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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

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How to Conduct an Effective Family Financial Analysis

Prairie Eco-Thrifter

Set Financial Goals. When you’re struggling to pay your monthly billings, then you might think that saving is too far out of reach. Think of this: Whether you are an employee or businessman, you have to set goals to be successful. Without careful planning and setting these goals, your bottom line suffers.

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How to Save Money From Salary Without Sacrificing Your Lifestyle

Penny Pinchin' Mom

But think about how much you would be saving in terms of transport, drinks, food, entertainment, and the potential bail money should things get out of hand. If your lifestyle involves hanging out with your friends, you could choose to do a pot-luck hangout. My family chooses to eat out once per week, for example.

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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

Family Balance Sheet

We ate at home a lot and watched our food budget carefully. We still allotted a lot of money for food, but we were careful not to go too far over budget. Daniel cut some of his business expenses by cutting out a monthly fee for a co-working space and cutting out monthly charges for services he didn’t need anymore.

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11 Simple Meal Planning Tips

Family Balance Sheet

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. If there is one budget category that can quickly get out of control for me, it is GROCERIES. In other words, I need to follow my own advice. Plan for All Seven Days.

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How this Couple Eliminated $180,000 of Debt in 12 Months!

Family Balance Sheet

We started cooking at home more, a big issue for us was eating out. We tried our best to stretch the food budget. What are your financial goals now? Do not allow fear to convince you to not pursue your financial goals. Sell stuff, say no to vacations and eating out, and just get through this time.

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