution through his various articles. Leave behind debt relief options.

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Debt Thrifty Money Fuel 171

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it?

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Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

APRIL 25, 2011

Guest Post Author Bio: This guest post was written by Frank Collins, a professional writer specialized in topics related to personal finance, debt relief, credit repair and more. If you are willing to settle your debts on your own, pass through the debt settlement blog for more tips and advice on the topic.

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Debt Debt Free DIY Personal Finance 124

Family Balance Sheet

AUGUST 21, 2020

You’ll know how much is in your checking and savings accounts and your retirement accounts. Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. There was a time our spreadsheet reflected a lot of debt and not a lot of savings. Column D = Target Balance.

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Family Debt Finance Kids and Family 241

Family Balance Sheet

JANUARY 29, 2015

Why are we jumping through these hoops to be debt free? WHY do we want to be debt free? When we wrote our Debt Freedom Plan , I posted it on the refrigerator as a daily reminder for the two of us. Daddy and I needed to pay off some debts before we could make a trip to Disney. ”, “What does debt freedom mean?”

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Debt Debt Free Daughter Thrifty 100

Savings Corner

DECEMBER 27, 2023

The worst-case scenario is that you get a loan without a clear picture of its impact on your monthly cash flow, leading you to take on more debt to make up for it. Consolidation puts all of your debts together under one monthly payment at one interest rate. It doesn’t hurt to be prudent,” Young says. “If

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Debt Refinancing San Antonio Rhode Island 52

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I send in $50 every month to each of their accounts.

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Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. “Debt is Dumb and Cash is King.”

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Debt Money Emergency Fund Goals 100

Family Balance Sheet

APRIL 2, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. I’m saving my plasma money for summer trips and activities. Credit Card Cash Back: $175. I redeemed $175 for gift cards from our business credit card’s cashback program.

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March Money Donation Credit Cards 130

Prairie Eco-Thrifter

MARCH 4, 2015

It was nearly impossible to figure out exactly how the program would work for each query, because, as Bonnie Baker (the engaging and energetic DB2 speaker) used to put it “It depends” Likewise with understanding whether the rich use debt differently than the rest of us… it depends. It depends on how the debt is managed.

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Debt Used Money IBM 100

Family Balance Sheet

MARCH 26, 2021

Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. What helped us through that time was the money we had saved in our emergency account.

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Emergency Fund Building 2007 Credit Cards 130