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7 Ways to Spring Clean Your Finances

Family Balance Sheet

For many, it’s a time to clean the house and the closets, wash the windows of their winter grime, and air out our homes. I’m going to be spending the next few weeks giving my family’s finances a good spring cleaning. 7 Ways to Spring Clean Your Finances. Related Reading : How We Paid off Six Figures of Debt.

Finance 130
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Which Insurance Policies Should You Absolutely Have?

Prairie Eco-Thrifter

“Consumers should have auto, home, and renters insurance if they own any of those items,” says Liran Hirschkorn, founder of BestLifeQuote.com. If your home burns down and you don’t have coverage, you’re left with nothing.” Insurance helps you manage your finances.

Insurance 193
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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. This week I am reminding you all about those special people in your life- your family. Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. A plan B is a must in any home. How about you? What do you think?

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7 Ways to Spring Clean Your Finances

Family Balance Sheet

7 Ways to Spring Clean Your Finances. T – time based, tangible, Take a peek at my family’s financial goals–I keep our Debt Freedom Plan on our refrigerator door for a constant reminder of our financial goals. I developed our family balance sheet years ago when I needed a way to talk to my husband about our finances.

Finance 100
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Create a Personal Escrow Fund | 31 Days to Organize Your Finances

Family Balance Sheet

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Our personal escrow fund includes: home owners insurance – due yearly. auto insurance – due yearly.

Finance 100
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Why You Should Be Skeptical of Financial “Rules of Thumb”

Prairie Eco-Thrifter

The rule of thumb that states that it makes sense to spend 30% of your income each month on a housing payment doesn’t take into account the fact that you might have other debts, and that taking on more might over-leverage you. If you are buying a home, start with the 30% rule, and then evaluate where that puts you in terms of finances.

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Small Money Mistakes That Have Big Consequences

Prairie Eco-Thrifter

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. A budget provides you with a financial roadmap to get to where you want to be in life. Make establishing an emergency fund a priority.

Money 235