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Why I Use Cash

Prairie Eco-Thrifter

As I read financial blogs, I find that a lot of bloggers seem to like to pay for everything with their credit card. You can get rewards or cash back , the credit card company tracks all your purchases for you and may even show you a yearly statement indicating the percents you spent on that card in various categories.

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Deciding What You Should Major in In College

Prairie Eco-Thrifter

I picked my major (psychology) because it happened to be my favorite course in high school. Never mind that I’d only taken Psychology 101, a beginners course, and that was my exposure in it’s entirety to anything psychology related. I remember in my first year of college, I was lost. The way I did that?

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How to Manage Your Personal Loan

Savings Corner

Even if you’re doing a credit card consolidation loan [and] the only reason you got a consolidation loan is to have one payment, it still makes sense to gauge the impact on your budget,” Young says. It can be psychological, says Tess Downing, a San Antonio-based financial planner. It doesn’t hurt to be prudent,” Young says. “If

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Why Use Cash?

Prairie Eco-Thrifter

At the time, I didn’t have credit cards so it was a valid concern. As an adult, I use both cash and credit as well as checks. If I buy anything online, I use credit. Occasionally merchants will discount the price because they don’t have to pay the credit card fees on your purchase. They had no cash.

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Scarcity – The Good and the Bad

Prairie Eco-Thrifter

You may refuse to give credit or fail to put forth a great idea for fear it will be stolen. A mentality of plenty, on the other hand, helps you work with others to build on each others ideas and talents; helps you share credit (which helps build your network leading to potential future opportunities) and more. Why is scarcity bad?

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Benefit from My Financial Mistakes

Prairie Eco-Thrifter

I ended up with a BA in Psychology with an emphasis in Industrial Psychology – and couldn’t get a good paying job of any sort after graduating! Instead, I picked my major based on the courses I enjoyed – without considering how that major would help me earn a living. I refused to accept offered help.

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Saving With Shellie

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