Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. This is the year that we will control our money and our debt and fear will not control us. In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. Groceries.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

AUGUST 11, 2014

I followed Dave Ramsey’s baby steps and did the Financial Peace University class twice, once at home last spring and I enrolled again at church this past spring to stay focused. What are the top 3 – 5 ways you found money to put towards debt. Start by categorizing where you have been spending money.

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

FEBRUARY 4, 2015

I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

When my husband and I got married, we were making hardly any money. full-time so we started bringing in a decent amount of money. we still weren’t making enough money to cover all of our monthly bills. emergency fund, so we started throwing what little extra we had straight. the money was gone, it was gone.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 10, 2017

It wasn’t that we had friction over money in our marriage, but as the business & Family Office Manager , I had taken on the stress of that cash flow crisis and tried to work it all out by myself. This new strategy had us looking in the same direction with regards to our financial future and my husband was on board.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

SEPTEMBER 29, 2016

We owed money to just about everybody. We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). What are the top 3 – 5 ways you found money to put towards debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

MAY 27, 2015

We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! Our initial goal was to pay off our 15 year mortgage in 7-8 years by doubling our payment each month. Our second inspiration was not wasting money. I also blog at Snyders Tell All.

Debt 100

Debt Debt Free Pay Off Debt Finds 100