The Frugal Girls

JANUARY 8, 2024

Could your credit score use a boost? You’ll love these easy tips and tricks for How to Raise Credit Score FAST! So are you wondering How to Increase Credit Score Quickly? These hacks can help you build your credit and get you back up to […] The post How to Raise Credit Score FAST! (14

Credit 94

Credit Building Girls Frugal 94

Prairie Eco-Thrifter

MARCH 8, 2017

So do finances. If you give the same care to you finances that you give your garden, both should grow. You wouldn’t think of planting your day lily in the middle of an interstate, so don’t think of planting your finances in a hostile environment. Use good stock. It’s the same way with finances.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Motherhood Moments

DECEMBER 26, 2022

With the holiday season in full swing and inflation weighing on people’s finances, more than 75% of Americans expect to spend less on New Year’s plans compared to last year and 1 in 3 people are planning to make a finance-related New Year’s resolution for 2023, according to a new WalletHub survey , released today.

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New Year's Money Finance Debt 130

Penny Pinchin' Mom

MARCH 11, 2024

The post Is Credit Karma Accurate? Is credit karma accurate? How far off, if at all, is it from the numbers given by any other credit reporting agency? Being credit-worthy is almost as important as being frugal. There are just some investment projects that you simply can’t finance with your savings or credit cards.

Credit 52

Credit Identity Theft Monitors Finance 52

Savings Corner

DECEMBER 27, 2023

MORE ABOUT THE CARDS FEATURED ON THIS PAGE Use the buttons at the top of the page to see cards in different categories. Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account.

Credit Cards 52

Credit Cards Credit December Airline 52

Savings Corner

DECEMBER 27, 2023

Bad credit loans: A guide to getting a personal loan with bad credit Upgrade: Best overall bad credit loans Why it made the list: Upgrade has a low minimum credit score requirement and low starting rates — a somewhat rare combination. Upgrade’s borrowing requirements Minimum credit score: 560.

Credit 52

Credit January Debt Credit Cards 52

Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. We want to assist them in financing their college years and we needed to make some progress. Side Note #1: I do not advocate the use of credit cards unless you are able to pay off the balance every month so as not to incur fees and charges.

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College Used 2020 Saving 130

Savings Corner

APRIL 4, 2024

You can use dealer financing to purchase a vehicle or arrange auto loan financing through a bank, credit union or online lender. If you want to buy a car , you must first arrange for vehicle financing. It includes the vehicle’s purchase price, interest and any applicable fees you choose to finance.

Work 52

Work Finance Bank Banking 52

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit. Where Credit Scores Come From. Your Score.

Credit Cards 234

Credit Cards Credit Building Rent 234

Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Ken from Spruce Up Your Finances asks Need A Down Payment For Your House? Nathan Richardson from ComplexSearch.com presents What’s a Good Credit Score?

Personal Finance 240

Personal Finance Finance Family Debt 240

Motherhood Moments

FEBRUARY 7, 2023

billion on the holiday this year, the personal-finance website WalletHub today released its report on 2023's Best Places for Valentine’s Day. Almost 1 in 5 Americans think a Valentine’s Day gift is worth going into credit card debt. Bad Credit Might Keep You Single. Financial Infidelity Hurts.

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Valentines Day Thrifty Debt Las Vegas 130

Savings Corner

APRIL 4, 2024

Key takeaways A HELOC allows you to access your home’s equity over a period of time — you can borrow exactly what you need as you need it, typically for lower rates than other forms of credit. However, HELOCs also have a variable rate, and the sense of a seemingly limitless credit line could make them risky for less-disciplined borrowers.

Credit 40

Credit Home Debt College Tuition 40

Family Balance Sheet

MARCH 12, 2015

7 Ways to Spring Clean Your Finances. When reviewing your goals, did you use the S.M.A.R.T. I developed our family balance sheet years ago when I needed a way to talk to my husband about our finances. Check your Credit Report. Use spring as a reminder to review your bills to see if you’re paying too much.

Finance 100

Finance Cleaning Financial Goals Goals 100

Prairie Eco-Thrifter

AUGUST 8, 2012

Many financial gurus extoll the virtues of giving, and even indicate that giving is part of successful finances. Conscious Spending as You Attempt to Budget According to Your Values One of the most important things you can do for your finances is to budget according to your values. What are your priorities? The impact can be profound.

Finance 188

Finance Giving Donation Taxes 188

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Take a moment to watch them.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

JULY 9, 2013

As I was clipping the grass around the trees with hand clippers just now, it occurred to me that this was a task I used to have as a child. Another thing that, according to the National Foundation for Credit Counseling (NFCC), happens in childhood that affects our adult finances is that we learn from the financial behavior of our parents.

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Used Parenting Credit Cards Debt 228

Family Balance Sheet

SEPTEMBER 21, 2015

We carried no credit card debt and we contributed to our retirement. I was reminded that even though August 2013 was a scary time, I learned some valuable lessons and proved to myself that I can make positive changes with regards to my family’s finances. 5 Lessons Learned When Our Finances Went Awry. photo credit.

