Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? worth of debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What inspired you to get debt free?

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

MAY 26, 2016

But, with each of the above, you lose the use of that money and often have little chance of even getting it back, let alone making it grow. We could take on debt to grow using other people’s money. Sure, we aren’t getting much money, but mortgage lenders are also experiencing the lowest rates in decades.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. Read more about Shannon’s debt free journey. Where are you from?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? We are debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. I love this list. It is so practical. I totally agree with Eric here.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

JULY 20, 2011

I don't want to drain the emergency fund, which could easily happen when the AC needs replaced. We certainly don't want to go into debt either. Just one more thing to save money for, but this will help you (and me) avoid going into debt when our appliances need replaced. My main concern is that AC unit.

Appliances 138

Appliances Washer and Dryer Emergency Fund Warranties 138

Family Balance Sheet

JUNE 22, 2020

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JANUARY 1, 2015

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I tricked …nudged my husband into following along and together we wrote out our Debt Freedom Plan. Debt Free Stories. My Themes for 2015: 1.

2015 100

2015 Money Debt Home and Garden 100

Saving With Shellie

JULY 12, 2011

I get asked frequently why I write about saving money. I believe that saving money is important. It’s an idea that stretches far beyond a monthly budget or vacation fund. Saving money and living within or below your means is lifestyle change that impacts your whole life. Use it to pay down debt?

Emergency Fund 67

Emergency Fund Goals Saving Saving Money 67

Prairie Eco-Thrifter

OCTOBER 15, 2011

Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt. Personal Finance Whiz : What Is An Emergency Fund? In fact in biblical times people often had no money at all!

October 200

October 2011 Finance Personal Finance 200

Saving With Shellie

JULY 22, 2011

I’ve also taken other measures to save money like turning up the thermostat and limiting my driving to essential trips. We’ll see how much I’m able to save on electricity and gas by taking these steps. I encouraged you to build an emergency fund or pay down debt with your savings.

Goals 49

Goals Emergency Fund Financial Goals Debt 49

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. I am a free-lance sign language interpreter, putting my husband through engineering school by paying cash. How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JANUARY 17, 2018

2 Additional Goals: If we save the $10k early, we’d like to work on the following 2 goals. This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. Save for a camper upgrade. I’ll apply that money to the debt. Save a starter Home Emergency Fund.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. This is a reserve of money for emergencies; leave it alone and don’t go dipping into it for general spending. Spiraling debt is the biggest single cause of financial distress out there.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

The Frugal Girl

JANUARY 29, 2024

How did you get interested in saving money? Multi-pronged answer here: historically it was hard-wired in my DNA as a necessity but also being a good steward of what we’re blessed with & being able to give/help others; having enough for emergency funds was always a high priority as well.

Arkansas 182

Arkansas Frugal College Kids and Family 182

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt. Where are you from?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

JANUARY 21, 2011

Get Rich Slowly shares with us how we can all put money in an emergency fund no matter what our financial situtation is. Kevin at Sweating the Big Stuff tells us why we shouldn’t save for an emergency fund. Not Made of Money tells us how we can save for our vacation ahead of time.

January 124

January Emergency Fund Personal Finance Finance 124

Family Balance Sheet

AUGUST 11, 2014

Welcome to Debt Free Stories. She paid off $41,587 in debt in 14 months! My daughter and I are gluten free due to celiac and changing to a healthy grain free sugar free way of cooking has become a big passion of mine over the last couple of years. How much debt did you pay off? Where are you from?

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. You can find blank calendar pages by Googling, “free calendar template” or I’ve found blank monthly calendars at the Dollar Tree. During that time, I started to budget for everything.

Budgeting 133

Budgeting Budget Financial Goals Goals 133