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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. This is a 12 month spreadsheet.

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Refinance Calculator | Bankrate

Savings Corner

Just like any other loan, you apply for refinancing, which includes a thorough check of your credit, income, employment history and finances. Homeowners who have improved their credit score or lowered their debt-to-income ratio, for example, might be eligible for a better rate today if they refinance.

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How To Get A Personal Loan In 8 Steps

Savings Corner

Learn the approval requirements and prequalify (if offered by the lender) before applying to minimize your potential credit damage. Personal loan qualification requirements Your credit score , income and debt are usually evaluated by personal loan lenders to see if you qualify.

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How to Determine Home Value

Savings Corner

The long answer depends on the market and whether you’re asking a lender, an agent or a county tax assessor. Knowing how to calculate your home’s value with the help of online tools and trained professionals better prepares you to buy, sell, refinance, tap into your home’s equity — or even negotiate lower property taxes.

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Turbotax Premier Federal + State 2015 (PC) (Digital Code) ONLY $64.97 (Reg $99.99)

For the Mommas

Searches for 350+ deductions and credits, including tax-saving rental property deductions. Additional guidance for rental property income, expenses, depreciation and refinancing. Retirement tax help and our IRA tool helps you get more money back. Accurately deduct mortgage interest and property taxes.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

manicures pedicures expensive or trendy clothes and shoes brand-name foods gym memberships a large-screen TV, streaming services, movies the latest phones and tech gadgets fine wines alcohol cigarettes credit card debt The list goes on. It’s a tool, and it provides security and options. The same is true for Maine.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal. ” We’ve been there too.

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