Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. I love this list.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

FEBRUARY 2, 2017

Wonder what sets you apart from the people that seem to crush their financial goals? They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. with their goals.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

DECEMBER 7, 2014

Rates for loans are competitive with personal loans from traditional banks. In the past, most loans (80%) have been for debt consolidation. To be sure, there are risks for borrowers in peer loans but really no more than those risks in other types of debt. Credit is a tool in personal finance.

Debt 188

Debt Personal Finance Finance Credit 188

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. Toni Husbands of Debt Free Divas. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Prairie Eco-Thrifter

JULY 18, 2013

When it comes to managing your money, sometimes it has to be First Values and Goals, Then Strategies , as Emily from Evolving Personal Finance highlights. Pauline from Reach Financial Independence shares 5 ways to get out of debt , to show how you can accelerate your debt payments to become debt free earlier.

Debt 199

Debt Fridays Personal Finance Goals 199

Prairie Eco-Thrifter

JANUARY 10, 2013

If you’re currently balancing your debt payoff and savings efforts, Canadian Budget Binder highlights the reason why it’s important to get out of debt first before saving. Are you a current student or someone who’s currently paying off student loan debt? Finalizing your 2013 goals? 90 is the new 70?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. What changed? .

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

FEBRUARY 19, 2022

No surprise there; I write a blog about family life and finances. But with my corporate background and interest in personal finance, my husband and I agreed that I would handle all of the day-to-day financial tasks for our home. Implement our Debt Freedom Plan. I also manage the finances of our business.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

DECEMBER 30, 2013

As you might expect, especially among personal finance bloggers, financial resolutions are pretty popular. Whether it’s helping others, travel, or living debt-free, view your money as a resource that can help you live your preferred lifestyle. Get help setting financial goals, and working toward them. Money Tips'

Financial Goals 186

Financial Goals Goals Finance Money 186

Prairie Eco-Thrifter

MAY 10, 2011

My goal here at PET is to bring a wide range of viewpoints and strategies to the world of personal finance, living green, saving money, and being healthy. Derek blogs at Life And My Finances. Derek blogs at Life And My Finances. He also runs his own personal finance web properties.

Personal Finance 124

Personal Finance Finance United States Debt 124

Prairie Eco-Thrifter

MARCH 24, 2013

Taking on debt never has bothered me, because I have always felt that we kept it under control and no matter what, would pay it off. It was developed by two university personal finance professors one at Virginia Tech and the other at Kansas State University. Set your financial goals. Remember to consider real numbers.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Prairie Eco-Thrifter

APRIL 5, 2011

5 Pieces of Advice to Tell Your Child About Money is a series that will run every Tuesday for the next few weeks where some of the top personal finance bloggers share their thoughts on this topic. Living below your means is the foundation of personal finance. At the end of the series I will post my own 5 pieces of advice.

Money 133

Money Personal Finance Finance Debt 133

Family Balance Sheet

APRIL 19, 2016

Today’s Debt Free Story is from Anna. She is on a mission to help others become debt free. She writes at her personal finance website, And Then We Saved. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? If married, who initiated the debt free goal?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Here are some of the most common applications.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

MARCH 26, 2021

Both books provided the blueprint for Our Debt Freedom Plan. Later in his plan, he recommends saving 3-6 months of expenses, but only after paying off the non-mortgage debt. My husband and I see things slightly differently from Dave based on our personal situation, especially the one I described above.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Prairie Eco-Thrifter

JULY 10, 2012

It’s a list of steps that brings about a generic budget completely void of any hopes, dreams and personal aspirations. You can’t get what you want out of your personal finances on the Toll House budget. Do you want to be debt free? Once your financial goals and costs are set, now you add in your income and expenses.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Prairie Eco-Thrifter

OCTOBER 21, 2011

After taking lessons for a while, it occurred to me that playing the piano is just a hobby of mine, and I can’t let it interfere with my primary goal of building a business. That’s when I realized that goals and hobbies are two different things. The key to achieving large goals is to break them up into smaller goals.

Real Estate 194

Real Estate Goals Motivation Hobby 194

Family Balance Sheet

SEPTEMBER 8, 2011

If you have a personal finance inspiring story where you have made a positive impact to your own Family Balance Sheet, then we want to hear it as part of my Inspiring Story series. Have you erased your debt? Graduated from college debt-free These are just a few ideas, but the stories are endless. The guidelines: 1.

Debt 138

Debt Personal Finance Finance Debt Free 138

freestuff.tv

MAY 18, 2011

Check out this guest post by Angela from Debt Consolidation Care: It needs no mention that budgets and savings play a pivotal role in assisting consumers in paying off debt. Here are some secret tips in creating a budget that can rejuvenate your personal finances and become debt free. Enjoy this site?

