Savings Corner

DECEMBER 25, 2023

NerdWallet’s experts have reviewed and rated dozens of banks and credit unions to help you find those with the best accounts, branch and ATM availability, customer service and more. or by the National Credit Union Administration if they’re credit unions. They are also invested in internet security.

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Savings Corner

DECEMBER 27, 2023

Bad credit loans: A guide to getting a personal loan with bad credit Upgrade: Best overall bad credit loans Why it made the list: Upgrade has a low minimum credit score requirement and low starting rates — a somewhat rare combination. Upgrade’s borrowing requirements Minimum credit score: 560.

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For the Mommas

JANUARY 28, 2023

Spend $80 on Household Essentials & More Get a $20 Amazon Credit Here is an amazing offer at Amazon where in you can get $20 Amazon Credit when you spend $80 on Household, Health, Baby and Beauty Care You just need to add items from the products below to your Cart using the Add to Cart button.

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Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. Hello, 2020.

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Prairie Eco-Thrifter

DECEMBER 17, 2013

I’ve noticed a trend lately in the blogosphere of bloggers pushing rewards credit cards to travel for free. Most people have a credit card and why not get some free travel for using it? If you travel more than once per year, typically you won’t be able to churn credit cards to get that many free trips anyway.

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Prairie Eco-Thrifter

MAY 6, 2013

I got in to a debate with my friend last week about whether cash or credit card encourages it’s user to spend more money. I don’t have to worry about logging onto my bank account and paying the bill when it comes to using cash, so it removes the pain of feeling it leave my pocket twice. My stance is that cash does – definitely!

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Credit Cards Credit Bank Banking 243

freestuff.tv

MAY 20, 2011

Get your 100% free credit score instantly, securely, and safely. I suggest everyone should do this so that you can really see where you’re at. Credit Karma provides truly free credit scores to consumers direct from the credit bureaus. Compare individual credit report categories to national averages.

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Family Balance Sheet

NOVEMBER 2, 2022

The season of family, faith, food, and…shopping… collective sigh… The spending part of Christmas can get crazy, so I’ve come up with a list of ideas to find some extra cash for your Christmas spending if you’re coming up short. Our goal is to NOT put our Christmas purchases on a credit card. Donate Plasma.

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Prairie Eco-Thrifter

JUNE 13, 2011

Equating credit cards and being eco-friendly may seem like a stretch, but there are many options available for those who are environmentally conscious and carrying plastic. As a matter of fact, a credit card might be a better idea all the way around for the environment. Save The Trees.

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The Frugal Girl

APRIL 2, 2024

I bought some razor blades on eBay I’ve used Dollar Shave Club for a long time and been very happy but…recently they redesigned their product line, which means I can no longer buy replacement blades for my razor handle. Hopefully they’re legit…we’ll see! I made an offer, and ended up saving about 30%. (I

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Saving Everyday

OCTOBER 3, 2023

In this article, we’re sharing our top tips to help you save money when traveling without sacrificing a thing! If you feel like a vacation is out of your reach, these tried-and-true ways to save money when traveling will help you get there without breaking the bank! Traveling off-season is easily the best way to save.

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Saving Everyday

NOVEMBER 3, 2023

Saving money on gas is a top priority for many. In this post, we will explore effective ways for saving money on gas. Tips for Saving Money on Gas Like most of our articles on saving money, it starts with taking an honest look at your overall budget and spending. This is a significant savings! off per gallon.

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Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Credit Card Cash Back Redemptions in April: $439.62. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending.

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Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Thinking about saving money, traveling the world, investing in the market, or starting a new job?

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Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. Here are five ways that I saved money this month. Related reading: 10 Ways to Save at Giant Food Stores.

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Family Balance Sheet

JULY 10, 2023

Instead, I look for creative ways to save my family money in all aspects of our lives. 2 – We opened up high-interest savings accounts and earned $250 in interest. We got a late start on saving for college so a large portion of our college savings has been sitting in our checking account earning zilch.

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Prairie Eco-Thrifter

FEBRUARY 28, 2018

From a money-saving and environment-friendly perspective, this may be the most obvious solution to making room in your budget in an eco-conscious manner. Energy efficient tax credits. While there have been some rollbacks on tax credits and deductions for energy efficient investments to your home, many still apply. Go Digital.

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Family Balance Sheet

JANUARY 25, 2019

Did you use cash or put your purchases on a credit card? It’s so easy to get caught up in all of the bargains that stores throw at us in November and December. ” If they’re paying cash, life is good. A credit Christmas equals: a “how are we going to pay for this” Christmas. Did you over spend?

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Savings Corner

DECEMBER 25, 2023

Instead, they use a mortgage, which is a loan to buy a home. Principal is the original amount of money you borrowed while interest is what you’re being charged to borrow the money. If you seem like a safe bet to a lender, you’re more likely to be offered a lower interest rate. Your credit score.

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Family Balance Sheet

MARCH 11, 2021

If your winter was as long and cold as mine, then you’re also looking forward to opening windows, breathing in the fresh air, and soaking up the sunshine. Do our goals still make sense now that we’re in the trenches of the new year? Did you use the S.M.A.R.T. Check your Credit Report. method when writing them?

