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Create your debt freedom plan

Family Balance Sheet

Many years ago, my husband and I faced what we thought was an insurmountable hurdle– six figures of non-mortgage debts. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. But Dave Ramsey’s view of debt is very different. Debt is Dumb and Cash is King.”. “…and

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“We’re Going to Hawaii when…”

Family Balance Sheet

Our Debt Freedom Plan includes a family trip to Walt Disney World after we pay off our non-mortgage debt and a trip to Hawaii to celebrate paying off our mortgages. Our Debt Freedom Plan includes a family trip to Walt Disney World after we pay off our non-mortgage debt and a trip to Hawaii to celebrate paying off our mortgages.

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Our Debt Freedom Plan | Marriage & Money

Family Balance Sheet

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

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My Life Plan

Family Balance Sheet

But once I created our debt freedom plan and outlined the steps we would take to wade through the hardships, I was overcome with relief. Our Financial Goals: Pay off our non-mortgage debt. Pay off our mortgage debt. Celebrate debt freedom with a big family trip to Hawaii or Paris. Start saving for college.

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5 Sources for Quick Funding

Prairie Eco-Thrifter

Here are some situations that could warrant the need for quick funding: Debts Must Be Settled: For those that care about their credit score, paying off a debt means making sure that each monthly payment is made on time, and in full. There are times when someone might need funding as fast as possible.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

An August 2013 issue of Daily Finance, in an article entitled Credit Card Debt Falling But Still Very High reported: “According to data from the Federal Reserve, as of July 2013, the average indebted household in the U.S. To me, credit card reward programs are very similar to coupon clipping. I think they are a pain.