Finance 100

Finance Debt August 2013 100

Saving Cents With Sense

APRIL 8, 2014

It also happens to be the time when your finances receive a thorough examination; tax preparation forces millions of people to go over their receipts and spending from the past year, quantify their gains and losses, and evaluate the performance of their investments from the past year. Check for Credit Inaccuracies. All rights reserved.

Finance 81

Finance Cleaning Insurance Identity Theft 81

Prairie Eco-Thrifter

MAY 15, 2012

I mean, I was young, life was good, things were happening; what did I need all that finance stuff for? Better late than never’ is a good approach to personal finance for the over 40s. If you like, you can use one of the many free online retirement calculator programs to help you with this estimate. This was me, that’s for sure.

Personal Finance 221

Personal Finance Finance Debt Calculators 221

Savings Corner

DECEMBER 27, 2023

If you’re not sure what kind of business you want to run, use these lists to get the wheels turning: A strong business plan can help you prepare for every aspect of your business. Open a business bank account Keeping your business and personal finances separate is key to managing your business finances.

Finance 52

Finance Taxes Insurance Software 52

Family Balance Sheet

OCTOBER 6, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Or maybe you want to pay off (and cut up) your credit cards. Is it to pay off your house? S – specific.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

OCTOBER 13, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. We had a toddler and a baby on the way and our business was heading south–it was a scary time for us. Six months?

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Family Balance Sheet

OCTOBER 8, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. If you use financial software, such as Quicken or another form, you’re in luck, you can simply print a monthly recap.

Finance 113

Finance Money Organic Organization 113

Motherhood Moments

MARCH 4, 2023

Source : freepik.com Managing finances can be an incredibly stressful and overwhelming endeavor. on your credit card. Make smart choices with credit. Credit can be a valuable tool when used wisely, but it can also quickly lead to debt if you're not careful. And this can help you steer clear of debt.

Debt 130

Debt Money Building Credit Cards 130

Family Balance Sheet

OCTOBER 14, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. By the end of the month, my goal is to help you have a detailed financial plan for your family.

Finance 100

Finance Giving Organic Organization 100

Koupon Karen

JANUARY 15, 2024

We’ll explore how to effectively leverage business financing, providing guidance to navigate through any uncertainties. This can present both opportunities and challenges when it comes to business financing and growth. Lines Of Credit: These offer a pool of funds that you can draw from as needed. This article is here to help.

Family 52

Family Finance Debt Monitors 52

Family Balance Sheet

AUGUST 21, 2020

Need a quick snapshot of your finances? I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. I STILL use our spreadsheet today. You could also use a recent appraisal. Column G = Monthly payment.

Family 241

Family Debt Finance Kids and Family 241

Prairie Eco-Thrifter

APRIL 10, 2013

And, even if you stay close to home, it’s nice to know that your finances are moving smoothly. Anytime you automate a portion of your finances, you need to be aware of your cash flow. Strategy: Use Your Credit Card. Make sure that your spending is within your income, and pay off the credit card each month.

Bills 271

Bills Credit Cards Finance Credit 271

Family Balance Sheet

OCTOBER 15, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. We want to be proactive by saving the money rather than reactive and have to use a credit card.

Finance 100

Finance Organic Organization Emergency Fund 100

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Credit Card Cash Back Redemptions in April: $439.62. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

FEBRUARY 19, 2022

In highly affluent circles, a family office is a private wealth management firm that manages the finances and investments for the ultra-wealthy and their families. While I was still helping my husband from home with his business, I felt like I wasn’t contributing to our finances and that drove me crazy. Implement our Debt Freedom Plan.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. It was many years of over spending and not having a plan for our money that led us to that point. We used the debt snowball technique to help build momentum. We cut up our credit cards and never used them again. How much debt did you pay off?

Debt 100

Debt Credit Cards Debt Free Credit 100

Savings Corner

APRIL 4, 2024

Key takeaways The type of business loan you choose depends largely on why you need the loan and what you’ll be using it for. Lenders set their own qualifications for business loans, including time in business, personal and business credit score, annual revenue and collateral.

Bank 40

Bank Banking Credit Finance 40

Savings Corner

DECEMBER 24, 2023

Portions of this article were drafted using an in-house natural language generation platform. Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. A personal loan is money borrowed from a lender that can be used for nearly any purpose.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

JUNE 13, 2011

Equating credit cards and being eco-friendly may seem like a stretch, but there are many options available for those who are environmentally conscious and carrying plastic. As a matter of fact, a credit card might be a better idea all the way around for the environment. So what kind of credit cards do you have in your wallet?

Credit Cards 165

Credit Cards Credit Environmental Groups Paperless 165

Prairie Eco-Thrifter

DECEMBER 7, 2014

(Photo credit: Wikipedia). Around since just before the financial crash, peer lending got the same black-eye as all credit when the bubble burst on sub-prime loans. Borrowers with very good credit can get an APR as low as 6.7% Credit is a tool in personal finance. Online lending has jumped over the last year.

Debt 188

Debt Personal Finance Finance Credit 188