Penny Pinchin' Mom

JANUARY 16, 2024

Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? It will help you achieve your financial goals faster. Find yours and use it to make extra cash.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

NOVEMBER 5, 2014

The debt consisted of my student loans and a car loan. I went through Dave Ramsey’s Financial Peace University when I was 18 years old. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. What are your financial goals now?

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

JUNE 8, 2018

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. What a great problem to have, right?!?!

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

FEBRUARY 10, 2017

However, we have one non-mortgage loan left, the behemoth student loan that I was hoping to pay off in 2016. That’s called midlife and we just took a 3 year break from retirement contributions……sigh… This final non-mortgage loan is my husband’s student loan from chiropractic school. Retirement.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) After we got a taste of life without credit card debt, I wanted to pay off my student loan. While I was paying off my student loan I kept hearing about this Dave Ramsey guy, so read up on that method.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Ryan from The Financial Student talks about Getting Rid of Student Loans. Some people find themselves buried under student loan debt with little chance of ever paying it off. Music to my ears!!

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

FEBRUARY 4, 2015

As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. What are your financial goals now?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. Aside from the mortgage, we also added equipment and renovation loans with the purchase, and we had a student loan. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. cars, and finally our student loans. emergency fund, so we started throwing what little extra we had straight. What are your financial goals now? First, we will save our six-month emergency fund. We are debt. The biggest.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 3, 2016

I also wanted to pay off the student loans he had, and see him graduate without occurring any more debt. I realized we were going to make the last payment on his student loan (our last debt), so I called my husband in to click the ‘submit’ button since it was his debt after all. What are your financial goals now?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JANUARY 21, 2015

We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What are your financial goals now? We are almost done with our 3-6 month emergency fund and will begin maxing out our retirement accounts. It wasn’t until the last 2 years that we got serious.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

SEPTEMBER 29, 2016

We had two student loans that still had balances, even though we’d already been paying on them for 10 years. What are your financial goals now? We are currently working towards fully funding our emergency fund. When I sat down and added it all up, we were facing $58,704.10 worth of debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

MAY 27, 2015

And this is just on a mortgage, not including any credit card or student loan debt. Once our kids are in school our goal will be to look into buying our dream home. What are your financial goals now? Make sure to have an emergency fund so you’re not put back into debt when something comes up.

Debt 100

Debt Debt Free Pay Off Debt Finds 100