Family Balance Sheet

NOVEMBER 19, 2014

Today’s Debt Free Story is from Amanda & Daniel. Together they blog about becoming debt free and location independence in order to serve the world at Life with a Mission. How much debt did you pay off? What kind of debt was it? We paid off $68,000 of debt in eight months. Where are you from?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

FEBRUARY 2, 2017

Wonder what sets you apart from the people that seem to crush their financial goals? They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. with their goals.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 26, 2016

As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. Thankfully, we have worked through those trials and the experience actually made a positive impact on our finances. Guidelines for 2016: 1.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. How much debt did you pay off?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. Drew works full time for Department of Defense. Farrah works part time for Department of Defense. How much debt did you pay off?

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

AUGUST 7, 2012

You’ve heard the saying that nothing worthwhile is achieved without a goal? Well, this is especially true with your financial planning. Those who just go along, hoping for the best, are usually the ones who struggle financially or get themselves into too much debt. So, how do you set financial goals as part of a financial plan?

Financial Goals 213

Financial Goals Goals Making Simple 213

Family Balance Sheet

JANUARY 3, 2012

We talked through some issues and opportunities for our business and our personal, family, and financial goals. We are still working through some numbers and there might be some adjustments in the timelines we have given ourselves, but these are our financial priorities for 2012. Our 2012 Financial Goals. Finish Will.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What inspired you to get debt free? Funny how that works.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. I am a stay at home mom and freelance marketer and my husband works in the construction industry. How much debt did you pay off? What kind of debt was it? Where are you from?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I work full time in IT and my wife works part time in retail. I started my blog Debt Discipline to help keep us accountable while paying off our debt.

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JUNE 4, 2015

To many, working with a spouse would be too difficult, but our individual strengths and weaknesses complement each other and the arrangement has worked well. However a few years ago, we found ourselves with too much debt and not enough cash. Our business was doing well and it seemed like the right time for us to buy.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

MAY 22, 2011

Regardless as to the specifics, many Americans have elected to decrease spending, increase savings and eradicate debt. Pick a plan that works for you. Fortunately, there is no one size fits all plan to debt reduction. The needs, goals and temperament of every household are unique. Use a savings account to pay down debts.

Debt 157

Debt Recession Unemployment Budgeting 157

Family Balance Sheet

OCTOBER 17, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. For years, my husband and I didn’t consider OUR debts to be wrong.

Debt 100

Debt Finance Organic Organization 100

Family Balance Sheet

FEBRUARY 18, 2015

Today’s Debt Free Story is from Jen. My family and I are most known for paying off over $212,000 worth of debt and medical expenses in four years. In addition to paying off a ton of debt, I am also a 8-time national weightlifter and 2-time US Olympic Festival medal winner as well as an Ironman triathlete.

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. He is a financial coach and blogs at Well Kept Wallet. I own two different business, Phoenix SEO Company which helps businesses get on the first page of Google and Well Kept Wallet which is a Financial Education company. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. I have scrutinized our budget tirelessly and I really feel like there’s nothing more to cut, so my focus is turning to finding money to put towards debt. In January, I found $370 to put towards our debt: 1. Where can we find extra money?

Debt 100

Debt January Money Financial Goals 100

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

APRIL 11, 2020

We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. We didn’t have enough cash saved to buy a car without a loan and that wasn’t sitting well with me. Also, about the time everything shut down, my coffee machine decided to as well.

Budgeting 246

Budgeting Budget Family Debt 246

The Frugal Girl

DECEMBER 11, 2023

I have a degree in nursing and worked in pediatrics for 8 years, then left the profession right before I had my third child. We bought a cheap old trampoline and enclosed the bottom with chicken wire as their run It has been a learning curve to take care of this much land, as well as the chickens and cows we’ve since added.

Money 201

Money Kids and Family Frugal Parenting 201

Prairie Eco-Thrifter

AUGUST 12, 2013

Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). . Once you’ve reached that goal and have a nice, healthy emergency fund in your bank, what do you do next? Pay Down Debt.

Emergency Fund 200

Emergency Fund Debt Goals Money 200

Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? If married, who initiated the debt free goal?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Savings Corner

APRIL 4, 2024

Personal loans are becoming more popular among people looking to consolidate debt and find lower interest rates than credit cards. Your debt-to-income ratio helps lenders determine how much debt you already have compared to your income. According to a Bankrate study, the average personal loan interest rate is 12.10

Debt 52

Debt Bank Banking Credit 52

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. It will help you achieve your financial goals faster.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

JANUARY 5, 2014

“How we handle our money early in life can impact us in future years- for example, young adults who rely on credit may find themselves continuing this pattern throughout life and consumed with debt.” Palmer’s Planners is a series of financially-themed planners to help you navigate life events and goals. Kimberly Foss, CFP, CPWA.

Personal Finance 192

Personal Finance Finance Finance Tips Graduation 192

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. works in outbound sales, and I teach part-time. We have a huge heart for missions work. A life goal of ours is. How much debt did you pay off? What kind of debt was it? We are debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

APRIL 11, 2011

Join the husband/wife blogging team of Broke Professionals as they attempt to dig themselves out of a combined six figures in student loan debt. My dad has worked for nearly 40 years as a School Custodian. On work ethic: “Never turn down overtime. Lesson : Be dependable and hard-working. My work is my exercise.

Work 133

Work Debt Credit Cards Finance 133

Family Balance Sheet

JANUARY 4, 2016

My husband and I are back at work, our girls are back in school, and our normal routine resumes. We have new financial goals for this year. While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. Debt Freedom Plan Updates.

2016 100

2016 Money Financial Goals Debt 100

Saving With Shellie

JULY 22, 2011

I encouraged you to build an emergency fund or pay down debt with your savings. My goal is to save as much money as I can this fall. That’s my goal. I don’t know if it’s attainable in a few short months but having this lofty goal has me determined to save. But remember, little goals are a great start.

Goals 49

Goals Emergency Fund Financial Goals Debt 49

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. My husband works as an architect and I teach art part time at my son’s school. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt.

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

JULY 11, 2013

Hope your week went well. I have long days working all day and then going to class at night; Not to mention I have to find time to study and get homework done. Do you know how to protect yourself if debt collectors are harassing you? Considering the work from home approach? Happy Friday everyone. How is your summer?

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Take note that these guidelines would not work if you do not cooperate with one another. Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed. Follow this pattern and you are well on your way to generating savings.

Family 196

Family Financial Goals Debt Goals 196

Finally Frugal

DECEMBER 26, 2011

It's been quite a year; I have a total of four jobs (one full time, three part time) and am beginning to make a dent in my student loan debt. My goal at the beginning of this year was to double my income, and while that didn't happen, I am pleased with what I've managed to achieve. Now, going forward, what are my goals for 2012 ?

Goals 45

Goals 2012 Debt Student 45

Family Balance Sheet

SEPTEMBER 21, 2015

We carried no credit card debt and we contributed to our retirement. Our small business was going well and we said so long to renting office space and purchased a commercial property. We had a lot of debt, not enough cash flow, and very little set aside for emergencies. Prior to that, we thought we were golden. Stay positive.

Finance 100

Finance Debt August 2013 100

Family Balance Sheet

FEBRUARY 6, 2021

We found over $1600 in extra cash…and on the other side…well, you should scroll down for the details! I talk a lot about debt freedom and that is still a goal of ours, and our Debt Freedom Plan will be adjusted. We will work hard to pay this off as early as possible. Found Money in January: $1681.

Finance 130

Finance January Family 2020 130