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Couponing 101

MARCH 26, 2019

When I looked back at the last three months, I realized my resolution for saving money was not on track. So starting on April 1, I’m holding myself to a strict spending limit using the envelope budget method. By targeting the biggest spending area, your potential for saving money is also greatest.

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Couponing 101

MAY 14, 2019

Read on to learn all about My Best Buy, My Best Buy credit cards, sales, price match, open-box deals, and trade-ins. If you’re ordering online, call Best Buy to adjust the price. If you’re buying in person, ask for the price match at checkout. Consider a My Best Buy Credit Card. Shop Open-Box Deals.

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The Frugal Girl

JANUARY 22, 2024

Today we’re meeting a reader who is an artist, a homeschooler, a boy-mom, and a renter by choice. Tell us a little about yourself I’m Karen A. For 20 or so years I’ve been homeschooling my kids, and am now down to about 1 1/2 (one full-time homeschooler, and one doing College Credit Plus with some support).

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Couponing 101

NOVEMBER 26, 2012

ThredUp is a gently used children’s clothing consignment shop and they’re offering a FREE $15 credit for new members ! Just use code “ CYBER15 ” to save $15 off your first purchase. ThredUp: $15 in Free Kid’s Clothing with New Member Credit is a post from Couponing 101.

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Couponing 101

NOVEMBER 27, 2019

” However, if you’re on a tight budget, the holiday season may seem more stressful than joyful. These eight ways to save money on holiday gifts can keep more money in your wallet. Shopping sales is one of the most obvious (and fun) ways to save money. Stack Savings. Save Your Receipts. Shop Early.

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Savings Corner

DECEMBER 25, 2023

With a cash-out refinance , you’re getting a new loan that’s for more than you owe on your current mortgage. Many people use the cash from a cash-out refinance to fund large-scale home improvements, education expenses or debt consolidation. How does a cash-out refinance work? Cons of a cash-out refinance Foreclosure risk.

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Savings Corner

APRIL 4, 2024

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. Learn the approval requirements and prequalify (if offered by the lender) before applying to minimize your potential credit damage. Tip: Include fees in your loan amount calculations.

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Savings Corner

DECEMBER 25, 2023

How a HELOC works A HELOC works similarly to a credit card: you’re able to borrow up to a certain limit as needed, rather than taking out a lump sum all at once. Unlike a credit card, however, you shouldn’t use a HELOC to pay for everyday expenses.

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For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Adrian Nazari, CEO and founder of CreditSesame.com , is available to talk about how consumers can start 2013 on the right financial foot, as well as discuss the top 3 financial resolutions and what consumers can do to address them including: Saving More. Spending Less.

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Family Balance Sheet

NOVEMBER 26, 2014

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. I use this spreadsheet. In 2013, I had a year long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays. Consider tutoring.

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Family Balance Sheet

MARCH 26, 2021

Life suddenly changed for most of us in March 2020 and this past year of the pandemic has reinforced how important an emergency fund is. If you’re able, maybe use some of your stimulous money to put towards building an emergency fund. What helped us through that time was the money we had saved in our emergency account.

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Prairie Eco-Thrifter

MAY 21, 2012

If you’re anything like me, you’ve most likely found yourself sucked into the wonderful world of Pinterest at least once. But did you know that Pinterest is also a fantastic resource for saving money? Has it helped you save money? Are you a fan of Pinterest? If so, how?

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Couponing 101

AUGUST 5, 2019

Here are some of our top tips for saving money at T.J.Maxx. However, if you’re unfamiliar with the brand, it can be difficult to judge whether it’s really worth the selling price. But when markdowns start, the savings can quickly snowball. The post How to Shop and Save at T.J.Maxx appeared first on Couponing 101.

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Saving With Shellie

JULY 9, 2012

we’re been really racking up the Free Amazon credit lately! Here’s a new opportunity to get a FREE $2 Amazon MP3 credit , Just enter promo code HEARTMP3 from Amazon Local. You will need to use your credit by 7/11. Plus request a Saving with Shellie Coupon Class in your area!

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Prairie Eco-Thrifter

APRIL 24, 2013

If you want to save money, one of the best options is to buy used. Not only can buying something second-hand help you save money, but it also reduces the amount of resources that you use. Buying used is one way to increase the sustainability of your life. It was much cheaper to buy these items gently used.

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Saving With Shellie

FEBRUARY 22, 2011

This is 93% off the list price – a savings of $190.40. This is for the auto-renewal but remember, that’s easy to cancel and you’re under no further obligation. Plus, when you buy a one year subscription you are eligible for a $5 video-on-demand credit. Earn $10 Amazon Credit. It works out to just $.29

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Entertainment Credit Amazon Video 66

Saving With Shellie

APRIL 27, 2016

If you’re looking for vacation ideas on a tight budget, then check out this Groupon for discounted hotel rooms at a Great Wolf Lodge – there are locations across the United States. You also may get $50 in resort credit depending on which room reserve.

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