The Frugal Girl

MARCH 4, 2024

I’m in my 60’s, I’ve been married to the love of my life for 44 years and we have two adult “kids.” We consider her our “bonus kid” and our family is extremely close. I still remember saving my change as a kid so I could “shop” for books at yard sales.) Our son is 29 and biological. Alan doesn’t share that regret. Go figure.

Green And Frugal 175

Green And Frugal Kids and Family Hotel Frugal 175

Prairie Eco-Thrifter

MARCH 24, 2013

In Silver Spoon Kids - How Successful Parents Raise Responsible Children by Eileen Gallo, P.H.D. what kind of emotional issues you have with money and what kind of financial education you received. He pays off his credit card BEFORE the statement comes! Set your financial goals. And Jon Gallo, J.D,

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. While I don’t advocate the use of credit cards with a continuing balance, we do use a credit card on many purchases and pay the balance off when the bill comes.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. We use a Discover credit card to pay for monthly expenses at our business. I used that $300 gift cards to buy groceries and took $300 of January’s grocery money and put it towards a loan. Where can we find extra money?

Debt 100

Debt January Money Financial Goals 100

Prairie Eco-Thrifter

NOVEMBER 29, 2012

One of the most important things in life is to find ways to achieve your financial goals. However, planning for your financial future can be tricky and complicated because there are many things to prepare for and arrange. You get married, have kids, maybe get divorced, or end up with the loss of your parents or spouse.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. Who initiated the debt free goal? The rest was our house.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

MARCH 6, 2012

Make Clear Financial Goals {Together}. Take some time to discuss your family and marriage's financial goals. I have found that there is less tension when we are both on the same page with our goals, but you need to take the time to discuss those goals together. Do you want to eliminate your credit card debt?

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

AUGUST 21, 2020

Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. Having everything on one page made our money discussions much easier.

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We agreed that credit card debt wasn’t very smart, but a car loan? We thought we were doing really well. Prioritize.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

JULY 31, 2014

But how can you learn to use those negative experiences, and teach your children to do so as well to benefit your financial health? Set new financial goals for yourself. When you were a college student, you may have learned a painful lesson about credit. Credit card offerings to college students used to be ubiquitous.

Debt 167

Debt College Student Money 167

Family Balance Sheet

FEBRUARY 4, 2015

He now works as an architect, and I do some freelance from home now that we have kids. Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. After we had kids, though, I stayed home, so we continued making the minimum payment for years.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Penny Pinchin' Mom

MARCH 11, 2024

Unfortunately, many of us head out to the grocery stores armed with nothing but our credit card and a rough idea of what we need. This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. Go build a treehouse in the backyard or teach your kids how to bake.

Saving Money 52

Saving Money Money Mom Used 52

Family Balance Sheet

NOVEMBER 19, 2014

Amanda currently homeschools their three kids. The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. So we needed to find a balance between taking care of the kids and the house. What are your financial goals now? She blogs about books at [link].

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Financial Uproar from Financial Uproar discusses The Damn Kids These Days. Nathan Richardson from ComplexSearch.com presents What’s a Good Credit Score? It has gone on for generations.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JUNE 16, 2015

We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. I will say I am excited to take our kids places now. What are your financial goals now? We are what some might call homesteaders, we raise our own chickens and garden. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

AUGUST 11, 2014

The debt included overdraft protection, mattress, car, and a credit card (post divorce stress spending, clothes to accommodate the yo yo diets and weight for 2 years, a trip to Disney World & I’m sure several things that I don’t remember because I was spending without a plan). Who initiated the debt free goal?

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

JULY 22, 2015

It consisted of student loans, a car loan and even some credit card debt. We went to Disneyland as that is a place that both of us are fond of and we did not have any kids at the time. What are your financial goals now? We plan to be financially free by 40. How much debt did you pay off?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

SEPTEMBER 29, 2016

Jeff plays hockey and badminton and we take turns running the kids to their figure skating lessons. We also had four credit cards, two lines of credit, and a car loan. What are your financial goals now? I’m a Grade 7 teacher and my husband is a Mac Tools distributor. How much debt did you pay off?

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

MAY 10, 2012

Jester presents The Importance of Vacations For Kids posted at The Ultimate Juggle , saying, “This article explains the reasons that we prefer to take destination oriented vacations for the kid’s sake. posted at The Financial Blogger , saying, “The online income for May. Readon for some great bonuses.

Money 113

Money May 2012 Debt 113

Family Balance Sheet

AUGUST 5, 2015

10K in car payments, $35K in credit card debt. One of the first things we did is buy a swing set for our kids with cash! After 2 years of determination we decided that we would take a month off and with any of our extra earnings splurge fun activities with the kids, eat out and go on lots of dates:). That was fun!

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JULY 2, 2015

Louis neighborhood is within walking distance to the zoo and a couple of parks, so I enjoy walking with the kids each day to let them run off some energy and I get a little workout in too. We rarely use a credit card and if we do, we pay it off right away. What are your financial goals now?

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

MAY 27, 2015

I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. And this is just on a mortgage, not including any credit card or student loan debt. We also look for places where kids eat free now.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. We tackled our small credit card balance, then our. haha Kidding. What are your financial goals now? How long did. it take you? It took us four years, but we paid off over $80,000 of debt! We are debt. The biggest. up one thing.”

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JUNE 2, 2016

At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. To take the kids to the movies on the weekend. What are your financial goals now? This was further compounded by a number of other situations. Initially it all seemed fine. But it doesn’t have to be that way.

Debt 100

Debt Finds Debt Free Pay Off Debt 100