Budgeting 130

Budgeting Budget Debt Debt Free 130

Nicoles Nickels

JANUARY 29, 2012

Credit Sesame is a 100% free personal finance credit and debt management tool with no credit card required or trial period. Credit Sesame makes managing personal credit online, owing less in interest and saving on mortgage, loan & credit card payments easy! It helps you find the best mortgage/refinance rates.

Credit 45

Credit Debt Credit Cards Personal Finance 45

Prairie Eco-Thrifter

JANUARY 7, 2011

As usual there were a ton of great reads floating around the blogosphere written by my pals in the Yakezie network as well as some other personal finance bloggers. Ever since I got married last year, I have done a lot of thinking about the future and the state of our finances and what goals we have as a couple.

January 113

January Personal Finance Finance Green And Frugal 113

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. We still refer to it often to remind ourselves of our goals and objectives. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. And Read some more.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JANUARY 28, 2011

As some of you know, one of my goals for 2011 is to become a certified fitness professional. The goal was to be certified by summer. Moolanomy tells us how we can reach our savings goals by using virtual bank accounts. Sustainable Personal Finance tells us how they make healthy lunches from home and save.

January 124

January 2010 Personal Finance Finance 124

Prairie Eco-Thrifter

APRIL 6, 2012

Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. ” Managing Debt. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful? Thanks for your consideration. Real Estate.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We get a visual picture every month of where are finances are and what we have spent our money on. I also find that setting goals makes a difference. We have more stable careers, we have no debt (other than our mortgage), and we own a home. We wrote down a list of our current expenses, our current goals, and where we are at.

February 113

February Debt Finance Personal Finance 113

Family Balance Sheet

JANUARY 8, 2020

My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. ALSO our 2019 Financial Goal!). We’ve been working since 2013 to pay off a boat load of non-mortgage debt.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Saving Cents With Sense

JANUARY 5, 2011

If one of your New Year’s resolutions or goals was to manage your budget better in 2011, like millions of other people, then you really should check out Mint.com. This FREE budgeting software helps you manage all your personal finances, including bank accounts, credit cards, and investments, all in one place.

Budgeting 55

Budgeting Budget Personal Finance Software 55

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? ” Squeezer presents Instructions on how to get started in dividend reinvestment plans (DRIPs) posted at Personal Finance Success , saying, ” I give my thought processes and what to look for when wanting to invest in a dividend paying company.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

APRIL 11, 2011

Guest Post Author Bio: Broke Professionals is a personal finance blog aimed at the over-educated and underpaid. Join the husband/wife blogging team of Broke Professionals as they attempt to dig themselves out of a combined six figures in student loan debt. Stay out of debt in general. He is one of my heroes.

Work 133

Work Debt Credit Cards Finance 133

Prairie Eco-Thrifter

MARCH 10, 2011

Sustainable Personal Finance tells us to stop smoking. Reducing Debt. Eventually you will have to pay off your debt and if you have let it get out of control, you are going to be in for a real surprise. I say, set your priorities and pick your purchases wisely and by doing so you can avoid debt for good.

Personal Finance 133

Personal Finance March Finance Family 133

Family Balance Sheet

OCTOBER 13, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Six months?

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Penny Pinchin' Mom

DECEMBER 17, 2023

Create an Emergency Fund Let’s talk personal finances— $8,883 —that’s how much American households have in terms of emergency funds on average. Term life insurance: These insurance benefits can help with household income replacement, debt coverage, educational expenses, funeral and final expenses, and estate planning.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

APRIL 29, 2012

Our next item up for bid is a personal finance management kit sponsored by One Cent at a Time. This kit will help you know what you want to do with money, know where your money goes, know how to save money for your goals, plan your spending in advance, know exactly where you need to put control, and organize your financial records.

Money 171

Money Price Finance Prizes 171

Prairie Eco-Thrifter

FEBRUARY 4, 2011

I can say though that by using a money management program you are more likely to stick to your budget and your financial goals. Punch Debt in the Face tells us why no spend challenges are for wussies. Balance Junkie shares with us the nitty gritty on our personalities and how they really can effect how we manage our money.

January 113

January February Debt Personal Finance 113

Family Balance Sheet

FEBRUARY 11, 2016

As you know, I am a huge follower of Dave Ramsey and his books, The Total Money Makeover and Financial Peace provided the blueprint for our Our Debt Freedom Plan. Later in his plan, he recommends saving 3-6 months salary, but only after paying off the non-mortgage debt. Only you can determine where you need to start.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100