Penny Pinchin' Mom

DECEMBER 17, 2023

You don’t want your family’s financial security to go down the drain. Create an Emergency Fund Let’s talk personal finances— $8,883 —that’s how much American households have in terms of emergency funds on average. It should be 6x that, and then you have your minimum emergency fund figure.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

JULY 28, 2014

To make money management something you enjoy and to successfully incorporate it into your daily life, you have to get excited about it. Find something to motivate you into becoming financially literate. Those small and steady contributions are what make the big things happen. How to Start. Track Your Progress. Money Tips'

Hobby 189

Hobby Money Making Goals 189

Family Balance Sheet

OCTOBER 18, 2019

Our 2019 Financial Goal. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. We can now move on to other financial goals. 1st Update in June 2014. 2018 Update.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

APRIL 9, 2021

He makes it really simple and you should Google it if you haven’t heard of his steps. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. But $1000 was not nearly enough money to cover sudden emergencies in both our home and business.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

JUNE 11, 2014

One of the mistakes that we often make when saving is putting everything into one account. It’s fun to watch your account grow, but at the same time, if you have different goals for the money, having everything in one account can be problematic, since you aren’t able to identify which money is earmarked for a specific goal.

Goals 208

Goals Emergency Fund Used Vacation 208

Penny Pinchin' Mom

JANUARY 16, 2024

Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? ” Have Money Buddies Teamwork almost always makes the dream work. Find yours and use it to make extra cash.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

NOVEMBER 5, 2014

Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. We met with a financial planner and he gave us a specific plan to get out of debt with a specific amount of money to put toward debt each month. Make paying off debt a priority. We do it together.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Save a starter Home Emergency Fund.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. Make establishing an emergency fund a priority. It’s wasted money. So, have you made any of these mistakes?

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

MARCH 23, 2015

If you surround yourself with nay-sayers who don’t believe that you can change your financial circumstances, you are unlikely to do so. Make sure that is what you want. Before you start down the path to financial independence (which admittedly can be a long one), figure out if you want it badly enough.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. My plan is to use this cash first as it will come to term around the same time we will need to make the first college payment. Frugal living is not about deprivation. Some months are more successful than others.

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

JUNE 11, 2014

Our current savings is not at a true emergency fund level of 3-6 months, but further down our plan, we will save up to that level. What financial goals are you working towards? Are you making headway with those goals? Financial Freedom Marriage and Money' Let us know in the comments.

Debt 100

Debt Emergency Fund Financial Goals Motivation 100

Penny Pinchin' Mom

MARCH 11, 2024

Having to deny yourself the instant gratification that comes with spending the money at hand calls for incredible mental fortitude; this is especially true in the era of “Insta-life,” where everyone wants it now, and Instagram models make their lives look so glamorous. I usually make it the first week of the month.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

The first question is how much money do you make? Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed. Set Financial Goals. Without careful planning and setting these goals, your bottom line suffers.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

SEPTEMBER 9, 2014

Your money stays yours, so you can make it work for you. I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. Building an emergency fund also helps enormously. Who initiated the debt free goal?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Savings Corner

APRIL 4, 2024

It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. In contrast, higher-risk investments are better suited for long-term goals. It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions.

April 52

April Lowes CD Bank 52

Family Balance Sheet

FEBRUARY 4, 2015

Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. After we had kids, though, I stayed home, so we continued making the minimum payment for years. What are your financial goals now? By the grace of God, it took us just under 9 months to pay it off.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. I know I sometimes get bogged down with too many options and I can take forever to make a decision. If we make effort we will succeed. Sometimes a charitable contribution can make a direct impact on your life and others.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

NOVEMBER 12, 2011

To complete the trusts picture make sure you review A Matter of Trusts part 1 and 2! Invest It Wisely: When Can You Talk about How Much Money You Make? – Could there be times when it’s a good idea to tell someone how much you make? Today I’m going to talk about getting those emergency funds going.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. Tantrum aside, it’s still going to take years, but there is room for us to make some considerable progress in 2015. My husband and I are pumped to make 2015 the best year ever. 5 Ways to Make this Your Best Monarch Season…Ever!

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 20, 2017

When my husband and I got married, we were making hardly any money. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. we still weren’t making enough money to cover all of our monthly bills. 3 – Make time for fun!

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 21, 2015

Finally, we took the dive by making a budget and starting our debt snowball. Yes, we followed the recommendations outlined in Dave Ramsey’s resources, Total Money Make Over/ Financial Peace University. For the last two years, I told anyone who would listen about us trying to make our goal of being totally debt free.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

SEPTEMBER 29, 2016

Now we had yet another payment to add to the mix, and I honestly didn’t know how I was going to make it all work. I started my YouTube channel, not with the expectation of making money, but this has also provided a small monthly revenue. If you can make it from scratch rather than buying it – do it.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JUNE 8, 2018

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. For informational purposes only.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. With that much debt, we needed some go big or go home heavy hitters that would make a big impact on debt reduction. We moved the goal post multiple times. We need to increase our income.”

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

FEBRUARY 10, 2017

We have gone back and forth about moving up into a larger home, but at this point, it might not make sense. Build up our Emergency Funds to 3-6 months of expenses. Start college funds for both girls. Make your own Freedom Plan. What are your financial goals for 2017 and beyond?

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

FEBRUARY 3, 2016

Make your goals visual. Tracking your progress and making it visual do so much to motivate you to find more ways to cut expenses/earn more to get that debt paid off as quickly as possible, especially when it takes a long time and you get discouraged. What are your financial goals now? Where could you go?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

Using your income to pay off debt sounds obvious, but it surprises me how many people don’t take a look at how much they really make and how fast they could pay off debt. My husband definitely was in charge of our debt free journey and made the initial goal to get a 15 year note and make extra payments on it from the start.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 11, 2014

The company I had worked at for 12 years when I started my journey in January 2013, announced it would be making significant job cuts summer 2013. I had enjoyed a great salary working in Pharma and been far too irresponsible with what God had blessed me with to provide financially. What are your financial goals now?

Debt Free 235

Debt Free Debt Mom Goals 235